

How to Money
iHeartPodcasts
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Episodes
Mentioned books

May 28, 2021 • 30min
Friday Flight - Choosing Between WFH or Getting a Raise, A Better Way to File Taxes, & the Worst Way to Travel #363
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: more state vax cash incentives, small businesses on Google, right to repair laws, planned obsolescence, Americans like filing their taxes, more millionaires than ever, turning a profit on your wedding, choosing between WFH or getting a raise, pandemic unemployment assistance is phasing out, & the worst way to travel.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 26, 2021 • 44min
You Need a Bare Bones Budget #362
If you were faced with a financial emergency, how would you respond? Imagine you just found out that today was your last day at work and you had no other income- do you know how you would cut back in order to get by? That might be a terrible scenario to envision, but we believe that having a bare bones budget in your back pocket is necessary as it can be powerful in case of a financial emergency. It’s all about keeping your needs and cutting your wants in order to prevent you from relying on debt or making other ill-advised financial moves. During this episode we discuss what you should include in your own bare bones budget, as well as the additional benefits that accompany thinking through some of the worst case money scenarios that you might encounter.During this episode we enjoyed an Ethereal Vibrations by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 24, 2021 • 43min
Travel LOTS, on LITTLE with Nomadic Matt #361
If you’re ready to do some traveling after being cooped up for over a year, then this episode is for you. Today we’re talking with Matthew Kepnes who is better known as Nomadic Matt. Before he turned 23 Matt hadn’t taken a single trip overseas, but since then he’s visited over 100 countries and territories, tried some crazy foods, and made lifelong friends along the way. He’s the NYT best-selling author of “How to Travel the World on $50 a Day”, and his mission is to help would-be travelers realize that they actually can travel- and they can do it all for less money than they think it’ll take. On his site, Matt teaches folks all about affordable travel, ranging from topics like how they can save money by finding affordable flights, all the way to advice on picking out a good backpack. Listen to our conversation with Nomadic Matt to be convinced that you can afford to travel!During this episode we enjoyed a Canela Oscuro by Southern Grist Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 21, 2021 • 24min
Friday Flight - The Crypto Crash, Tapping Your Home Equity, & $1 Million to get Vaccinated #360
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: small businesses raising prices, getting vaccinated to win $1 million, cash prize-linked savings accounts, monthly child tax credit payments on the way, big bank credit cards ignoring credit scores, monitoring your credit report for free, tapping your house for cash, the best long-term investments, bitcoin blip, cryptocurrency investment scams, air travel ramping up, and avoiding airline fees.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 19, 2021 • 42min
Will Inflation Wreck Your Finances? #359
Price increases are making the headlines- from commodities to everyday household items, virtually everything is getting more expensive! Does that mean that inflation is spiraling out of control? This is something we haven’t had to even think about in recent years because while inflation rates in the 70s-80s topped 10%, inflation (or the Consumer Price Index) has been sitting at roughly 1.5% over the last ten years. It’s been stable and it’s also been fairly low, but it seems like things are now changing. After significant increases in recent months, it's clear that there are changes afoot, and we’re going to directly address how to keep inflation from wrecking your finances.During this episode we enjoyed a Be Easy Citra by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 17, 2021 • 38min
Ask HTM - Switching from a Robo Advisor, Saving or Investing Funds for a Baby, & Does Infinite Banking Actually Work? #358
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Target date funds in my brokerage account- is this allowed and is it a good idea?2 - How should we deposit checks from another country for our daughter?3 - Does infinite or velocity banking work and how risky is it?4 - Should I switch from a robo advisor like Ellevest to my own investment advisor?5 - Plus a great car tip from a listener for keeping your headlights looking brand new!During this episode we enjoyed a Love Birds 4 by Birds Fly South! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 14, 2021 • 28min
Friday Flight - Dollar Stores Stink, Inflation Fears, & No Gas For You #357
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: how we can be like Shaq, new home prices continue to increase, rising inflation figures, free internet, parents giving money to kids, retirement happening sooner than sooner than expected, restaurant ‘surprise bags’, bags of gasoline, automobile shortages, the best way to pay for a car, cheap dollar stores, and when the richest couple in the world split.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 12, 2021 • 41min
Is it Dumb to Buy a House When the Market is Hot? #356
We’re seeing one of the hottest housing markets in recent history! Bidding wars are driving up prices, homes are going under contract after just one week on the market, and mortgage rates are near historic lows. But that raises the question- is it a dumb idea to buy a home with these kinds of conditions and with the market this hot? What if this is another housing bubble? Are we going to see prices come crashing down like they did just over 12 year ago? We share our thoughts as we discuss a bunch of different reasons for residential real estate being on fire. And if you are ready to buy a home, we also cover a number of different tactics that you should implement to ensure that you get the home you want without overpaying.During this episode we enjoyed a Rhyming Numbers- thanks to Eighth State Brewing for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 10, 2021 • 51min
Breaking Down Business & Investing with Earn Your Leisure #355
Earn Your Leisure is a podcast hosted by Rashad Bilal and Troy Millings. On their show, they talk with guests who are earning and investing their money in all sorts of different ways- ways that a lot of folks probably don’t even know exist. Rashad and Troy give a behind-the-scenes look into different industries and highlight what makes those industries tick as well as what makes their guests successful. They describe their podcast as a “college business class mixed with pop culture” and that’s what we’re talking about today- a blending of the two together in order as we gleen our own personal finance takeaways.During this episode we enjoyed a Changes by Eighth State Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

May 7, 2021 • 29min
Friday Flight - Robinhood vs Buffett, People Still Pay for AOL, & Renew Your Passport Now #354
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: naming our vans so we do a better job maintaining them, more payments for getting vaccinated, what to do with a tax refund, employers dropping college degree requirements, worker shortages, negotiating your pay or benefits, robots taking our jobs, wasting money on identity theft monitoring, is financial literacy or extra money more important, Robinhood vs Warren Buffett, more household wealth in the stock market than ever, & avoiding State Department delays by renewing your passport now.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.


