How to Money

Just like how we can idolize ‘finding the right one’ when looking for a partner or spouse, the same can be true of passive income as we’re talking about our personal finances. We can be tempted into thinking that if we only find the right person then it’s smooth sailing. But as anyone who has been in a long-term relationship knows- the work has only just begun! The same is often true of the different passive income opportunities that we hear pitched in social media or hawked in YouTube videos. Passive income is a legit and real concept, but the way it’s often presented doesn’t include the full story, or they leave out some crucial details. There are very few sources of 100%, purely passive income and so that’s why we are dispelling the myth that there are opportunities around every corner, but have a listen because there are ways you can begin establishing your own future streams of income, today.During this episode we enjoyed a Radix by Halfway Crooks! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How legit are the crypto savings accounts that are paying high rates of interest?2 - Is it true that I don’t have to file taxes if I make below a certain income threshold?3 - I’ve been living in a submarine, but should I purchase a home with my housing allowance from the military?4 - As a small business owner with no employees, should I consider a Solo 401(k) or a SEP IRA?5 - I want to get into house hacking but first how do I boost my credit score, put together a lease, and screen tenants?During this episode we enjoyed a Bumbleberry Honey Blueberry Ale by Fat Head's Brewery- thanks to Rich at Budgets and Brews podcast for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: tax refunds taking longer than usual, higher capital gains are coming, losses in Robinhood, our (not-so) secret to credit card use, qualifying for credit cards with bad credit scores, student loan remorse, $1,000 rental cars, finding affordable rental cars, refinancing your home now, email scams, hypnosis scams, and robo-call scams.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

With every passing day, it seems like we’re getting closer to being able to resume our pre-pandemic lives. On a personal note, we’re really looking forward to cramming into the Benz here in Atlanta to watch some soccer. And while we’re looking for a degree of normalcy, we need to make sure that we don’t spend our way into oblivion as the economy is reopening! There’s a good chance many of us ended last year without having spent nearly as much money as we typically would have, and now we’re chomping at the bit- shopping might feel like one of the few things we can do right now. Since there is so much pent-up demand, it’ll really be easy for us to fall prey to poor spending. It’s important for us to keep that behavior in check and there are a host of alternatives for us to consider instead of making that purchase. But if we’ve decided that we have to click ‘buy’, then we have a ton of options to make sure that we’re getting the best deal possible.During this episode we enjoyed a Citrus Wheat by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Our guest today is LeeAnn Shattuck, who is also known as The Car Chick. LeeAnn is passionate about educating consumers about cars and empowering them to make informed decisions when purchasing, selling, and servicing automobiles. She is an automotive expert and is a self-professed “car nut” and a champion race car driver as LeeAnn began learning high-performance driving at the age of 8. She took her passion surrounding cars from NPR on the radio and as the host of the nationally syndicated show: America’s Garage, to the Speed Channel on television. LeeAnn has a wealth of knowledge and experience when it comes to cars that we’re excited to get into and share today.During this episode we enjoyed an American IPA by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: free firewood or mulch, YOLO can be a good thing, more financial literacy, flawed ESG funds, staying away from joke cryptocurrencies, confessions of an overnight millionaire, best airports for flight deals, Amazon ads are everywhere, AI assessing auto accident damage, & getting the proper payout for a car accident claim.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

What does it take to win with your money and achieve your financial goals? During this episode, we make a case that the most important factor is grit. It’s not earning six figures, or knowing the exact right investment moves to make. Though both of those are important, they’re not nearly as vital as grit. As Angela Duckworth writes, “Grit is perseverance for very long-term goals”. We begin to succeed when we truly commit to the goals that we’re pursuing. Luckily the amount of grit we possess isn’t static and there are ways for us to cultivate more grit in our lives that will allow us to get ahead with our finances. Passion, practice, and other people are just a few of the really important ways that we can develop more grit and start winning with our money.During this episode we enjoyed a Pales in Comparison by Edmund’s Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - I’d like to take some time off work to spend time with my new baby, but what should I be considering?2 - Am I missing out if I can’t afford to max out my Roth IRA at the beginning of the year?3 - Is it ok to get a HELOC on our house in order to finish out a garage for the sake of the business?4 - How can we best maximize credit card rewards while we are building our house this summer?5 - How do I plan for disasters without breaking the bank and becoming an all-out prepper?During this episode we enjoyed a Baked Goods Blueberry Lemon Cobbler by Atlanta Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: moving incentives, Illinois paying off your student loans, free unlimited data with T-Mobile, free beer and national park entry, the flood of co-branded credit cards, when will the housing market crash, Marxism and index funds, outdated wardrobes, healthcare pricing transparency, & financial scams.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ikea. But what about taxes? They can also be a puzzling topic and we also tend to have some janky tax ideas in our brains. Unfortunately, those ideas are often what we base our decisions on if we don’t have a tax professional in our life. So our goal for this episode is to clear up some more common tax misconceptions out there and to make sure that we’re all making decisions based on what’s true instead of based on a video that someone made on TikTok, or what we heard a friend say.During this episode we enjoyed a Sponch-O Villa by J Wakefield! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.