Retirement Planning Education, with Andy Panko
Andy Panko
Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!
Episodes
Mentioned books
Sep 29, 2022 • 46min
#042 - Everything you wanted to know about reverse mortgages, with Josh Blum (Part 1 of 2)
Part 1 of 2 of the audio replay of my previous video with Josh Blum from Mutual of Omaha where we talked all about reverse mortgageLinks in this episode:Replay of the original video with Josh - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Sep 22, 2022 • 30min
#041 - The Net Investment Income Tax and how it may impact your retirement planning
Summary of the 3.8% Net Investment Income Tax ("NIIT") and how it may impact your retirement planningLinks in this episode:IRS Form 8960 - hereFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning InsightsMy recent webinar - How to Review a Tax Return (as a Retirement Planner)My YouTube video - What is Net Investment Income Tax
Sep 15, 2022 • 39min
#040 - Q&A edition...delaying Social Security, when to start a pension, RMDs on inherited IRAs, where to save cash and MORE!
Listener Q&A where Andy answers questions about:How to calculate the increase to Social Security for delaying the start of benefits, or the decrease for starting benefits earlyWhat to consider with regards to when to start receiving a pensionWhat Required Minimum Distributions ("RMDs") are necessary when inheriting an IRA from someone who inherited it from its original ownerHow bullet ETFs are taxedTaking just spousal benefits while letting your own Social Security benefit growThe options available to safely save cash for a few yearsLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Sep 8, 2022 • 30min
#039 - Health insurance options if you're retired and not yet eligible for Medicare
Summary of the options for health insurance if you no longer have employer-sponsored health insurance and aren't yet 65 and therefore can't yet sign up for MedicareLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Sep 1, 2022 • 42min
#038 - Understanding Affordable Care Act ("ACA") health insurance and premium tax credit subsidies
Explanation of health insurance offered through the Affordable Care Act (aka ACA or ObamaCare) and subsides for such insurance in the form of premium tax creditsLinks in this episode:IRS Form 8962 - hereMy YouTube video - Affordable Care Act Premium Tax CreditsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Aug 25, 2022 • 42min
#037 - There's a lot value in retirement planning, but it can't actually be measured
Discussion of how there is a lot of value in retirement planning & investment management, but how it's impossible to actually quantify and measure that valueLinks in this episode:Link to my Rethinking65 article - "How Much Are Your Services Worth?"Link to FINRA BrokerCheck - hereLink to my YouTube video - How to Find a Financial Advisor, Part 1 of 3Link to my YouTube video - How to Find a Financial Advisor, Part 2 of 3Link to my YouTube video - How to Find a Financial Advisor, Part 3 of 3Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Aug 18, 2022 • 39min
#036 - Q&A edition...Roth conversion optimization, tax on crypto, when to start annuity payments and more!
Listener Q&A where Andy answers questions about:Whether I prefer simplification or optimization in financial planningRoth conversion optimizationIs crypto mining taxableHow to buy I Bonds through tax return refundsWhat positions to sell when distributing from an IRAWhen to start annuity paymentsLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Aug 11, 2022 • 39min
#035 - Everything you wanted to know about long term care insurance, with Kerry Peabody (Part 2 of 2)
Part 2 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insuranceHow to contact Kerry - https://www.clarkinsurance.com/long-term-care-insurance/Replay of the original video - hereLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Aug 4, 2022 • 39min
#034 - Everything you wanted to know about long term care insurance, with Kerry Peabody (Part 1 of 2)
Part 1 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insuranceHow to contact Kerry - https://www.clarkinsurance.com/long-term-care-insurance/Replay of the original video - hereLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
Jul 28, 2022 • 38min
#033 - Summary of different portfolio withdrawal strategies
Explanation of the various portfolio withdrawal strategiesLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Newsletter - Retirement Planning Insights
