Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
May 28, 2023 • 9min
2322: When Being Frugal Isn't Enough by Kali with Making Sense of Cents on How To Make More Money
Kali, host of Making Sense of Cents, explores what to do when frugality falls short, while Michelle Schroeder-Gardner, a financial blogger and RV traveler, shares her journey from student debt to financial freedom. They discuss the limits of cutting costs and emphasize the need for income diversification. Strategies such as side gigs, asset utilization like renting space, and leveraging financial apps for budgeting are highlighted as key methods to enhance financial growth. Tune in for actionable insights on achieving true financial independence!
May 27, 2023 • 10min
2321: You Don’t Need to Be Famous - Really! by Suzanne Falter on Spending Money Mindfully
Suzanne Falter, a dedicated speaker and podcaster, empowers busy women through self-care and happiness. In this conversation, she discusses the liberation of letting go of the need for fame and material success. She reflects on her parental choices, emphasizing the value of nurturing relationships over financial achievements. Suzanne candidly shares her struggles with compulsive spending and the journey to self-acceptance. By viewing money as a neutral tool, she inspires listeners to align their spending with personal values and strive for financial mindfulness.
May 26, 2023 • 12min
2320: Are Self-Directed IRAs a Good Idea? by Cynthia Meyer on Building a Retirement Portfolio
Cynthia Meyer with Financial Finesse talks about whether or not self-directed IRAs are a good ideaEpisode 2320: Are Self-Directed IRAs a Good Idea? by Cynthia MeyerAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2016/04/18/are-self-directed-iras-a-good-idea/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 25, 2023 • 9min
2319: The Golden Rule of Personal Finance by Jesse Cramer on How to Navigate Your Money
Jesse Cramer, a former mechanical engineer turned personal finance advocate, shares his transformative journey from building satellite telescopes to enhancing financial literacy. He emphasizes the golden rule of personal finance: spending less than you earn, illustrated with the Leaning Tower of Pisa as a metaphor. The discussion highlights the importance of living within your means, the dangers of advertising on spending habits, and strategies for budgeting and investing wisely to establish a strong financial foundation.
May 24, 2023 • 11min
2318: Financial Independence Is A Hall Pass For Safe Reinvention by Dave of Accidental FIRE
Dave, who achieved financial independence and semi-retired in his mid-40s through diligent investing and smart living, shares powerful insights on leveraging financial freedom for personal reinvention. He discusses how financial independence acts as a 'hall pass' for exploring new opportunities and tackling life’s transitions fearlessly. The conversation also highlights the importance of embracing change after setbacks, as illustrated by a transformative story of a former Sports Illustrated writer who redefined his career and life purpose.
May 23, 2023 • 9min
2317: How to Transfer Your Brokerage Account by Jeff Rose
Jeff Rose tells you how to transfer your brokerage accountEpisode 2317: How to Transfer Your Brokerage Account by Jeff RoseJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/brokerage-account-transfer-fees/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 22, 2023 • 11min
2316: MONDAY MASTERY - Why Income Investors Should Consider Dividend Aristocrats by Josh Arnold
Josh Arnold with The Prolific Investor talks about why income investors should consider dividend aristocratsEpisode 2316: MONDAY MASTERY - Why Income Investors Should Consider Dividend Aristocrats by Josh ArnoldChris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity.The original post is located here: https://theprolificinvestor.net/33-why-income-investors-should-consider-dividend-aristocrats/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 21, 2023 • 8min
2315: You Don't Have to Give Up Important Things to Get Important Things Done by Michael Mehlberg
Michael Mehlberg shares why you don't have to give up important things to get important things done.Episode 2315: You Don't Have to Give Up Important Things to Get Important Things Done by Michael MehlbergMichael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog, Modern da Vinci has been called "The Owners Manual to an Awesome Life" and helps high-achieving entrepreneurs master their life and business - crushing their goals, living their passion, and finding purpose, balance, and excellence in all they do.The original post is located here:https://www.moderndavinci.net/blog/2018/5/30/you-dont-have-to-give-up-important-things-to-get-important-things-doneVisit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 21, 2023 • 9min
2314: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph Hogue
Joseph Hogue with Retire Before Dad gives landlords a winning real estate investing strategy.Episode 2314: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph HogueCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/real-estate-investing-strategy-independent-landlords/Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
May 20, 2023 • 13min
2313: [Part 2] The 7 Streams of Income to Get Rich by Nick Maggiulli
Nick Maggiulli, an expert on financial decision-making and wealth-building strategies, dives deep into the seven streams of income essential for achieving wealth. He explores the nuances of passive income sources, including dividends, rental properties, and royalties. Listeners learn not only the benefits and pitfalls of each income stream but also strategic ways to leverage them for financial success. Nick emphasizes the importance of understanding financial markets and effectively organizing finances to boost long-term wealth.
