Retirement Planning Education, with Andy Panko

This podcast explores variable annuities, indexed annuities, and withdrawal riders. It covers the features and benefits of each type of annuity, as well as the fees associated with variable annuities. The podcast also discusses the concept of withdrawal riders and the rules and restrictions that apply. Overall, it provides a comprehensive understanding of annuities and how they can be utilized in retirement planning.

This podcast explores the complexities of income annuities and payment options. It discusses the cost and fees associated with annuities and provides examples of different payment options. The episode also highlights the lack of inflation increases in most standard annuities and teases the topics to be covered in the next episode.

This podcast introduces annuities and focuses on multi-year guaranteed annuities (MYGAs). It covers the basics of annuities and the details of MYGAs. The speaker discusses the different types of annuities, including immediate annuities and deferred annuities. They also explain how interest is earned on annuity contracts, such as fixed annuities, variable annuities, index annuities, and buffer or structured annuities. The chapter explores fee-only advisors and annuity sales, highlighting the importance of understanding surrender periods and charges. It also discusses annuity fees, tax implications, and the distribution and taxation of annuity income for heirs. Finally, it provides guidance on finding reputable insurers and multi-year guarantee annuity rates.

Everything you ever wanted to know about I BondsLinks in this episode:TreasuryDirect - hereCPI-U monthly data - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of Monte Carlo simulation in retirement planningLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Discussion of the pros and cons of possible alternatives to using bonds or bond funds in your portfolioLinks in this episode:My YouTube video about fixed indexed annuities - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of bonds and bond funds; how they work, what risks they have, what their purpose is, etc.Links in this episode:My YouTube video about bonds and bond funds - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of some of the various letters and professional designations often seen after financial advisors' namesLinks in this episode:Rock Retirement Club - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Summary of the ways to do and file your own tax return, or how to find a paid tax return preparerLinks in this episode:IRS forms and schedules search tool - hereIRS PTIN and "credentialed" return preparer directory - hereIRS VITA and TCE info and locator tool - hereAARP Tax-Aide info and locator tool - hereIRS "Free File" and "Free Fillable Forms" info - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of the various forms and schedules commonly used in retiree tax returnsLinks in this episode:IRS forms and schedules search tool - hereMy YouTube video - Overview of Federal Income TaxationMy YouTube video - Understanding a Retiree Tax ReturnPDF of the tax return discussed in the above video - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights