The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Mar 4, 2021 • 25min
03.04.21 Money myths can cost you / Extended warranties - Are the ever worth it?
Just under half of people surveyed believe it's best to leave a balance on a credit card - and other money myths that don't serve you well. / Extended warranties on vehicles - when, where and IF you should ever buy one. Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One?, 529 Plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 3, 2021 • 24min
03.03.21 The 'fast furniture' trend and your wallet. / Flood Insurance changes are on the way. Vital info for homeowners and buyers.
Urbanization and climate changes are increasing flood risks. Premium adjustments are coming from the National Flood Insurance Program as the Feds realign risk levels. It's vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com - FloodSmart.gov. // Mobile young adults are renting furniture these days - convenient but is this cost effective? Clark tells you how to get the most from your furniture dollars. Ask Clark topics include: W-4 withholding confusion, Community Property, Buying individual stock picks vs. index funds, Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 2, 2021 • 26min
03.02.21 Streaming: The Paramount+ launch deal and DirecTV status / Unemployment expands eligibility- Who is included and application advice.
Paramount+ launches this week. Check out the lineup and see if the promotion for early subscribers is right for you. Also, why you may see DirecTV prices go higher. / Unemployment Insurance has expanded eligibility by executive order. Depending on state, delays continue. Clark has application advice to facilitate the process.Ask Clark topics include: Home Internet, Best Online Banks, How much cash should you keep at home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 1, 2021 • 25min
03.01.21 Timing is Everything: An Important deadline for small business owners / Booking your next travel adventure.
PPP - This time is different. For the next 9 days, businesses with less than 20 employees can apply exclusively. Non-banks, meaning credit unions and fintechs, play fair. This money IS available with loan forgiveness if eligible. / Clark advises on when & how to book air travel for later this year into early 22 - before prices go "sky high" with increased demand. And, should you should consider cruises?Ask Clark topics include: Resource for entrepreneurs - SCORE.org, T-Mobile Money is awesome, The Southwest Companion Pass.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 26, 2021 • 26min
02.26.21 Clark answers his critics on Clark Stinks / A trend in the supermarket industry that can save you up to 50%
Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. /Transformation in the supermarket industry is creating major savings opportunity for you. Clark points to your lower cost options.Ask Clark topics include: Should I Stop Paying My Student Loans Right Now? - Clark Howard /ABLE accounts: A tax-free way for parents of disabled kids to save for the future-Clark HowardWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 25, 2021 • 27min
02.25.21 Privacy Protection: WhatsApp alternatives / The Kroger data breach part of something deep - your assignment
Facebook owned WhatsApp is changing terms of service allowing them to invade privacy. Clark's warning and alternatives. Also, the Kroger data breach is part of an overall massive breach affecting many companies. Resist breach fatigue and freeze your credit if you haven't yet. Ask Clark topics include: Bill reduction services, Robocalls, Credit cards ditching car rental coverage.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 24, 2021 • 26min
02.24.21 The Power of the Pivot-Knowing where your transferable skills are needed. Also, your options when your employer doesn't offer a 401K match or any retirement account.
The Power of the Pivot: Job demand is up in some areas. Clark offers guidance on finding active job categories and transferring your skill set outside the box. Some who have pivoted have increased their incomes. Also, when your employer offers no retirement plan or match, Clark gets you started on handling your own future financial security. -How to Open a Roth IRA - Clark Howard. / Ask Clark topics include: Trekz earbuds, employer 401K security freeze, The dangers of Zelle.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 23, 2021 • 26min
02.23.21 A new way to invest that doesn’t involve buying stocks hyped on Reddit. Also, a new charge is appearing on bills of all kinds. What to watch for.
Clark recommends long-term investing and welcomes Marcus Invest from Goldman Sachs for small investors, akin to Wealthfront & Betterment. Also, PPE cost money and the charges are being passed on to you. Be aware when paying extra. Ask Clark topics include: Timeshares and Credit Cards.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 22, 2021 • 24min
02.22.21 Car buyer update for new and used vehiciles / A stand out cell phone plan
How Ford's new Blue Advantage car buying program stacks up to CarMax & Carvana and why now isn't the time to buy a new vehicle. / Verizon's discounter Visible has an improved plan that could save you major money. 6 Things to Know Before You Sign Up for Visible - Clark HowardQuestion topics include: Canadian savings accounts, 10 Ways to Save on Prescription Drugs - Clark Howard, the Bumped app has changed, Why You Should Never Sign Up for Overdraft Protection - Clark Howard.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 19, 2021 • 27min
02.19.21 Clark answers his critics on Clark Stinks / Jobs that pay a great starting salary for college grads
Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks.A poll finds many teens and young adults believe a high school education is enough to earn a decent living. Generally, more education is needed for stable employment, via state technical schools and/or colleges. Clark lists the best paying jobs out of college and explains you don't have to go into massive student loan debt to earn a college degree.Question topics include: Amazon reviews / Finding a reputable home appraiser / Credit card application denial - Credit reportsWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
