Optimal Finance Daily - Financial Independence and Money Advice

Cindy with Women Who Money talks about the value of peer-to-peer lendingEpisode 2332: MONDAY MASTERY - Is Peer-To-Peer Lending a Good Way To Make Money? by Cindy With Women Who MoneyThe co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.They enjoy collaborating on original content and sharing great articles written by and for women.The original post is located here: https://womenwhomoney.com/peer-to-peer-lending-make-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith Wilson talks about the art of cooking your negativity.Episode 2331: Cook the Negativity by Keith Wilson on Overcoming Negative OccurencesKeith Wilson is a licensed mental health counselor and certified alcohol and substance abuse counselor in New York State, with more than 30 years experience. Keith has done a lot of writing about ways to improve your relationships and become the person you would like to be. His newest book is The Road to Reconciliation: A Comprehensive Guide to Peace When Relationships Go Bad.The original post is located here: https://keithwilsoncounseling.com/2020/06/03/cook-the-negativity-2/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits explains the drive behind why some people buy too much.Episode 2330: Buying Too Much Stuff is Driven By Uncertainty by Leo Babauta of Zen Habits on Simple Living & MinimalismLeo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.The original post is located here: https://zenhabits.net/buyingVisit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jess Chua with Budgets Are Sexy talks about how acne made her more frugalEpisode 2329: How Acne Made Me More Frugal by Jess Chua on Good Spending HabitsJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://budgetsaresexy.com/how-acne-made-me-more-frugal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Get Rich Slowly talks about setting goals to gain wealthEpisode 2328: The Road to Wealth is Paved With Goals by J.D. Roth on Financial Goal SettingJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/the-road-to-wealth-is-paved-with-goals/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about protecting your assets in a digital world. This is part 2 of 2.Episode 2327: [Part 2] Protecting Your Assets in a Digital World by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about protecting your assets in a digital world. This is part 1 of 2.Episode 2326: [Part 1] Protecting Your Assets in a Digital World by Darrow KirkpatrickDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko, an Accredited Financial Counselor and founder of The Budget Mom, shares her journey from overwhelming credit card debt to financial empowerment. She offers three powerful tips for tackling debt in collections. Listeners learn essential strategies like researching before contacting collectors, understanding negotiation tactics, and the impact of debt settlement on credit scores. Kumiko emphasizes the importance of verifying debts and staying on top of current bills, all aimed at fostering a more secure financial future.

Dr. James M. Dahle of The White Coat Investor tells you what you need to know about laddering CDsEpisode 2324: MONDAY MASTERY - What You Need to Know About Laddering CDs by Dr. James M. DahleThe White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer.The original post can be found here: https://www.whitecoatinvestor.com/laddering-cds/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Melani Schweder with No Sidebar shares 5 ways to simplify your diet.Episode 2323: 5 Ways to Simplify Your Diet by Melani Schweder with No Sidebar on Simple Health & NutritionNo Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul.The original post is located here: https://nosidebar.com/simplify-your-diet/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices