Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Aug 15, 2020 • 8min
1254: [Part 1] Playing Offense in Retirement by Chris Mamula of Can I Retire Yet on Challenges of Retiring Early
Chris Mamula of Can I Retire Yet encourages us to play offense in retirement. This is part 1 of 2.Episode 1254: [Part 1] Playing Offense in Retirement by Chris Mamula of Can I Retire Yet on Challenges of Retiring EarlyDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/playing-offense-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 14, 2020 • 10min
1253: How Much Does 1 Year Off Work Cost? by Joel of 5AM Joel on How To Take a One Year Sabbatical & Mini-Retirement
Joel of 5AM Joel breaks down how much one year off work really costs.Episode 1253: How Much Does 1 Year Off Work Cost? by Joel of 5AM Joel on How To Take a One Year Sabbatical & Mini-RetirementJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: http://5amjoel.com/1-year-off-work/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 13, 2020 • 9min
1252: What Does Buying A New Car Really Cost Over The Years? by JL Collins on Long-Term Cost of Buying A New Car
JL Collins of JLCollinsNH.com explores the true cost of a new car over the years.Episode 1252: What Does Buying A New Car Really Cost Over The Years? by JL Collins on Long-Term Cost of Buying A New CarMr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original post is located here:https://jlcollinsnh.com/2019/11/10/what-does-buying-a-new-car-really-cost-over-the-years/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 12, 2020 • 8min
1251: The 3 Most Important Money Rules for a Recession by Ramit Sethi of I Will Teach You To Be Rich on Finance Advice
Ramit Sethi of I Will Teach You to be Rich gives us the three most important rules to abide by during a recession.Episode 1251: The 3 Most Important Money Rules for a Recession by Ramit Sethi of I Will Teach You To Be Rich on Finance AdviceRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/how-to-survive-a-recession/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 11, 2020 • 8min
1250: Can You Remove PMI From Your Mortgage? by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents shares how to remove PMI from home buying.Episode 1250: Can You Remove PMI From Your Mortgage? by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/03/can-remove-pmi-mortgage.htmlVisit Me Online at OLDPodcast.comListening to The Newsworthy is like having a trusted friend who explains everything you need to know that's happening around certain issues. The host also keeps it unbiased and casual--so you get to hear a variety of perspectives in one place. We highly recommend it, so does Fast Company, Harper’s Bazaar, and more. Just search “THE NEWSWORTHY” on your favorite podcast app. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 10, 2020 • 10min
1249: 4 Reasons You Need to Stop Comparing Your Finances by Nick True of Mapped Out Money on Personal Finance Tips
Nick True of Mapped Out Money offers 4 reasons why we should not compare our finances.Episode 1249: 4 Reasons You Need to Stop Comparing Your Finances by Nick True of Mapped Out Money on Personal Finance TipsNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/4-reasons-you-need-to-stop-comparing-your-finances/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 9, 2020 • 7min
1248: Shopping for the Sake of Shopping by J.D. Roth of Get Rich Slowly on Intentional Spending & Saving Money
J.D. Roth with Get Rich Slowly talks about shopping without purpose.Episode 1248: Shopping for the Sake of Shopping by J.D. Roth of Get Rich Slowly on Intentional Spending & Saving MoneyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/shopping-for-the-sake-of-shopping/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 8, 2020 • 9min
1247: Emotional Spending: Don’t Find a Permanent Solution for a Temporary Problem by Kalen Bruce of Freedom Sprout
Kalen Bruce of Freedom Sprout helps us manage our tendency to spend money with our emotions.Episode 1247: Emotional Spending: Don’t Find a Permanent Solution for a Temporary Problem by Kalen Bruce of Freedom SproutKalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.The original post is located here: https://freedomsprout.com/emotional-spending/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 7, 2020 • 8min
1246: The Thrill Of Paying Down Debt And Having No Money Is Addicting by Sam of Financial Samurai on Rate of Return
Sam of Financial Samurai reflects on the thrill of having no money.Episode 1246: The Thrill Of Paying Down Debt And Having No Money Is Addicting by Sam of Financial Samurai on Rate of ReturnSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/thrill-of-paying-down-debt-and-having-no-money-addicting/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 6, 2020 • 9min
1245: You Can Always Switch Where Your Money's Going by J. Money of Budgets Are Sexy on Flexible Money Decisions
J. Money of Budgets Are Sexy informs us of how we can always switch where our money is going.Episode 1245: You Can Always Switch Where Your Money's Going by J. Money of Budgets Are Sexy on Flexible Money DecisionsJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/you-can-always-change-where-your-moneys-going/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
