

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Aug 5, 2020 • 8min
1244: There's an Account for That: Create a Void by Philip Taylor of PT Money on How To Save More Money
Philip Taylor of PT Money discusses why to open savings accounts even without having savings.Episode 1244: There's an Account for That: Create a Void by Philip Taylor of PT Money on How To Save More MoneyPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/theres-an-account-for-that-create-a-void/Visit Me Online at OLDPodcast.comListening to The Newsworthy is like having a trusted friend who explains everything you need to know that's happening around certain issues. The host also keeps it unbiased and casual--so you get to hear a variety of perspectives in one place. We highly recommend it, so does Fast Company, Harper’s Bazaar, and more. Just search “THE NEWSWORTHY” on your favorite podcast app. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 4, 2020 • 8min
1243: [Part 2] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial Cents
Jeff Rose discloses six long-term savings plans. This is part 2 of 2.Episode 1243: [Part 2] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial CentsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/long-term-savings-plans/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 3, 2020 • 9min
1242: [Part 1] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial Cents
Jeff Rose discloses six long-term savings plans. This is part 1 of 2.Episode 1242: [Part 1] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial CentsJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/long-term-savings-plans/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2020 • 9min
1241: 10 Bad Money Habits You Need To Break Today by Alexa Mason of The College Investor on Personal Finance Advice
Alexa Mason with The College Investor discloses ten bad money habits we need to break.Episode 1241: 10 Bad Money Habits You Need To Break Today by Alexa Mason of The College Investor on Personal Finance AdviceRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/19037/10-bad-money-habits-need-break-today/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 1, 2020 • 8min
1240: How To Increase Your Income When You Have Financial Troubles by Kumiko of The Budget Mom on Money Assistance
Kumiko of The Budget Mom talks about how to increase income in the face of financial struggles.Episode 1240: How To Increase Your Income When You Have Financial Troubles by Kumiko of The Budget Mom on Money AssistanceKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-increase-your-income-when-you-have-financial-troubles/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2020 • 9min
1239: Investing vs. Gambling - What's the Difference? by Craig Stephens of Retire Before Dad on Investing for Retirement
Craig Stephens of Retire Before Dad explores the differences between investing and gambling.Episode 1239: Investing vs. Gambling - What's the Difference? by Craig Stephens of Retire Before Dad on Investing for RetirementCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/investing-vs-gambling/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 30, 2020 • 9min
1238: Buy Gifts Without Stressing Or Creating Clutter by Jessica with Nacho Average Fro on Create Your Own Gifting Rules
Jessica shares how to buy gifts mindfully and without stress.Episode 1238: Buy Gifts Without Stressing Or Creating Clutter by Jessica with Nacho Average Fro on Create Your Own Gifting RulesSince beginning her decluttering journey, Jessica has lost 40 lbs., quit her corporate job to fulfill her lifelong dream of entrepreneurship, and now runs a blog, conference and coaching business. She continuously funnels 20-30% of her monthly income into fueling her dreams, and wants to empower others to take control and consciously make space to live the life of their dreams.The original post is located here: https://nachoaveragefro.com/buy-gifts-that-avoid-stress-and-cluttering-lives/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 29, 2020 • 7min
1237: 5 Retirement Mistakes You Might Be Making That Could Be Keeping You From Financial Freedom by Phil Town
Phil Town of Rule One Investing shares the retirement mistakes we might be making.Episode 1237: 5 Retirement Mistakes You Might Be Making That Could Be Keeping You From Financial Freedom by Phil TownPhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original post is located here:https://www.ruleoneinvesting.com/blog/retirement-planning/retirement-mistakes-youre-making/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 28, 2020 • 8min
1236: Before You Invest, Do This by Derick Van Ness of Big Life Financial on Learning How To Save Money
Derick Van Ness tells us what we should do before investing.Episode 1236: Before You Invest, Do This by Derick Van Ness of Big Life Financial on Learning How To Save MoneyDerick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE!Derick’s company can help anyone but is specifically focused on small business owners, and has already helped 1000’s of them to create financial certainty and confidence.His mission is to eradicate that fear and fundamentally change the way that people think about and utilize money within the next generation.The original post is located here: https://www.biglifefinancial.com/blog/2018/5/23/before-you-invest-do-thisVisit Me Online at OLDPodcast.comListening to The Newsworthy is like having a trusted friend who explains everything you need to know that's happening around certain issues. The host also keeps it unbiased and casual--so you get to hear a variety of perspectives in one place. We highly recommend it, so does Fast Company, Harper’s Bazaar, and more. Just search “THE NEWSWORTHY” on your favorite podcast app. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 27, 2020 • 7min
1235: Get Rich With: The Secret Food 'Stash AND My New 1000% Annual Return-on-Investment Clothes Dryer by MMM
Mr. Money Mustache discusses how to save money with a secret food stash AND by drying clothes more efficiently.Episode 1235: Get Rich With: The Secret Food 'Stash AND My New 1000% Annual Return-on-Investment Clothes Dryer by MMMMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2011/06/17/get-rich-with-the-secret-food-stash/ & http://www.mrmoneymustache.com/2011/06/27/my-new-1000-annual-return-on-investment-clothes-dryer/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices


