The Ramsey Show Highlights

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Caller: a retirement-age woman facing heavy debt with limited savings. She shares income, mortgage and multiple auto loans. Conversation focuses on dangers of refinancing into the home, selling vehicles to eliminate auto debt, and an urgent plan to become payment-free so she can start saving for retirement.

Michael, a young caller wrestling with business and personal debt, seeks a fresh start. He recounts a failed business buyout, tax troubles, and spending leaks. The conversation drills into questionable purchases, vehicle choices, and where to begin with repayment and budgeting.

Caller, a 21-year-old who survived being shot by a 3-D printed firearm and received a $250K settlement, seeks guidance while carrying $70K in auto debt. The conversation covers how the injury and settlement unfolded, the story behind an unpaid Hellcat loan and repo, and advice on contacting lenders, making settlements, and rebuilding integrity and reputation.

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with ⁠⁠⁠Churchill Mortgage⁠⁠⁠. Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠. Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with ⁠⁠⁠Churchill Mortgage⁠⁠⁠. Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠. Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices