

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 21, 2019 • 10min
1016: Stop Living a Car-Poor Life by Kalen Bruce of Freedom Sprout on How Much Can I Afford To Spend On A Car
Kalen Bruce of Freedom Sprout shares how to stop living a car-poor life.Episode 1016: Stop Living a Car-Poor Life by Kalen Bruce of Freedom Sprout on How Much Can I Afford To Spend On A CarKalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.The original post is located here: https://freedomsprout.com/car-poor/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 20, 2019 • 7min
1015: 3 Spending Habits That Are Setting You up for Failure by Kumiko of The Budget Mom on How To Be Mindful with Money
Kumiko of The Budget Mom shares 3 spending habits that are setting you up for failure.Episode 1015: 3 Spending Habits That Are Setting You up for Failure by Kumiko of The Budget Mom on How To Be Mindful with MoneyKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/3-spending-habits-that-are-setting-you-up-for-failure/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 19, 2019 • 9min
1014: Why I'm a Lousy Personal Finance Blogger by Helene Massicotte of Free To Pursue on Money Mindset
Helene Massicotte of Free To Pursue shares why she is a lousy personal finance blogger.Episode 1014: Why I'm a Lousy Personal Finance Blogger by Helene Massicotte of Free To Pursue on Money MindsetHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2015/12/7/lousy-personal-finance-bloggerVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 18, 2019 • 9min
1013: Why Your House Is A Terrible Investment by JL Collins on The Home Buying Decision & Should I Rent Or Buy
JL Collins of JLCollinsNH.com shares why your house is a terrible investment.Episode 1013: Why Your House Is A Terrible Investment by JL Collins on The Home Buying Decision & Should I Rent Or BuyMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2013/05/29/why-your-house-is-a-terrible-investment/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 17, 2019 • 9min
1012: Mindful Spending: A Life & Money Hack by The Finance Twins on How To Spend Money Wisely
The Finance Twins share their thoughts on mindful spending.Episode 1012: Mindful Spending: A Life & Money Hack by The Finance Twins on How To Spend Money WiselyCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here:https://thefinancetwins.com/mindful-spending/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 16, 2019 • 8min
1011: Stranger In A Strange Land by Jacob Lund Fisker of Early Retirement Extreme on Frugality & The American Dream
Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on being a stranger in a strange land.Episode 1011: Stranger In A Strange Land by Jacob Lund Fisker of Early Retirement Extreme on Frugality & The American DreamJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/stranger-in-a-strange-land.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 15, 2019 • 7min
1010: [Part 2] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on How To Improve Your Finances
Philip Taylor of PT Money shares how to pay off debt and be debt free. This is Part 2 of 2.Episode 1010: [Part 2] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on How To Improve Your FinancesPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/a-plan-to-be-debt-free-in-2009/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 14, 2019 • 8min
1009: [Part 1] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on Saving Money to Pay Down Debt
Philip Taylor of PT Money shares how to pay off debt and be debt free. This is Part 1 of 2.Episode 1009: [Part 1] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on Saving Money to Pay Down DebtPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/a-plan-to-be-debt-free-in-2009/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 13, 2019 • 7min
1008: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai on Buying Experiences
Sam of Financial Samurai shares why only the poor or super rich say money can't buy happiness.Episode 1008: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai on Buying ExperiencesSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/only-the-poor-or-super-rich-say-money-cant-buy-happiness/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 12, 2019 • 8min
1007: Buying a Home? 4 Hidden Costs You Haven’t Considered by Jen of Frugal Millennial on House Purchasing Process
Jen of Frugal Millennial shares 4 hidden costs of buying a home.Episode 1007: Buying a Home? 4 Hidden Costs You Haven’t Considered by Jen of Frugal Millennial on House Purchasing ProcessA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.frugal-millennial.com/buying-a-home-4-hidden-costs-you-havent-considered/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices


