THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

On today’s show: A conversation with Perianne Boring, Founder and CEO of the Chamber of Digital Commerce, on when we are going to see a Bitcoin ETF. A look at Social Security and whether it’s going to be there when you reach retirement. A new study that reveals how mental declines impact seniors’ financial skills. What the demand for copper means for our economy, and our weekly health and wellness segment with my wife, Jean Edelman.Ask Ric a question on his show.

Some of the newest technological advances in healthcare are making news: there’s a new soft implantable cooling device that could provide pain relief on demand. This is a big deal because 20% of people suffer from chronic pain. Scientists at the Institute of Cancer Research have genetically modified the herpes simplex virus – that’s the virus that gives you a cold sore. And they're using this modification to attack cancerous tumors. It has apparently cured one person so far. A biotech company in New York has used 3D printing to make a body part with a patient’s own cells; they’re calling this a stunning advance in the field of tissue engineering.There is a disturbing new trend happening: IBM has been making some major changes to its pension plan. And you need to be aware of the message this is sending, especially if you rely on or plan to rely on your own pension.If you took advantage of one of the rules Congress enacted for the 2020 CARES Act that allowed you to withdraw money from your IRA or 401 (K) during the pandemic, even if you weren’t 59.5 years old, you have a really cool opportunity to get a refund on the income taxes you paid on that money.An interview with Sandy Kaul from Franklin Templeton about the newest megatrend in tech.An interview with Felix Kwan from Edelman Financial Engines about the impact the current markets have on charitable giving.Jean’s word of the week: PAGE---------------------------------------------Links from the show:Franklin Templeton whitepaperReplay of October 2022 webinar with Franklin Templeton’s Sandy Kaul---------------------------------------------Ric’s newest book: The Truth About CryptoAsk Ric a question on his showThe Truth About Your Future websiteDigital Assets Council of Financial Professionals website-----------------------------------------Follow Ric on social media:FacebookTwitterInstagramYouTube

Happy Thanksgiving weekend to you. Coming up on the show today: news about NFTs, the SEC cracks down on crypto scams, falling home prices, compensation for caregivers and Invesco’s brand-new personal finance game. Also, an interview with Invesco’s Ryan McCormack and my wife Jean with her weekly health and wellness segment.How Not to Suck at MoneyAsk Ric a question on his show. What to Consider When Contemplating Crypto for Client Portfolios

On today’s show: A conversation with Adam Sze from Global X ETFs on the state of the crypto market. How the auto industry is helping older drivers. The cost of raising a child and how to factor into your financial plan. More on the President’s student loan forgiveness plan. Year-end tax planning tips with Clay Ernst, Executive Director of Financial Planning at Edelman Financial Engines. Our weekly health and wellness segment with my wife, Jean Edelman.Ask Ric a question on his show.

FTX, the world's second largest crypto exchange, has announced that the company is broke, that they aren't able to handle withdrawal requests from their crypto exchange platform. Now you've probably heard of FTX. FTX slapped their logo on the uniforms of umpires in the World Series. They bought the naming rights to the stadium where the Miami Heat plays – they paid $212 million for that. The founder and CEO of FTX is Sam Bankman-Fried – 32 years old and worth $32 billion, at least until this week. And he not only was on the cover of Time Magazine, but he just recently contributed $39 million to Democrat Political Action Committees, making himself one of the largest political contributors in the country. Now, we need to unwind all of this and talk about what it means for crypto – the impact on Bitcoin and other digital assets. Watch the webinar on the FTX debacle Tax Evaluator tool from BlackrockAsk Ric a question on his showThe Truth About Your Future website

Happy weekend to you! Some of what we're going to be covering today: the truth about your friends at work, should you engage in staking and lending to earn yield, building a robotic dog to service Alzheimer's patients, tax loss harvesting. Plus our health and wellness segment with my wife, Jean Edelman.Ask Ric a Question on the ShowBitwise Investments

On today’s show: This is the problem with aging populations and birth rates. The investment strategy you need to exploit autonomous vehicles, electric vehicles and transportation of the future. A conversation on retirement security with Sean Wintz, Executive Director of financial planning at Edelman Financial Engines. Plus, my wife Jean takes a break from her health and wellness segment to sit down for an interview and share her side of our journey. Ask Ric a question on his show.

On today’s show: Tax loss harvesting, the benefits of ETFs, pension funds and real estate, and this week's health and wellness segment by my wife, Jean Edelman. I also interview Invesco’s John Frank, Head of ETF Specialists, and Nick Kalivas, Head Factor & Core Equity Product Strategy. Ask Ric a question on his show.

Recently you heard me talk about the president's student loan proposal, and you know that I strongly oppose the president's debt forgiveness plan. But all that said, there's no question that too many people owe too much money to student loans, and this dilemma is creating too much of a burden on them, as well as on our society overall, and our economy. So there's no question we do need to fix this situation. We do need to take action. But the loan forgiveness program proposed by the president isn't the right way to go about it; loan forgiveness should be offered, but for far fewer people, not 43 million who earn as much as a quarter of a million dollars each year.I'm really excited to bring on a very special guest to the program, my good friend Bob Pisani. You know him well. He's the senior markets correspondent for CNBC and he's just written a brand new book, Shut Up And Keep Talking: Lessons on Life and Investing from the Floor of the New York Stock Exchange. The book is out October 18. You can buy it right now on Amazon or your favorite bookseller.One of the things that we all kind of face with hesitation is our retirement. I mean, sure, we're going to age. We're going to eventually leave our job. It might be voluntary. On the other hand, it may be forced. Either way, we're facing one of the most radical lifestyle changes of our entire lives. I mean, think back to the last time you had such a radical change in lifestyle. Getting married certainly was one. Moving to a new home - that's a biggie. Having children - for sure. Getting a new job - that was a big one. But when's the last time any of those happened? Maybe decades ago. Well, now you're on the cusp of facing another lifestyle change: leaving your employment. And some folks enter this with the attitude of saying, my goodness, the best years of my life are behind me. I'm looking at a void. I'm looking at loss. What does this mean for my future? Is life over? And what am I going to be facing? Well, I've got two stories for you to demonstrate that life is just beginning as you age. Register for the October 20 webinarAsk Ric a question on his show

We've seen an incredible array of disarray in the financial markets on a global basis. The U.S. dollar is very, very strong right now, meaning the dollar is worth a lot more than other currencies around the world. That's really good news for the U.S., but it's really bad news for everybody else. Members of Congress -- 18% of them are engaging in insider trading, according to research from The New York Times. 183 senators or representatives did a stock trade in the past three years, and more than half of them sat on committees that gave them insight into the companies whose shares they bought or sold. In Jean's segment, she talks about the value of time and how to cherish and protect it.Register for the October 20 webinar Ric mentions on the showThank you, Matt Hougan and Bitwise for the great interview this weekAsk Ric a question on his show