Optimal Finance Daily - Financial Independence and Money Advice

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on if early retirement is irresponsible.Episode 817: Is Early Retirement Irresponsible? by Darrow Kirkpatrick of Can I Retire Yet on Lifestyle Design & Saving MoneyDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/is-early-retirement-irresponsible/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist shares his thoughts on a new, minimalist economy.Episode 816: A New, Minimalist Economy by Joshua Becker of Becoming Minimalist on Frugality & MinimalismJoshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/minimalist-economy/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsRight now, for a limited time Blinkist has a special offer just for our audience. Go to Blinkist.com/OFD to start your free 7 day trial.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hanna True of Mapped Out Money shares 4 simple hacks to keep you and your spouse on budget.Episode 815: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family FinancesNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/simple-budgeting-spouse/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

JD Roth of Get Rich Slowly shares why failure is okay.Episode 814: Failure is Okay by JD Roth of Get Rich Slowly on Overcoming Financial ObstaclesJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/failure-is-okay/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThis episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares a reader case study on the man who didn't realize he was already rich.Episode 813: MMM Reader Case Study: The Man Who Didn't Realize He Was Already Rich by Mr. Money Mustache on FrugalityMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2011/05/16/mmm-reader-case-study-the-man-who-didnt-realize-he-was-already-rich/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares his thoughts on when downhill racing meets value investing.Episode 812: Downhill Racing Meets Value Investing by Vitaliy Katsenelson of Contrarian Edge on Stock Market ValuationsVitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.The original post is located here: https://contrarianedge.com/downhill-racing-meets-value-investing/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsWith the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tynan shares his thoughts on the zero cost lifestyle.Episode 811: The Zero Cost Lifestyle by Tynan on Simple Living & FrugalityTynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist.Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room.The original post is located here: http://tynan.com/the-zero-cost-lifestylePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares if you should stop using retirement accounts if you're planning to retire early.Episode 810: Should I Stop Using Retirement Accounts If I'm Planning To Retire Early? by Chris Reining on Financial IndependenceChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/should-i-stop-using-retirement-accounts-if-im-planning-to-retire-early/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices. Visit megaphone.fm/adchoices

Angelo Poli of MetPro shares how to realize your true net worth.Episode 809: Physically Fit for the Fiscal Year: Realizing Your True Net Worth by Angelo Poli of MetProAngelo Poli is an internationally recognized expert in the field of body transformations. He is the founder of MetPro, the world's first algorithm based transformation engine. Poli and his team at MetPro specialize in working with high-profile clientele, ranging in scope from Olympic Athletes, NFL MVPs to celebrities, and business leaders. He has been featured for his specialty in Neuromuscular Re-education (Posture and Alignment) and weight loss sciences in major media outlets such as Men's Health, Sports Illustrated, The Wall Street Journal, and he is a regular contributor for The Huffington Post. Poli has spoken at conferences such as TEDx and continues to be a Wellness Consultant for multiple universities and hospitals around the country.The original post is located here: https://metpro.co/academy/physically-fit-for-the-fiscal-year-realizing-your-true-net-worthPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsOptimal Finance Daily listeners receive a complimentary Metabolic Profiling assessment and a 30-minute consultation with a MetPro expert. To claim this offer head to metpro.co/ofd Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Guillebeau asks if 70% of American men are lying.Episode 808: Are 70% of American Men Lying? by Chris Guillebeau on Lifestyle Design & Simple LivingChris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday.The original post is located here: https://chrisguillebeau.com/are-70-of-american-men-lying/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsThis episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices