

How to Money
iHeartPodcasts
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Episodes
Mentioned books

Apr 5, 2024 • 42min
Is Passive Income a Myth? (Bestie) #810
Debunking the myth of easy passive income, discussing the hard work required for financial success, exploring various strategies like real estate investing and affiliate marketing, and emphasizing the importance of continuous learning and effort in building future streams of income.

Apr 3, 2024 • 53min
The Bitcoin Episode for Normies w/ Marko from WhiteBoard Finance #809
Financial expert Marko from WhiteBoard Finance discusses Bitcoin investment strategies, the future of Bitcoin, recent events boosting its value, owning Bitcoin in your portfolio, Bitcoin ETFs impact on prices, diversified investing, debt-free living, Bitcoin's reputation, value predictions, and Bitcoin's scarcity compared to traditional currency.

Apr 1, 2024 • 57min
Ask HTM - Investing Deadlines, Building Generational Wealth, & Coping With Financial Regrets #808
Topics include investing in stock market while maximizing real estate, building generational wealth, dealing with individual company stock from 401k, contributing to Roth IRA for 2023, and financial regrets. Discussion on money gear, HTM newsletter, Facebook group, credit card tool, and reducing cell phone bills. Enjoying Boneshaker beer by Moat Mountain and spreading the word about the podcast.

Mar 29, 2024 • 36min
Friday Flight - Passive Income Plans, Paying Points, & Rewards Rug Pull #807
Psychologist Daniel Kahneman and crypto entrepreneur Sam Bankman-Fried discuss passive income, paying down points, rewards rug pulls, and the allure of annuities. Topics include banana prices, vending machines for passive income, fabulous 401(k)s, Robinhood, and the evolution of retirement products.

Mar 27, 2024 • 56min
Real Estate FIRE w/ Alan Corey #806
Real estate enthusiast Alan Corey joins the hosts to discuss all things real estate investing, including the current market state, why first-time buyers shouldn't wait, leveraging properties, Airbnb investments, and the role of insurance in risk mitigation. Corey, a 'real estate maximalist', shares his unwavering passion and insights into maximizing returns in the real estate market.

Mar 25, 2024 • 51min
Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805
Topics include determining savings rate with employer contributions, negotiating lower car loan rates with higher credit scores, saving extra for retirement with guaranteed pensions, and working towards goals after purchasing a dream home. Plus, tips on personal finance gear, HTM newsletter sign up, joining HTM Facebook group, finding the best credit card, and reducing cell phone bills.

Mar 22, 2024 • 36min
Friday Flight - Blue Collar Cash, Restless Realtors, & Social Media for Savings #804
Topics discussed include blue collar cash, restless realtors, social media for savings, mandatory 4-day workweeks, underwater cars, negotiating fees, no-loan degrees, and valuing leisure ethic. Explore the impact of recent developments on real estate transactions, the benefits of trading in cars, and maximizing Facebook for meaningful interactions.

Mar 20, 2024 • 55min
Tightwads vs Spendthrifts w/ Scott Rick #803
Learn about the psychology of spending behaviors with tightwads vs. spendthrifts. Explore retail therapy, financial opposites attract, and combining money as a couple. Discover strategies for managing finances and the importance of open communication in relationships. Dive into the dynamics of money in families, discussing power imbalances and shared decision-making. Gain insights on navigating financial decisions together and transitioning to a balanced approach.

Mar 18, 2024 • 54min
Ask HTM - Overpriced Organics, Health Sharing Risks, & Tax Sheltering for High Earners #802
Topics include the worth of organic baby products, moving cash to high yield savings, tax sheltering for high earners, and risks of health sharing accounts. Additional tips on personal finance include knowing your 'money gear', signing up for the HTM newsletter, joining the Facebook group, finding the best credit card, and reducing cell phone bills. Enjoy a Gnomaste IPA while spreading the word about How to Money!

Mar 15, 2024 • 34min
Friday Flight - Crappy Credit Unions, Contractor Scams, & Aldi Everywhere #801
Topics covered include car privacy invasions, contractor scams, Aldi's expansion, cheap coffee hacks, and the importance of smaller affordable homes. The hosts also discuss the impact of donation solicitations and the psychological effects of giving.


