The Property Academy Podcast

In this episode, we discuss a question posed by one of the listeners of the show: how do you create instant equity when purchasing an investment property off a developer. We discuss that you either need to: 1) get a discount from the developer by buying a property through a bulk buying scheme, or 2) buy the property below its registered valuation, or 3) Purchase a property off the plans so that some capital growth will have occurred in the market before you settle the property.   We want to know what you think of the show. We are currently running a Podcast Survey to find out what you think about the Property Academy Podcast. To say thank you, once you complete the survey we will send you your very own Property Academy Podcast mug. 

In this episode, we discuss the pros and cons of owning student rentals. This is a question that's come in from a fellow listener of the podcast. Throughout the show we share the three different types of student rentals: Standard student flats, which tend to be higher-yielding, but much higher maintenance Purpose-built room by room rentals, which are higher-yielding, but get lower capital growth since they are an investor specific product Student apartments (standard apartments) which tend to be between the two of them We also mention that there is now a new form where you can recommend a podcast topic for us to talk about. If you'd like to suggest a show topic, use the form on this page. Finally, we also discuss our Podcast Survey, where you can let us know what you think about the show. Once you've filled out your survey we'll ask for your address which we will then use to send you your very own Property Academy Podcast mug.

In this episode, we discuss a few things that you should look out for when conducting your own research about investment properties. This episode is based off a question one of our property partners received from a Kiwi property investor based in France.  The key takeaway is that you need to know the difference between a suburb's median sale price and the median house value. We then talk about how you can use these interactive maps in Auckland, Christchurch, Hamilton and Wellington when investigating any suburb to invest in.  We finish up by mentioning our podcast survey. We want this podcast to be the best podcast in the world about investing in New Zealand property. You can help us achieve this goal by taking the survey, and once you do, we'll send you your very own Property Academy Podcast mug.

In this episode, we discuss how to read accounting statements for investment properties and how to minimise the amount of tax that you are legally required to pay. We then go on to discuss how you can restructure your property's debt and finances to make them relatively more profitable.  We also mention our current podcast survey. We want to make sure that this is the best show in the world about investing in New Zealand property ... we love having you on the journey and we can't wait to get your feedback. Once you've taken the survey we will send you your very own Property Academy Podcast mug.

In this episode, we discuss 3 past property project that Andrew has worked on, along with the real financial results gained from these projects. These three projects spread across the main property investment strategies – 2 buy, reno and holds, along with a buy new off the plans and hold.  We also mention our current podcast survey. We want to make sure that this is the best show in the world about investing in New Zealand property ... we love having you on the journey and we can't wait to get your feedback. Once you've taken the survey we will send you your very own Property Academy Podcast mug.

In this episode, we discuss whether it is easy or hard for New Zealanders living overseas to buy property in New Zealand.  Generally, the toughest issue is to get lending from banks in order to purchase property. Overseas investors are typically restricted to 65-70% of lending on properties, and their income is scaled back under the tests to 60-90% of usual income. That range is based on which country the borrower is located in and the risk of currency fluctuation. We also mention our current podcast survey. We want to make sure that this is the best show in the world about investing in New Zealand property ... we love having you on the journey and we can't wait to get your feedback. Once you've taken the survey we will send you your very own Property Academy Podcast mug.

In this episode, we discuss current interest rates, along with which banks currently have the best deals. Beyond, that we also talk through what this actually means for property investors over the short and medium-term within their cashflows. As usual, we also make a few predictions about where we think the market will head. We also mention our current podcast survey. We want to make sure that this is the best show in the world about investing in New Zealand property ... we love having you on the journey and we can't wait to get your feedback. Once you've taken the survey we will send you your very own Property Academy Podcast mug.

In this episode, we discuss how the NZ median house price can increase, even if house prices across the country decrease. This seeming anomaly is based on how the median house price is calculated. This measure of average does not track differences in the distribution of houses sold across the country.  If a higher proportion of Auckland houses are sold within a given month the median house price will increase, even if fundamental house prices do not increase over the same period.  This makes the median house price a poor measure of how the property market is actually performing month to month.  If you'd like your own free Property Academy Podcast mug, then please do take our podcast survey here. Once you've completed the survey, we'll be in touch to send you your free mug.

In this episode, we discuss when you can sell 1 property to buy 2 properties. Banks have internal LVRs that restrict how much they are willing to lend against certain types of properties.  Holding these asset types takes up a lot of equity in an investors portfolio, which means that in some cases an investor can sell one property in order to buy two more. These are often niche investments, such as bare land, hotel units and small apartments.  We also mention that you have the option of taking our property investor quiz. In just 7 questions, this quiz will give you a 'yes', 'no', or 'maybe' answer about whether you are in the position to invest in property as a first time investor.

In this episode, we give you an update on how Airbnbs are faring under the current market conditions.  Since the last update, we gave 6 months ago, 10,000 Airbnbs have come off the market (20% of the stock). However, bookings have increased ... and are at the level where the number of bookings per Airbnb per week are on par with earlier in February. We also mention our property investor quiz. After just 7 questions, you'll get a 'yes', 'no', or 'maybe' answer about whether you're in the position to invest in your first rental property.