The Property Academy Podcast

In this episode, we are once again joined by Matt Harris, an ex-IRD investigator and co-owner of Momentum Property. Here we discuss the ways you are able to hold property – and which entity is right for you depending on the type of investor you are.  For instance, Look Through Companies tend to work better for long term buy and hold investors where the portfolio makes a loss. Whereas a long term buy and hold investor with a portfolio making significant cashflow will be better using a trust. On the other hand, traders are better suited using a limited liability company.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we are joined by Matt Harris from Momentum Property. Matt is an ex-IRD investigator and a property accountant. Within this episode he reveals the common misconceptions Kiwi investors have about property tax. One of the most interesting revelations is that if you hold properties in a limited liability company, you need to wind up that company to pull any capital gains out for the investor.   Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss new data recently released by the Real Estate Institute of New Zealand, which shows that 10 regions and 17 districts hit new record median house prices. The message here is that the property market is hot and house prices are getting more expensive. IN 6 months time it will cost you more to purchase an investment property than it does today.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

in this episode, we discuss recent policy changes and statements that have been made by the Reserve Bank of New Zealand. In particular, we go through the Large Scale Asset Purchasing Programme and some of the alternative policies the Reserve Bank is expecting to implement in order to maintain low-interest rates.  Then we discuss recent changes that have occurred to the US Federal Reserve and detail how, if implemented in NZ, the policies would change the NZ housing market.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss three new ways you can use data through CoreLogic, this includes the new CoreLogic House Price Index and the relaunched Propertyvalue.co.nz website. In addition to this, we walk through a real property report that was downloaded from the new propertyvalue.co.nz website so you can get a sense of what you can access through the website.  We also discuss the new dates for the Live Podcast Recordings, which have been moved through to mid-October. See the new dates here for the property investment events.

In this episode, we are joined for the final time (in this series) by Tony Mounce from Tony Mounce Mortgages and Insurance. Increasingly banks are looking for reasons to say no to borrowers ... even going so far as to check borrowers bank statement line by line to look for anomalies.  That is why it is crucial that borrowers put their best foot forward the first time ... and a big part of this is ensuring that your bank accounts are tidy. Here Tony walks us through how to ensure your financials are orderly.  We also discuss the new dates for the Live Podcast Recordings, which have been moved through to mid-October. See the new dates here for the property investment events.

In this episode, we are once again joined by Tony Mounce from Tony Mounce Mortgages and Insurance. Here, we discuss the rules and regulations for getting a mortgage if you are a Kiwi living overseas (and even if you're not).  The banks have tighter restriction on overseas borrowers than those living in New Zealand. Typically an overseas investor will require a 30% deposit (rather than a 20% deposit) ... and the way serviceability (mortgage affordability) is calculated is also much tighter. We wrap up the episode, by discussing our upcoming Live Podcast tour and the new dates which have been released because of the Covid-19 resurgence. See the new dates for this property investment event by clicking this link. 

In this episode, we are joined by Tony Mounce from Tony Mounce Mortgages and Insurance to discuss interest rates. We go into detail about what causes interest rates to rise and fall and Tony's prediction about how long interest rates can stay low.  Tony's main point is that interest rates are indicative of the supply and demand for money. Right now reserve banks are pumping money into the global economy which pushes down interest rates (the price of money).  We also discuss the new dates for the Live Podcast Recordings, which have been moved through to mid-October. See the new dates here for the property investment events.

In this episode, we go back to our top 20 guests (including Andrew and Ed) to talk about their biggest learnings through property investment over the last year.  This includes Tony Alexander, Sarina Gibbon from the Auckland Property Investors Association, Jon Lawry, Eugene Bratsaiken and many more who have featured on the show over the last 12 months.  Thank you to everyone who has listened or participated in the show ... you are the ones who make this show successful.

In this episode, we are joined for the last time by Sir Michael Hill. Here, we discuss the future of retail and how that will impact retail landlords.  Sir Michael predicts that there will be a consolidation in retail. Small country towns will become increasingly weaker, while shopping centres in the main cities will become stronger.  Ultimately this will have a negative impact for commercial landlords who have holdings in smaller towns ... and landlords who have more premium holdings will be comparatively better off.