Adviser 3.0: The Podcast

Brian Hill has a highly interesting conversation with Abraham on: How he started out in financial planning What led him to sell Jones Hill in September 2020 and how he knew he was ready When to start considering an exit strategy How an acquisition is structured and what people are looking for City&Capital is changing its name in the near future…? Brian’s approach to retirement

Tina has an eye-opening discussion with Abraham, filling him in on: How she got into the industry and what sparked her passion for life planning Where Serenity Financial Planning is today - team, clients, AUM etc. How she managed the business while going through chemotherapy Unpacking the details on helping to maximise outcomes and performance when it comes to advising clients Tina’s approach to saving for retirement

Robin launches into a lively and enthusiastic debate with Abraham, discussing: How he got into journalism and what led him to becoming a global finance correspondent Robin’s book Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever. Diving into the details about: the history of index investing, how big passive investing is today, the theoretical background for index funds and the roles Louis Bachelier and Jack Bogle had. And whether ESG funds are fad or fashion.

Abraham and Catherine have an insightful discussion about: How Catherine got into the industry and what led her to joining Dimensional The background on the DFA’s Global Adviser Survey Key trends in tech adoption from the 2021 adviser study What the top firms look like in terms of revenue, profitability and AUM The contrast between the UK vs US in terms of AUM and Revenue per advisers, and the rationale for the differences The trends and key characteristics being seen in the faster growing adviser firms Catherine’s approach to saving for retirement

· How to define retirement success · Dividend investing or natural yield investing in retirement · Key advice for managing the volatility or growth assets in retirement · Wade’s approach to saving for retirement and what his portfolio looks like Wade’s new book titled Retirement Planning Guidebook, covering the details of… · Retirement Income Styles · The explanation behind the 6 specific retirement income factors · Measuring the effectiveness of these different approaches · How to identify each individual retirement income style and how this is different from Risk Profiling · Wade’s latest thinking about what sustainable withdrawal looks like and whether Covid has impacted this

Abraham and Matthew delve into the details about: How he got into the industry and the journey that led to the creation of Altor Wealth Management, including an overview of the firm today Consolidation in the adviser market and why a number of firms are breaking away from consolidators Matt’s flat-fee approach, how to reconcile this with the typical % AUM approach for the third-party platforms and investments side, and if it really is the only fair option What is the best investment proposition for both clients and advisers His current tech stack, as well as his experience and frustrations with the market, and what he would like to see in the future Matt’s approach to saving for retirement and what his portfolio looks like

Abraham and Michael have an insightful discussion, going into the details about: His role at Buckingham Wealth Partners and co-founding XY Planning. The latest survey on financial planning and what the key findings were The latest trends on adviser technology in America What’s going on with direct indexing The media attention Altruist has gained - a custodian, a TAMP or All-in-One technology for advisers, what actually is it? TAMPs providing a suite of technology. Is this all bundled into one price for the adviser and how Michael see’s this shaking out What books he has read recently Michael’s approach to saving for retirement and what his portfolio looks like

Abraham and David delve into the details about: David’s career and what led him to joining Dimensional David’s PhD program and the book he’s been working on, covering the value of advice and his key findings Whether there is a barrier for broader acceptance of the value of advice, and how to overcome this What drives happiness in retirement and the psychology behind it How mind mapping and speed reading interweave with financial planning And finally, David’s approach to saving for retirement

Abraham Okusanya and Robin Powell discuss details about: How Robin got into the industry and his career to date His newly published book, Invest Your Way To Financial Freedom The reason behind targeting his book towards investors in their 20’s and 30’s Robin's top tips for understanding and dealing with the bull and bear markets The broad array of financial journalism Robin has been a part of, and what his biggest concerns are about in the industry The standout moment of his career How Robin is planning to save for Retirement

Abraham and Philippa delve into the details about: Philippa’s career to date and the responsibilities of her role in litigation at Clarke Willmott The British steel situation and what can be taken from it Pension transfers: The most common reasons advisers trip up The Financial Ombudsman and the most common industry failings PI cover: Is what’s offered to advisers woefully inadequate? DFMs: How they often prove to be popular amongst advisers Philippa’s approach to retirement and what her portfolio looks like