Insurance Covered

Welcome to Insurance Covered, the podcast that covers everything insurance.In this conversation, Peter Mansfield and Dr. Victoria Bateman explore the development of social insurance, its historical context, and its evolution into the welfare state. They discuss the differences between social insurance and private insurance, the role of key figures like Priscilla Wakefield and Maggie Lena Walker in promoting financial empowerment, and the impact of the Beveridge Report on post-war Britain. The conversation also touches on the global state of social insurance today and the challenges it faces in addressing poverty and economic inequality.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Dr Hansi Singh, atmospheric scientist and co-founder of Planet AI, brings long-range weather forecasting expertise. She discusses what drives weather, the role of oceans, and why probabilistic forecasts matter. Conversation covers AI-enhanced forecasts for weeks to months, how warming amplifies extremes, and implications for underwriting and catastrophe risk.

Lewis Davies, Senior Development Underwriter at Hiscox and 2024 Underwriter of the Year, explains medical malpractice insurance in bite-sized terms. He discusses common claim types like misdiagnosis and surgical errors. Coverage scope for clinicians, NHS indemnity, policy exclusions, major loss drivers such as birth injuries, and future pressures including AI and healthcare backlogs are covered in clear, engaging detail.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this conversation, Peter Mansfield and Jane Eade discuss the emerging threat of Silent AI in the insurance industry. They explore how AI-related exposures are often not explicitly covered in existing policies, leading to ambiguity and potential claims across various classes. Jane emphasizes the need for clarity in policy wordings to address these risks, comparing Silent AI to the previous Silent Cyber issue. The discussion also highlights the importance of defining AI in insurance terms and the necessity of adapting existing policies to accommodate new AI-related risks while maintaining proper oversight and control. In this conversation, Peter Mansfield and Jayne Eade discuss the implications of artificial intelligence (AI) in the insurance industry, particularly focusing on the concept of 'silent AI'—AI systems that operate without clear oversight or understanding. They explore the risks associated with AI, the need for careful policy wording, and the evolving regulatory landscape. The discussion emphasizes the importance of clarity in insurance contracts and the challenges insurers face in adapting to the rapid integration of AI into various sectors.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Harriet Hughes, an actuary and reserving lead at Liberty Mutual with a maths background, explains how actuaries quantify uncertain futures in property, credit and legal lines. She unpacks reserving work, IBNR estimation, balancing models with judgment, and how AI and storytelling fit into technical roles. Short, clear takes on forecasting, collaboration with claims, and presenting tough numbers to boards.

Welcome to Insurance Covered, the podcast that covers everything insurance.In our first episode of 2026 Peter is joined by two guests, Belinda Schofield, Chief Executive of The Association of Lloyd's Members (ALM) and Kate Tongue, Executive Director at Argenta Private Capital Limited. In this episode they discuss what a Lloyd's member is, what the benefits are and how to become one.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.Argenta Private Capital Limited is authorised and regulated by the Financial Conduct Authority (No. 204845). Underwriting at Lloyd’s carries significant risk, including potential underwriting losses. Participants remain liable until all syndicate liabilities have been reinsured to close, subject to no reinsurance failure. Past performance does not guarantee future results. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this conversation, Peter Mansfield and Professor Sir David Spiegelhalter explore the intricate relationship between insurance and uncertainty. They discuss the nature of uncertainty, the role of statistics, and the importance of effective communication in risk assessment. The conversation delves into the types of uncertainty relevant to insurance, the significance of models in decision-making, and the challenges of causation in claims. They also touch on the distinction between risk and uncertainty, the need for trust in expertise, and practical considerations for making decisions in an uncertain world.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this conversation, Peter Mansfield and Caroline Wagstaff discuss the concept of captive insurance, its benefits, and the current efforts to establish a captive insurance market in London. Caroline shares insights on the regulatory landscape, the historical context of captives, and the potential for growth in the UK market. They also touch on government support and the importance of creating a competitive environment for captives in London.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Peter Mansfield interviews Joshila Sharma, a specialist in Fine Art and Specie Insurance. They explore the broad definitions of fine art and specie, the unique items covered under these insurance policies, and the intersection with cargo insurance. Joshila shares her experiences in the industry, including the most expensive items she has insured and the challenges posed by natural disasters. She also discusses her motivation for starting Amalthea Underwriting and her passion for marine conservation.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Peter Mansfield interviews Mark Wheeler, co-CEO of Mosaic Insurance, discussing his journey from underwriter to CEO, the challenges and joys of leadership in the insurance industry, and the impact of geopolitical risks and technological advancements like AI and climate change on the sector. Mark emphasises the importance of curiosity, collaboration, and maintaining a strong company culture while navigating the complexities of the insurance landscape.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release. Hosted on Acast. See acast.com/privacy for more information.