The Ramsey Show Highlights "That's The Wildest Thing I've Ever Heard"
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Apr 6, 2026 Caller, a 21-year-old who survived being shot by a 3-D printed firearm and received a $250K settlement, seeks guidance while carrying $70K in auto debt. The conversation covers how the injury and settlement unfolded, the story behind an unpaid Hellcat loan and repo, and advice on contacting lenders, making settlements, and rebuilding integrity and reputation.
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Shot By A 3D Printed Gun Led To A $250K Settlement
- Caller describes being shot by a teenage kid using a partially 3-D printed firearm and settling with the homeowner's insurance for about $250,000.
- Dave Ramsey reacts: "that's the wildest thing I've ever heard," highlighting the surprising origin of the settlement and the teen's 3-D printing skills.
Bought A Hellcat At 18 Then Sold It With Debt Unpaid
- Caller admits he put his $70,000 debt on a new Dodge Hellcat at 18, later sold the car without paying off the loan, and it was repossessed or sold.
- Dave questions how he sold a car without title and stresses the irresponsibility of that deal.
Call Creditors And Ask What They Will Accept
- Call your creditors and offer to settle the outstanding $70,000 by asking "What will you accept?" and be ready to write a check for their counteroffer.
- Dave suggests they might accept about 50% and to document any agreed settlement.