The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Apr 1, 2021 • 26min
04.01.21 Clark is a prankster & NFTs are nuts. / Clark re-enters retail stores and makes some discoveries.
Clark attempts to explain NFTs (with an assist from SNL) & blockchain and gives his take on this novel craze. Also, fully vaccinated, Clark’s back in stores and finds himself spending ...more OR less? Ask Clark topics include: ETF Guide / HSA - Health Savings Account / Amazon MTurk Review / Save on dental care / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 31, 2021 • 23min
03.31.21 Pandemic effect: Forced early retirement is bad for business & the economy / Renting Storage - dynamic demand pricing & insurance.
One effect of the pandemic has been forced early retirement for many. Only 38% of the workforce is 55 and older. Why employers are working against their own self interest and that of the U.S. economy when they discriminate against older workers. Short term thinking makes for short lived companies. Companies that stand the test of time treat workers well. / A first for Clark - renting storage. What you can learn from his process. Ask Clark topics include: Refinancing a car loan / Appliance purchases / Unemployment insurance fraud / The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ - Be flexible / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 30, 2021 • 26min
03.30.21 Saving for retirement - The case for automatic enrollment and target retirement funds / Who tried to scam Clark?
The beauty of automatic enrollment into retirement plans for employees, and why Clark loves target retirement funds. / How Clark got scammed! - Almost. Yet another reason to check your statements. Ask Clark topics include: 529 Plans / Submit a complaint | Consumer Financial Protection Bureau / Toddler Saved By Anti-Choking Device / Home insurance unjust denial - File complaint with your state insurance department. / Car rental prices escalate -Turo - Getaround. / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 29, 2021 • 27min
03.29.21 Hospital price disclosure is the law - NOT happening / Pay app fraud escalates. Your prevention strategy.
Hospital systems have conspired to prevent prodcedure & surgery price comparison. Clark explains how they skirt the law, and why hospitals remain the biggest problem with the cost of healthcare. / Fraud hacks into Venmo, CashApp and Zelle have become a massive problem, with no customer service. Clark explains a way to keep your primary account from being drained by crooks.Ask Clark topics include: Custodial Roth IRA / Authorized credit card user - Petal Card / Best and Worst Home Insurance Companies / Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases / Car Rental Ireland / Betterment / Military & Veterans Guide /Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 26, 2021 • 28min
03.26.21 Clark answers his critics on Clark Stinks / Clark's 2 cents on killing off the penny.
Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / It would be pennywise to retire the penny. Clark counts the ways.Clark Stinks & Ask Clark Topics include: T-Mobile needs a reset / Tire Rack / Your Guide to DIY Home Security Systems / National Guard and Reserve Benefits / How to Find a Good Moving Company /Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 25, 2021 • 28min
03.25.21 Employment: Upcoming job rotation brings opportunity plus, hybrid working / Defrauded students can reapply for loan forgiveness.
JOBS: Microsoft Survey Says - Over 40% of workers want to quit their jobs. This creates job rotation moving forward, and new opportunity. Also, the pros & cons of remote working as the hybrid return to work evolves. / Student loan mills feeding for-profit schools left a trail of disaster for borrowers cheated out of an education. Now these borrowers can reapply for student loan forgiveness. Check out affordable training opportunities including Google Certificates.Ask Clark topics include: How to open a Roth IRA / Monthly recurring charges - file a BBB complaint / AARP College Grants - Scholarships for Senior Citizens / How to Get a Power of Attorney From a Jail Inmate / IRS-Get An Identity Protection PIN /Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 24, 2021 • 25min
03.24.21 Clark updates the pandemic economy as vaccinations take hold plus - travel news
Clark discusses proceeding with caution after vaccination, herd immunity and economic recovery. Step by step the economy will gain strength as people get out and about more. Expect stronger economic activity as we move through 21. / Today, Royal Caribbean is taking reservations for a June cruise out of the Bahamas with no U.S. stops. It's a start for cruise travelers. But beware "phantom booking" with cruise lines - a Clark warning. Bookings are up overall in the U.S. as people prepare for summer travel. Look at travel in and near the U.S. as quarantine requirements continue.Ask Clark topics include: HSA Accounts / Index Funds / Credit Freeze / Travel Safety / Home equity loans and HELOCs / Credit Cards / Home Owner's Title Insurance /Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 23, 2021 • 25min
03.23.21 How and why the gas tax will change / New furniture shortages call for a Clark smart strategy.
With the rise of hybrids and electric vehicles, the gas tax for road maintenance has got to change. Some states are already going about mileage taxation. Clark explains what's around the bend. / An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest...Ask Clark topics include: Save on car insurance / Pay per mile car insurance rates / DOT.gov Consumer Complaint / 3-D Printed Homes / How to buy a used carWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 22, 2021 • 26min
03.22.21 Gas prices escalate - what's ahead / A purchase & donation warning from Clark’s Consumer Action Center + New banking options
Clark discusses the supply & demand factors affecting the price of gas and what to expect at the pump. / A purchase and donation warning from the head of Team Clark’s Consumer Action Center - Another good reason to check your bank & credit card statements monthly. / The banking sector seems culturally incapable of becoming a customer focused industry. Meet the outsiders making a difference.Ask Clark topics include: Social Security problem: file a complaint through your Office of Constituent Services. / Remote worker non-resident tax issues - Hire a CPA or Enrolled Agent. / How to open a Roth IRA - Target Retirement Funds / Roth vs. traditional 401(k)Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 19, 2021 • 27min
03.19.21 Clark answers his critics on Clark Stinks / Free credit reports extended- the Clark Smart way to monitor your credit
Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks /Deadline Extended: Check Your Credit Report Every Week for Free - Clark HowardClark Stinks & Ask Clark topics include: Cell phone insurance, Airbnb Superhost, Kids & Money -Clark's daddy match, Taxes on individual stocks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
