

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Mar 27, 2023 • 9min
3/27/23: The Irony of Today's Banking Crisis
It's Monday, March 27th, and I am astonished that Wells Fargo is paying yet another $300 million to settle yet another class action lawsuit. In this particular case, this lawsuit alleged that the bank forced hundreds of thousands of its customers to buy unnecessary insurance when getting an auto loan. This is just the latest in a long string of financial fines and lawsuits, settlements that Wells Fargo has incurred since 2000. -----Links from today's show:Wells Fargo agrees to pay $300 million to settle with shareholders over auto insurance disclosuresBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 24, 2023 • 41min
3/24/23: When You Die, Do Your Kids Know Who Gets What – and Why?
It's Friday, March 24th. I want to talk about old people today. Yeah, those who are 65 plus, we're talking about a group of the US population that represents 17% of everybody in the US, but they have 75% of all the wealth in the US. We're talking about $70 trillion that are owned and controlled by people 65 and older over the next 20 years. All that money, $70 trillion, is going to be transferred to their children and other heirs.-----Links from today's show:Cerulli SurveyAva LabsAppetite for Disruption podcastGlobal Blockchain ConvergenceSelf-Care with Jean EdelmanBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 23, 2023 • 5min
3/23/23: The Surprising Benefits of Working Longer
It's Thursday, March 23rd. Yesterday, we talked about the four-day workweek. If you work one day less a week, maybe you can work more years, meaning your body might not get worn out so quickly. And if working fewer days a week lets you stay in the workforce longer, that might be really good for your long-term health. A new study says that if you retire early, you could indeed damage your health. -----Links from today's show:3/22/23 Podcast: Will You Soon Enjoy The Four-Day Work Week?Study: Retiring early may accelerate cognitive declineSelf-Care with Jean EdelmanCertificate in Blockchain and Digital AssetsBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 22, 2023 • 7min
3/22/23: Will You Soon Enjoy The Four-Day Work Week?
It's Wednesday, March 22nd. 100 years ago, odds were high that you lived and worked on a farm. That was a 24/7/365 job because, you know, cows and pigs and chickens, they never take the day off. They got to be fed or milked or always cared for and crops always needed tending to every day. The Industrial Revolution gave us the six-day workweek. Sunday was off for religious reasons. Eventually, that led to the five-day workweek. In 1938, Congress created the 40-hour workweek and set overtime pay for anything more than that. That was then. Now there's a movement to a four-day workweek. -----Links from today's show:U.K. 4-Day Work Week Study32-Hour Workweek Bill Reintroduced in CongressBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 21, 2023 • 14min
3/21/23: When Tech Is So Good You Don’t Even Notice
It's Tuesday, March 21st. I often talk about tech on this show because our technological innovations are changing the planet. We're growing so accustomed to them that tech innovations are just not getting anybody terribly excited about them anymore. I've deliberately waited a few weeks to bring you today's story because I wanted to make this point. -----Links from today's show:Farewell to the last 747 deliveryEdelman ScholarsRic Edelman College of Communication & Creative ArtsDigital Assets Council of Financial Professionals Brought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 20, 2023 • 8min
3/20/23: Guess What Millennials Are Doing Now?
It's Monday, March 20th. It's the first day of spring. Awesome. Hey, you know, everybody, of course, wants to have a secure financial future, but millions of Americans are setting themselves up for financial failure instead. That's because of their poor judgment, their immature behavior and their bad decisions. And I might well be talking about your adult children.-----Links from today's show:Americans in their 30s are racking up debt. Here's why:My Solution to Save Social Security -- Wacky or Brilliant? You Tell Me.Brought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 17, 2023 • 50min
3/17/23: How to Prepare for the Financial Shocks of Widowhood
It's Friday, March 17th. Happy Saint Patrick's Day. Aren't you glad I reminded you so you can be sure to wear green? All this week, we've been focusing on how the future is changing, particularly the future of society. If you missed any of these shows, go listen to them. The links are all in the show notes. Today, this is our last segment of this series. I want to again focus on the topic of death. But this one, frankly, more seriously. It's more a current topic than what we've covered so far this week. Today, I want to talk about the survivor, particularly widows and widowers. -----Links from today's show:Monday's showTuesday's showWednesday's showThursday's showAmy Florian interviewCertificate in Blockchain and Digital AssetsSmart KxSelf-Care with Jean Edelman PodcastBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 16, 2023 • 15min
3/16/23: Retro-Tech Now Offers a New Type of Burial
It's Thursday, March 16th. All this week, we're focusing on how the future is changing society. Today we're going to talk about another aspect of society that's changing - the changing nature of funerals or more specifically, burials. New York just became the sixth state in the country to allow human composting as a method of burial. -----Links from today's show:Self-Care with Jean Edelman Podcast on YouTubeSelf-Care with Jean Edelman Podcast on InstagramSelf-Care with Jean Edelman Podcast on Twitter'Human Composting,' already legal in 6 states, could help the planetSignature Bank Was Shut Down to Send 'Anti-Crypto' Message: Barney FrankSignature Bank Shutdown Caused by 'Crisis of Confidence' in Leadership, NYDFS SaysCrypto VC Digital Currency Group Turns To New Banking Partners After SVB Financial DebacleSchwab Rallies as CEO Bettinger Says He Bought 50,000 SharesBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 15, 2023 • 5min
3/15/23: Guess Which Demographic is Growing Fast?
It's Wednesday, March 15th. All this week we're focusing on how the future is changing, particularly the future of society. Today we're going to talk about another aspect of society that's changing - the role of grandparents. -----Links from today's show:3/13 Podcast3/14 PodcastGlobal X Aging Population ETF (AGNG)Brought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----

Mar 14, 2023 • 32min
3/14/23: The Future of Disability in Society
It's Tuesday, March 14th. All this week, we're focusing on how the future is changing the future of society. Yesterday, I told you how the institution of marriage is changing. Today, we're going to talk about another aspect of society that's changing our attitude about disability.Plus, I'll talk to you about what's going on in the banking world.-----Links from today's show:Americans with Disabilities Act3/14 Webinar - FinancialExpertsNetwork.comBrought to you by:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteThe Truth About CryptoHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page-----


