The Ramsey Show Highlights

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Caller, a 64-year-old longtime worker planning retirement, calls in with $230,000 in household debt and details about income and family finances. The conversation covers realistic payoff timelines, urgent budgeting and living-within-means changes, a crucial money talk with his spouse, and the possibility of working a few more years to protect retirement savings.

A woman describes being entangled in financial abuse and facing prison time for bank fraud tied to her husband's actions. They explore how her name ended up on fraudulent company documents and the legal steps that led to a plea and sentence. Conversation covers family fallout, plans for divorce while incarcerated, retirement account moves, and strategies for rebuilding reputation and employment after release.

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠. Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with ⁠⁠⁠Churchill Mortgage⁠⁠⁠. Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠. Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠. Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with ⁠⁠⁠Churchill Mortgage⁠⁠⁠. Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠. Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠The Ramsey Show⁠⁠⁠   🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠💵 Start your free budget today. Download the EveryDollar app!⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ send us an email⁠⁠. Connect with our Sponsors: Get 10% off your first month of ⁠⁠BetterHelp⁠⁠. Go to ⁠⁠Boost Mobile⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with ⁠⁠Churchill Mortgage⁠⁠. Get 20% off when you join ⁠⁠DeleteMe⁠⁠. Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠The Ramsey Show⁠⁠   🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡⁠⁠ The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ ⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠💵 Start your free budget today. Download the EveryDollar app!⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ send us an email⁠⁠. Connect with our Sponsors: Get 10% off your first month of ⁠⁠BetterHelp⁠⁠. Go to ⁠⁠Boost Mobile⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with ⁠⁠Churchill Mortgage⁠⁠. Get 20% off when you join ⁠⁠DeleteMe⁠⁠. Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠The Ramsey Show⁠⁠   🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡⁠⁠ The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ ⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices