

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jan 20, 2020 • 8min
1046: How to Budget for Your Unexpected Expenses by Emily Guy Birken with PT Money on Budgeting for Irregular Costs
Emily Guy Birken with PT Money shares how to budget for your unexpected expenses.Episode 1046: How to Budget for Your Unexpected Expenses by Emily Guy Birken with PT Money on Budgeting for Irregular CostsPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/budgeting-for-unexpected-expenses/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 19, 2020 • 8min
1045: Get Rich With Bikes by Mr. Money Mustache on How To Save Money & Improve Your Life by Biking More
Mr. Money Mustache shares how to get rich with bikes.Episode 1045: Get Rich With Bikes by Mr. Money Mustache on How To Save Money & Improve Your Life by Biking MoreMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2011/04/18/get-rich-with-bikes/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 18, 2020 • 8min
1044: The 6 Sources Influencing Your Money by J. Money of Budgets Are Sexy on How To Protect Money From Yourself
J. Money of Budgets Are Sexy shares the 6 sources influencing your money.Episode 1044: The 6 Sources Influencing Your Money by J. Money of Budgets Are Sexy on How To Protect Money From YourselfJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/the-6-sources-of-influence/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 17, 2020 • 9min
1043: 7 Things I Learned About Money After I Moved Out by Nick True of Mapped Out Money on Personal Finance Lessons
Nick True of Mapped Out Money shares 7 things he learned about money after he moved out.Episode 1043: 7 Things I Learned About Money After I Moved Out by Nick True of Mapped Out Money on Personal Finance LessonsNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/7-things-moved-money/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 16, 2020 • 7min
1042: The Overwhelming Hidden Cost of Keeping Up Appearances by Helene Massicotte of Free To Pursue on Money Problems
Helene Massicotte of Free To Pursue shares the overwhelming hidden cost of keeping up appearances.Episode 1042: The Overwhelming Hidden Cost of Keeping Up Appearances by Helene Massicotte of Free To Pursue on Money ProblemsHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2017/9/25/the-overwhelming-hidden-cost-of-keeping-up-appearancesVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 15, 2020 • 9min
1041: 9 Transformations On The Road To Financial Independence by Art of Flex Cents on Lessons on the Road to FI
Art of Flex Cents shares 9 transformations on the road to financial independence.Episode 1041: 9 Transformations On The Road To Financial Independence by Art of Flex Cents on Lessons on the Road to FIArt is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible.Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day.The original post is located here: https://www.flexcents.com/9-transformations-on-the-road-to-financial-independence/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 14, 2020 • 7min
1040: Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! by Sam of Financial Samurai
Sam of Financial Samurai shares why you need a credit report and a credit score to rent an apartment.Episode 1040: Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! by Sam of Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/landlords-need-a-credit-report-score-for-apartment/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 13, 2020 • 7min
1039: What is the 4% Rule? by Al of FA Confessions on Safe Withdrawal Rate for Retirement Investments
Al of FA Confessions on the 4% rule.Episode 1039: What is the 4% Rule? by Al of FA Confessions on Safe Withdrawal Rate for Retirement InvestmentsAl of FA Confessions is a father, drummer/musician, self-proclaimed amateur philosopher, avid health enthusiast, and daily podcast and audible listener. He is not looking for new clients, nor does he have a plan to run for office. He will remain anonymous on the blog until he decides to retire from his profession. His primary vision for his website is to speak authentically from the heart and let his audience know when he thinks something is BS.The original post is located here: https://faconfessions.com/2019/08/20/the-4-rule/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 12, 2020 • 9min
1038: [Part 2] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Grow Your Income & Increase Wealth
ESI of ESI Money shares five steps to six figures in seven years. This is part 2 of 2.Episode 1038: [Part 2] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Grow Your Income & Increase WealthESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/five-steps-to-six-figures-in-seven-years/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 11, 2020 • 9min
1037: [Part 1] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Make More Money
ESI of ESI Money shares five steps to six figures in seven years. This is part 1 of 2.Episode 1037: [Part 1] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Make More MoneyESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/five-steps-to-six-figures-in-seven-years/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices


