THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books
Apr 11, 2023 • 16min
4/11/23: How to Keep your Job in a World of AI
And spoiler alert, if you haven't listened to yesterday's podcast, go listen to that now before you listen to this podcast today. Yesterday's podcast is only six minutes, so go listen to that real quick.-----Links from today's show:4/10 PodcastArtificial Intelligence & Technology ETF (AIQ)Robotics & Artificial Intelligence ETF (BOTZ)Brought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Apr 10, 2023 • 6min
4/10/23: An Important Crypto Message
Crypto has been around for more than a decade. Bitcoin, the first and most famous cryptocurrency is now worth more than $25,000, and there are thousands of other coins and tokens out there. But what is cryptocurrency exactly? -----Links from today's show:Artificial Intelligence & Technology ETF (AIQ)Robotics & Artificial Intelligence ETF (BOTZ)Brought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Apr 6, 2023 • 6min
4/6/23: Will Your 401(k) and IRA be Taxed to Pay for Social Security?
We've been talking about retirement security lately, what's going on in France and South Korea, and how this is a global problem. All around the world. We're living longer and producing fewer babies, and that means all over the world, fewer people are working and paying into Social Security and similar government retirement plans. And more people are retired and taking money out. All these programs are going broke. -----Links from today's show:Self-Care with Jean Edelman podcastJean's TwitterJean's InstagramJean's YouTubeBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Apr 5, 2023 • 11min
4/5/23: Is my Cash Still Safe at my Bank?
Yesterday I said here on the podcast that federal banking regulators have been trying to kill crypto companies by denying them access to banks. The FDIC shut down Silvergate and Signature Banks and Silicon Valley Bank, all of which did a lot of business with crypto companies. And the regulators are trying to tell other banks not to do business with crypto companies. Their efforts so far are failing because crypto is a legitimate industry that's operating - for the most part anyway, legally and profitably. Why wouldn't a bank want to do business with an industry like this? Just because you don't like crypto, what does that have to do with it? That's like saying you won't let tobacco companies or casinos or gun manufacturers have bank accounts just because you don't like what they do either.-----Links from today's show:Money Market, FidelityMoney Market, InvescoMoney Market, SchwabCertificate in Blockchain and Digital AssetsBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Apr 4, 2023 • 9min
4/4/23: Are Bank Regulators Trying to Kill Crypto?
Remember I said on a show not long ago that federal regulators are trying to kill crypto? Well, a Washington, D.C. law firm has now published a 37-page white paper making that same accusation. -----Links from today's show:Operation Choke Point 2.0: The Federal Bank Regulators Come For CryptoBlockchain & Bitcoin Strategy ETF (BITS)Blockchain ETF (BKCH)Metaverse ETF (VR)The Briefing with Steve ScullyBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Apr 3, 2023 • 19min
4/3/23: Your Thoughts on my Social Security Solution – and the Sad Reason it Won’t Work
It's Monday, April 3rd, and I thought I would share with you today some of the emails that I have been receiving from all of you over the past several months. There's a lot of really interesting commentary here that's I think, worth sharing with you. -----Links from today's show:3/7 podcastThe Premium/Discount Feature of Digital Asset OTC TrustsWeCanRise.comCertificate in Blockchain and Digital AssetsBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Mar 31, 2023 • 55min
3/31/23: It’s Time to Rewrite the Rules of Financial Success for Your Kids
So can we blame millennials who don't want to work hard? Is it really their fault when they're raised this way to expect everything to be handed to them, to never have to suffer the experience of failure, sacrifice, delayed gratification? We have millennials demanding that the government waive their student loan debt.-----Links from today's show:3/20 podcastBitwise event informationInvestment Advisor AssociationSelf-Care with Jean Edelman podcastBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Mar 30, 2023 • 8min
3/30/23: How the SEC Set the Stage for this Advisor's Scam
I want to tell you about Jeffrey Cutter. He's a financial advisor in Massachusetts. He operates his own firm called Cutter Financial Group, and he manages about $134 million for about 400 clients since 2014. For the past nine years, Jeffrey Cutter has been selling annuities to his clients, and he never told them that he's been collecting commissions of 7% to 8%. All this in addition to the 2% annual fee that he and his firm charged.-----Links from today's show:SEC Charges Investment Advisor with Defrauding Clients in Connection with Annuity SalesSelf-Care with Jean Edelman PodcastJean on TwitterJean on InstagramBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Mar 29, 2023 • 10min
3/29/23: Will Your Job be Overtaken by AI?
You've been hearing a lot about ChatGPT, haven't you? That's a chat bot that writes term papers. It even passed the bar exam and now the company that makes it says 80% of US jobs are going to be impacted by this new software. That's because ChatGPT and other programs like it are all about artificial intelligence, and they're going to be able to write code, do math with more accuracy and consistency. Your boss is going to pay for the software to do your job instead of hiring you to do it.-----Links from today's show:3/28 podcastWhat is ChatGPT and why does it matter?Ric's book, The Truth About Your FutureBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
Mar 28, 2023 • 16min
3/28/23: How the College Scam Ruins your Kid's Future
Let me ask you a basic, simple, fundamental question. Why are you going to college? Why are you sending your kid to college? Well, it's because getting a college degree helps you prepare for a career, right? And that career pays more money than the careers that are available to people who don't go to college. That's the fundamental thesis, isn't it? Well, let me tell you about the 10 worst paying college majors.-----Links from today's show:Ric's Master Class: How to Prevent College From Ruining Your LifeBitwise Roundtable informationHow much will you make in your 30s and 40s? Here are the best - and worst - paying college majorsYou now can earn college credit through YouTube videosSociety for Human Resource ManagementPresident Biden Announces Student Loan Relief for Borrowers Who Need It MostBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----
