Retirement Planning Education, with Andy Panko

Listener Q&A where Andy answers questions about:Spousal Roth IRAs401(k) to Roth IRA conversionsSplitting up IRAs to have different beneficiaries for eachInvesting money earmarked for potential future long term care expensesHow I named my company, Tenon FinancialIRS website link about direct vs indirect rollovers - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of a bond ladder and how to build oneYouTube Video - "What is Sequence of Return Risk"YouTube Video - "Bonds, Bond Prices and Bond Yields"Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Part 2 of 2 of the replay of my previously aired Facebook live video with Chris D'Agnes, CFA, Partner and Co-Portfolio Manager at Hamlin Capital Management. Chris talked about the high dividend equity portfolio he manages and why dividends are an important part of investing for retireesFull video replay with Chris - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Part 1 of 2 of the replay of my previously aired Facebook live video with Chris D'Agnes, CFA, Partner and Co-Portfolio Manager at Hamlin Capital Management. Chris talked about the high dividend equity portfolio he manages and why dividends are an important part of investing for retireesFull video replay with Chris - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Learn about Life Insurance Retirement Plans (LIRPs), including their costs and fees, borrowing against cash value life insurance policies, understanding LIRPs, and the complexities of index universal life policies. The hosts express skepticism, but also share their desire to explore LIRPs further and provide beginner-friendly information.

Explanation of the five different versions of Modified Adjusted Gross Income, or MAGI, you're likely to come across in retirement planningDownloadable MAGI summary handout - hereWhat is MAGI YouTube video - hereUnderstanding Medicare Premium Surcharges YouTube video - hereAffordable Care Act ("ACA") Premium Tax Credits YouTube video - hereWhat is Net Investment Income Tax YouTube video - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Summary of the key points in the 2022 Social Security Trustees Report2022 Social Security Trustees Report - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

The basics of the Social Security systemYouTube video - Introduction to Social SecurityYouTube video - Calculating your Social Security Primary Insurance AmountYouTube video - Are Social Security Benefits Taxable?YouTube video - When to claim Social SecurityYouTube video - Social Security myths and Q&AFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Actions retirees and near-retirees should (and shouldn't) consider doing as a result of bad financial markets and high inflationYouTube video - What is the 4% Rule?YouTube video - How much money do I need to retire?Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights

Explanation of tax loss harvesting and tax gain harvesting, as well as an introduction to "wash sales"Links in this episode:YouTube video - What is Tax Loss Harvesting?YouTube video - What is Tax Gain Harvesting?YouTube video - What is Tax Loss and Tax Gain Harvesting?Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights