Insurance Covered Weather risks and insurance (With Dr Hansi Singh)
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Mar 9, 2026 Dr Hansi Singh, atmospheric scientist and co-founder of Planet AI, brings long-range weather forecasting expertise. She discusses what drives weather, the role of oceans, and why probabilistic forecasts matter. Conversation covers AI-enhanced forecasts for weeks to months, how warming amplifies extremes, and implications for underwriting and catastrophe risk.
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Forecasts Are Probabilities Not Certainties
- Weather predictions are inherently probabilistic rather than deterministically certain.
- Short-term patterns can be quite predictable, but beyond hours to days forecasts provide probabilities that should inform decision-making.
Use Long Range Forecasts For Business Planning
- Use long-range forecasts for business decisions that span weeks to months instead of relying on a seven-day weather app.
- Planet AI predicts week-to-week, month-to-month and seasonal conditions up to six months to inform quarter- or year-scale planning.
Earth System Models Improve Long Range Skill
- Long-range skill improves when models include the full Earth system: atmosphere, ocean, land and ice.
- Coupling these components captures slow drivers (e.g., ocean heat, El Niño) that shape monthly and seasonal outcomes.