Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Dec 11, 2019 • 7min
1006: I'm Financially Independent, Now What? by Chris Reining on Personal Finance Decisions & How to be Financially Free
Chris Reining shares his thoughts on what comes after financial independence.Episode 1006: I'm Financially Independent, Now What? by Chris Reining on Personal Finance Decisions & How to be Financially FreeChris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/im-financially-independent-now-what/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 10, 2019 • 8min
1005: Is A 15 Or 30-Year Mortgage Better? by Cyrus Purnell with Financial Finesse on Financing A Home Purchase
Cyrus Purnell with Financial Finesse shares if a 15 or 30-year mortgage is better.Episode 1005: Is A 15 Or 30-Year Mortgage Better? by Cyrus Purnell with Financial Finesse on Financing A Home PurchaseAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/06/13/is-a-15-or-30-year-mortgage-better/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 9, 2019 • 10min
1004: Financial Independence 101 AND The Race To FI by Al of FA Confessions on The Path To Be Financially Independent
2 short posts from Al of FA Confessions shares where he shares his thoughts on financial independence 101 and the race to FI.Episode 1004: Financial Independence 101 AND The Race To FI by Al of FA Confessions on The Path To Be Financially IndependentAl of FA Confessions is a father, drummer/musician, self-proclaimed amateur philosopher, avid health enthusiast, and daily podcast and audible listener. He is not looking for new clients, nor does he have a plan to run for office. He will remain anonymous on the blog until he decides to retire from his profession. His primary vision for his website is to speak authentically from the heart and let his audience know when he thinks something is BS.The original post is located here: https://faconfessions.com/2019/10/28/financial-independence-101/ & https://faconfessions.com/2019/10/21/the-race-to-fi/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 8, 2019 • 7min
1003: Why You Should Invest & Save For Retirement, Plus a Personal Finance Confession Fail by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents shares why you should invest and save for retirement.Episode 1003: Why You Should Invest & Save For Retirement, Plus a Personal Finance Confession Fail by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2014/10/why-you-should-invest-and-save-for-retirement.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 7, 2019 • 8min
1002: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant of Afford Anything
Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score.Episode 1002: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant of Afford AnythingPaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/will-getting-car-loan-improve-credit-score-heck/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 6, 2019 • 8min
1001: Why I Use a CPA to Do My Taxes by ESI of ESI Money on Tax Preparation & Outsourcing Financial Work
ESI of ESI Money shares why he uses a CPA to do his taxes.Episode 1001: Why I Use a CPA to Do My Taxes by ESI of ESI Money on Tax Preparation & Outsourcing Financial WorkESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/why-i-use-a-cpa-to-do-my-taxes/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 5, 2019 • 9min
1000: Optimal Living Advice - Introducing Optimal Living Advice with Greg Audino - Life Questions & Answers with a Life Coach
Greg Audino shares advice on how to make a decision when you're at a personal crossroads.Episode 1000: Optimal Living Advice - Introducing Optimal Living Advice with Greg Audino - Life Questions & Answers with a Life CoachPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 4, 2019 • 9min
999: Early vs. Traditional Retirement by Darrow Kirkpatrick of Can I Retire Yet on How To Decide on Your Financial Path
Darrow Kirkpatrick of Can I Retire Yet shares early vs. traditional retirement.Episode 999: Early vs. Traditional Retirement by Darrow Kirkpatrick of Can I Retire Yet on How To Decide on Your Financial PathDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/early-vs-traditional-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 3, 2019 • 8min
998: Working in Retirement by Mike Ballew of EggStack on Social Security Benefits & Employed While Retired
Mike Ballew of Eggstack shares his thoughts on working in retirement.Episode 998: Working in Retirement by Mike Ballew of EggStack on Social Security Benefits & Employed While RetiredMike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.The original post is located here: https://eggstack.com/blog/2019-11-17-Working-in-Retirement/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dec 2, 2019 • 8min
997: Lowering Expectations for Christmas by Holly Johnson with Get Rich Slowly on Budgeting For Holidays
Holly Johnson with Get Rich Slowly shares her thoughts on lowering expectations for Christmas.Episode 997: Lowering Expectations for Christmas by Holly Johnson with Get Rich Slowly on Budgeting For HolidaysJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/lowering-expectations-for-christmas/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
