Retirement Planning Education, with Andy Panko
Andy Panko
Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!
Episodes
Mentioned books
Mar 3, 2022 • 30min
#012 - What are mutual fund capital gain distributions?
Explanation of mutual fund capital gain distributions, and why 2021 was a unique year for large (and taxable) distributionsLinks in this episode:Wall Street Journal article about a particular fund company's large capital gain distributions in their target date retirement funds - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 24, 2022 • 36min
#011 - How do financial advisors get paid?
Explanation of how financial advisors get paid, including the differences in compensation structure between investment managers, securities salespeople and insurance salespeopleLinks in this episode:My three-part video series about how to find a financial advisor - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 17, 2022 • 34min
#010 - When do I have to take distributions from inherited retirement accounts?
Summary of the Required Minimum Distribution ("RMD") rules around inherited retirement accountsLinks in this episode:"Free Stuff" (including the IRS Uniform Lifetime table and flowcharts) - hereIRS Joint Life and Last Survivor Expectancy table - hereMy detailed video about RMDs from inherited accounts - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 10, 2022 • 32min
#009 - What are Required Minimum Distributions, and when do I have to take them?
Summary of Required Minimum Distributions or "RMDs"Links in this episode:"Free Stuff" (including the IRS Uniform Lifetime table) - hereIRS Joint Life and Last Survivor Expectancy table - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Feb 3, 2022 • 33min
#008 - When can I take money out of my Roth IRA without tax or penalty?
Summary of the rules around taking money out of your Roth IRA without tax or penaltyLinks in this episode:"Free Stuff" (including Roth withdrawal rule summary sheet) - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jan 27, 2022 • 29min
#007 - What's the difference between tax-deferred, Roth and normal brokerage accounts?
Comparison of the features of tax-deferred vs Roth vs normal brokerage accountsLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jan 20, 2022 • 35min
#006 - What's a "backdoor" Roth?
Explanation of how to do a "backdoor" Roth contribution, and what to look out for when doing itLinks in this episode:Summary of helpful tax and financial planning info for 2022 - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jan 14, 2022 • 40min
#002 - What's the 4% Rule?
Everything you ever wanted to know about the 4% RuleLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jan 14, 2022 • 29min
#001 - How much money do I need to retire?
A framework for figuring out how much money you need to retire.Links in this episode:Life expectancy calculator - Living To 100Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jan 14, 2022 • 39min
#003 - Should I take my pension as payments or a lump sum?
Discussion of the pros and cons, and a decision-making framework, in deciding between taking a pension as lifetime payments or a lump sumLinks in this episode:Life expectancy calculator - Living To 100IRS pension present value "segment rates" - herePension Benefit Guaranty Corporation ("PGBC") website - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
