

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jan 30, 2020 • 7min
1056: 6 Ways To Save Money On Auto Insurance by Robert Farrington of The College Investor on Saving on Car Insurance
Robert Farrington of The College Investor shares 6 ways to save money on auto insurance.Episode 1056: 6 Ways To Save Money On Auto Insurance by Robert Farrington of The College Investor on Saving on Car InsuranceRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/18797/6-ways-save-money-auto-insurance/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 29, 2020 • 8min
1055: How to Use the Cash Envelope Method Without Cash by Kumiko of The Budget Mom on Creating a Budgeting System
Kumiko of The Budget Mom shares how to use the cash envelope method without cash.Episode 1055: How to Use the Cash Envelope Method Without Cash by Kumiko of The Budget Mom on Creating a Budgeting SystemKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-use-the-cash-envelope-method-without-cash/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 28, 2020 • 9min
1054: How to Save $500 This Month (Without Skipping Your Latte) by Phil Town with Rule One Investing on Frugality Tips
Phil Town of Rule One Investing shares how to save $500 this month without skipping your latte.Episode 1054: How to Save $500 This Month (Without Skipping Your Latte) by Phil Town with Rule One Investing on Frugality TipsPhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original posts are located here:https://www.ruleoneinvesting.com/blog/financial-control/how-to-save-500/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 27, 2020 • 8min
1053: Should You Buy or Rent Your Home? by Dawn Starks of Simple Money Pro on How To Decide on Renting vs. Buying
Dawn Starks of SimpleMoney shares if you should buy or rent your home.Episode 1053: Should You Buy or Rent Your Home? by Dawn Starks of Simple Money Pro on How To Decide on Renting vs. BuyingDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original post is located here: https://simplemoneypro.com/blog/buy-rent-home/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 26, 2020 • 8min
1052: [Part 2] The Best and Worst Thing About Financial Independence by The Mad Fientist on Retire Early & Life Plans
The Mad Fientist shares the best and worst thing about financial independence. This is part 2 of 2.Episode 1052: [Part 2] The Best and Worst Thing About Financial Independence by The Mad Fientist on Retire Early & Life PlansThe Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.The original post is located here: https://www.madfientist.com/best-and-worst-about-fi/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 25, 2020 • 9min
1051: [Part 1] The Best and Worst Thing About Financial Independence by The Mad Fientist on Early Retiree & Life Goals
The Mad Fientist shares the best and worst thing about financial independence. This is part 1 of 2.Episode 1051: [Part 1] The Best and Worst Thing About Financial Independence by The Mad Fientist on Early Retiree & Life GoalsThe Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.The original post is located here: https://www.madfientist.com/best-and-worst-about-fi/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 24, 2020 • 8min
1050: 5 Personal Finance Mistakes To Avoid In Your 20s by Jess Chua with OLD Podcast on Building A Financial Foundation
Jess Chua with OLD Podcast shares 5 personal finance mistakes to avoid in your 20s.Episode 1050: 5 Personal Finance Mistakes To Avoid In Your 20s by Jess Chua with OLD Podcast on Building A Financial FoundationJess Chua is a blogger and content specialist living in Southwest Florida. She is currently working on her first non-fiction book for introverts. She's always loved writing as it's a process that perfectly blends analytical thinking with intuition. The ability to write well also serves as a foundation for many other things in life. With clarity in thought comes clarity in action! Jess believes life has lots more to offer than boredom or misery. And nothing beats the deep sense of fulfillment from connecting with others via written expression.The original post is located here: https://oldpodcast.com/5-personal-finance-mistakes/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 23, 2020 • 8min
1049: How to Handle a Personal Tax Audit (From Personal Experience) by Kalen Bruce of MoneyMiniBlog on Dealing with IRS
Kalen Bruce of Money Mini Blog shares how to handle a personal tax audit.Episode 1049: How to Handle a Personal Tax Audit (From Personal Experience) by Kalen Bruce of MoneyMiniBlog on Dealing with IRSKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/taxes/personal-tax-audit/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 22, 2020 • 9min
1048: How I Rebalanced Through Perilous Times by Darrow Kirkpatrick of Can I Retire Yet on Portfolio Rebalancing
Darrow Kirkpatrick of Can I Retire Yet shares how he rebalanced through perilous times.Episode 1048: How I Rebalanced Through Perilous Times by Darrow Kirkpatrick of Can I Retire Yet on Portfolio RebalancingDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/how-i-rebalanced-through-perilous-times/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 21, 2020 • 9min
1047: Spousal Roth IRA - Double Your Tax-Advantaged Savings by Craig Stephens of Retire Before Dad on Tax Savings
Craig Stephens of Retire Before Dad on the spousal Roth IRA.Episode 1047: Spousal Roth IRA - Double Your Tax-Advantaged Savings by Craig Stephens of Retire Before Dad on Tax SavingsCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/roth-savings-spousal-ira/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices


