The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Mar 18, 2021 • 26min
03.18.21 If you were laid off, you may qualify for free COBRA insurance / News about companies you likely use spying on you.
Clark explains who qualifies for the new 6 month COBRA healthcare subsidy and how it works. Also, with so much focus on privacy violations, how Google has become proactive when it comes to tracking you for targeted ads. And you may want to shut down permissions for cell phone carriers engaging in extreme spying. Clark argues for opting in, versus having to opt out.How To Opt Out of T-Mobile’s New Ad-Targeting Policy - Clark HowardAsk Clark topics include: Domain registration 5 & 10 year deals, Free trip to the Bahamas- a rip off since the 1980's, Spotting warehouse club clearance items, WhatsApp privacy changes, Index funds.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 17, 2021 • 27min
03.17.21 The pandemic 1 year later & Covid passports / Electric vehicles are transforming the auto industry
The pandemic 1 year in - Clark discusses the impact of vaccines on recovery and the emerging Covid passport. / Buying vehicles is in transition as electric vehicles gain range and become more affordable. Direct online versus dealer purchases are in play. Why it's riskly buying a new gas engine vehicle now. Ask clark questions include: Vaccination and Covid test form privacy concerns - Credit Freeze, Travel Insurance, Bitcoin IRA or Savings not recommnended, Zillow zestimates. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 16, 2021 • 30min
03.16.21 Fake Amazon reviews are a plague - reading past the con. / Auto price sticker shock -2 sectors where deals can be found.
Clark reveals what's led to bulk purchase of fake reviews on Amazon & how to read between the star ratings. / Almost 30% of new vehicles for sale now cost over $50K! That’s why most people buy used. 2 areas of the used sector have your best bet on price. Ask Clark topics include: Target Date Funds, Peacock Streaming Service Review, Robinhood-SEC Investor Complaint Form, Clark Howard's Special Rule for Refinancing Your Mortgage, Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 15, 2021 • 24min
03.15.21 What We Don't Know Can Harm Us: Credit report errors skyrocket. An assignment / Fraudsters morph phishing tactics & migrate their targets. Clark's key rule is your best defense.
More than half of all consumer complaints filed with the CFPB concern credit report errors, likely related to the bureaus' waiver from CARES Act compliance. Don't wait until this affects your financial life - A Clark smart vigilance assignment - and it's easy. / Pretext phone calls, emails & texts keep coming, ever more sophisticated. Clark's strategy helps keep you 1 step ahead of criminals.Ask Clark topics include: The merchant lied -Clark didn't buy the warranty: Clark's endorsement policy, If you can't pay your credit card bill, The Best Credit Cards for Small Business Owners, Why Entrepreneurs Should Avoid Business Credit Cards, MLMs.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 12, 2021 • 28min
03.12.21 Clark answers his critics on Clark Stinks / Auto insurer trick drives up rates - Clark smart ways to keep premiums down.
Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / 2021 policy renewals are using 2019 mileage to set premiums. Clark explains how to handle this and how to save on car insurance overall. Clark Stinks topics include: Long Term Care Insurance, 6 Things To Know Before You Sign Up for Visible, If you use multiple pharmacies, make sure they each have a list of your meds, JOB CORPS, Spousal Roth IRA, Citi Costco Card benefits still include car rental coverage. Ask Clark topics include: Getting out of debt, Home Warranties, HVAC Freon.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 11, 2021 • 25min
03.11.21 Key advice for home buyers / When should you buy a cell phone service plan?
63% of 2020 homebuyers made an offer on a house - sight unseen. Why a virtual tour is not enough.Half of all cell phone users have never lost or broken a phone, so do you need a service plan? 3 Clark smart ways to protect your phoneQuestion topics include: Additional fees on a used vehicle purchase / Beginner investing / Home refi decision makingWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 10, 2021 • 27min
03.10.21 Great new construction methods save builders and buyers big money / Make it stop! Ways to reduce spam calls
Innovative building methods, including 3D printing, are more efficient, cut construction costs and produce highly energy efficient housing. / Sick of spam calls? Clark has some strategies to help eliminate them. Ask Clark topics include: Life Insurance and How to Buy a Used Car in 7 Steps - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 9, 2021 • 29min
03.09.21 Economic recovery spending warning includes buy now, pay later hazard / Word to post-pandemic entrepreneurs.
Debt looms over intact or improved finances during recovery. Hold any gains and beware the buy now, pay later option on small purchases. 3/4 of users dropped their credit scores. / Picking up the Pieces: Rare opportunity exists to open businesses with less cost and less risk, especially in the restaurant industry.Ask Clark topics include: Car rental insurance, Internet based business phone systems - Ooma & 8x8, Trip Adviser for vacation planning, Do Not Give Your Social Security Number at These Places, Wyze Cam smart security camera for $20 - Clark Deals - Your Guide to DIY Home Security Systems - Clark Howard.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 8, 2021 • 29min
03.08.21 Walmart+ tweaks to compete with Amazon Prime. A Clark smart comparison / How Zillow now brings more certainty to home selling.
If you're convenience and price oriented, Walmart+ shines and is worth checking out. / iBuyers have brought convenience to home selling. Now Zillow brings more certainty to the process. Clark offers a smart approach to selling your home today. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide, How to Get a Mortgage in 8 Steps, Hiring a Fee-Only Financial Planner, What is a Fiduciary Financial Advisor?, ProtonMail is free, encrypted email, WhatsApp's new terms are an invasion of privacy. Alternatives include Signal.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 5, 2021 • 30min
03.05.21 Clark answers his critics on Clark Stinks / Why being a renter may be the smart move now into 2022.
Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks. / There are major disruptions in the housing and rental markets now. Several factors figure into the current housing crunch. Clark explains what to consider when making the decision to rent or to buy this and next year. Ask Clark topics include: Borrowing from your 401k, Marijuana stocks, Pet Insurance. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
