Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Apr 2, 2019 • 6min
807: If You're Smart Enough to Retire Early, You're Smart Enough to Figure Out The Future by J Money of Budgets Are Sexy
J. Money of Budgets Are Sexy shares why if you're smart enough to retire early, you're smart enough to figure out the future.Episode 807: If You're Smart Enough to Retire Early, You're Smart Enough to Figure Out The Future by J Money of Budgets Are SexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/if-youre-smart-enough-to-retire-early-youre-smart-enough-to-figure-out-the-rest-of-your-life/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 1, 2019 • 8min
806: How Do I Get My Spouse To Go Along With My Frugal Plans? by Jacob Lund Fisker of Early Retirement Extreme
Jacob Lund Fisker of Early Retirement Extreme shares how to get your spouse to go along with your frugal plans.Episode 806: How Do I Get My Spouse To Go Along With My Frugal Plans? by Jacob Lund Fisker of Early Retirement ExtremeJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/how-do-i-get-my-spouse-to-go-along-with-my-frugal-plans.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 29, 2019 • 7min
805: [Part 2] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Mindful Spending
Cait Flanders shares what it's like to shop after not shopping for two years. This is Part 2 of 2.Episode 805: [Part 2] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Mindful SpendingCait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2018/04/09/post-two-year-shopping-ban/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 28, 2019 • 8min
804: [Part 1] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Shopping Bans
Cait Flanders shares what it's like to shop after not shopping for two years. This is Part 1 of 2.Episode 804: [Part 1] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Shopping BansCait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2018/04/09/post-two-year-shopping-ban/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 27, 2019 • 9min
803: How To Invest If You Don't Make Much Money by Robert Farrington of The College Investor
Robert Farrington of The College Investor shares how to invest if you don't make much money.Episode 803: How To Invest If You Don't Make Much Money by Robert Farrington of The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/10979/how-to-invest-if-you-dont-make-much-money/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 26, 2019 • 7min
802: Is It Possible To Save HALF of Your Income? by Monika of Mission Money on Early Retirement Investing
Monika of Mission Money shares if it is possible to save half of your income.Episode 802: Is It Possible To Save HALF of Your Income? by Monika of Mission Money on Early Retirement InvestingMonika is a mother of two cats, a content creator and an expat settled in the UK, and a digital producer by profession. Financial literacy is something that appears to still be missing in schools and money remains a taboo around many family tables. This blog might not fill all the gaps, but it will over time give you access to the basic tools needed to understand the economy we live in and to manage your money. And hopefully, it will also spark useful conversations.The original posts are located here:https://missionmoney.co.uk/2018/11/05/is-it-possible-to-save-half-of-your-income/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 25, 2019 • 11min
801: The College Conundrum by JL Collins on Should I Go To College & How to Pay for College
JL Collins of JLCollinsNH.com shares his thoughts the college conundrum.Episode 801: The College Conundrum by JL Collins on Should I Go To College & How to Pay for CollegeMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/05/23/the-college-conundrum/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 22, 2019 • 11min
800: How To Start Investing by The Finance Twins on Getting Started with Investment Accounts & Preparing for Retirement
The Finance Twins share how to start investing.Episode 800: How To Start Investing by The Finance Twins on Getting Started with Investment Accounts & Preparing for RetirementCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here:https://thefinancetwins.com/how-to-start-investing/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 21, 2019 • 8min
799: 5 Mistakes That Can Hurt Your Chances For Retirement by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents shares 5 mistakes that can hurt your chances for retirement.Episode 799: 5 Mistakes That Can Hurt Your Chances For Retirement by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/02/5-mistakes-that-can-hurt-preparing-for-retirement.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThis episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 20, 2019 • 10min
798: What You Need To Know Before Listing Your Home For Sale by Scott Spann with Financial Finesse
Scott Spann with Financial Finesse shares what you need to know before listing your home for sale.Episode 798: What You Need To Know Before Listing Your Home For Sale by Scott Spann with Financial FinesseAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/08/10/what-you-need-to-know-before-listing-your-home-for-sale/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
