How to Money

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it smart to put all of our wedding related expenses on a single credit card? 2 - How do I maximize the interest earned in my high yield savings account? 3 - Beyond getting my employer match, where else should I look to invest my money? 4 - What are some ways to keep auto insurance rates in check with a teenage driver on the policy?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Keller Pils by Hi-Wire Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Topics include low-price EV leases, energy tax credits, inflationary Amazon, 24/7 trading, throwing away money, and free FRYdays. The podcast covers maximizing savings, consumer behavior analysis, brokerage account earnings, coin collecting, penny debate, and Wendy's promotions.

Derek Thompson, Senior editor at The Atlantic, discusses the future of work, polarization in media, decline of workism, and rise of AI in the workplace. They explore the changing views of work, the intersection of board games and higher ed, and the vibecession. Topics include AI's impact on job creation, personal values over work norms, and finding purpose outside of work.

Topics discussed include choosing between buying a primary home or a rental property, selling investments for medium-term goals, the impact of 529 contributions on savings rate, and the debate on 15-year mortgages. The episode offers practical financial advice while enjoying a Nut Brown Ale by Samuel Smith.

Topics discussed include banks for rednecks, phantom housing costs, lotto lies, money dysmorphia, and advice from advisors. They also touch on the importance of understanding your 'money gear', reducing cell phone bills, and finding the best credit card for you.

Financial independence expert Jillian Johnsrud discusses debunking retirement myths, planning mini-retirements, negotiating leaves of absence, and embracing lifestyle changes for personal growth. Topics include redefining retirement, transitioning into retirement, optimizing business efficiency, and navigating retirement challenges.

Topics discussed include prioritizing student loans with potential forgiveness, financial advice for recent grads, Roth 401k vs traditional 401k, using Roth IRA as emergency fund, and buying out a car lease. The episode also covers subscription services, student loan payoff strategies, financial habits of young individuals, retirement savings, and exploring Roth IRAs for emergency funds.

On this episode, they discuss last minute tax tips, new job fever, future jobs, neobanks, car wrap scams, appliance repair, cashierless stores, 'use by' dates, and internet nutrition labels. They also offer tips on reducing cell phone bills and finding the best credit card.

Financial expert Michael Timmerman shares scrappy ways to save on streaming and cell phone expenses. Topics include reducing subscription costs, rotating streaming services for savings, and leveraging discount providers. The podcast also covers strategies for cutting monthly bills, optimizing home internet and phone plans, and managing personal finances effectively.

Topics include considering alternative investments, using HSA for medical bills, maximizing profit sharing, implications of national debt on portfolio, and paying off low-interest mortgages. Hosts offer practical financial tips and explore charitable giving campaigns.