The Property Academy Podcast

In this episode, we discuss the mechanics of how non-bank lenders work. We go through who they are right for and how they can be a good fit for people with poor credit or who don't have the documentation available to be eligible for a loan from the main retail banks. Non-bank lenders are also often used for a short-transitionary period between the settlement of a property and refinancing away to one of the main banks. We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss how to figure out what a property is worth ... and also how much attention you should be paying to the government valuation, which is routinely seen on property advertising.  We discuss that the best way to figure out what a property is worth is by requesting an e-value of avm report from either Core Logic of Valocity. Failing that, a combination of Homes.co.nz's stated value and recent sales should give a good indication.  We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss whether Build to Rent is a good investment and whether we think it will take off in New Zealand. Build to Rent is a way of investing in real estate, which is currently being promoted by Du Val Partners.  Here, accredited investors – those with investment qualifications or a net worth of over $5 million – can buy a share in a large number of units.  We investigate the claims made in the investment memorandum and discuss how we think the investment mechanism stands-up as currently presented.  We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss 7 things that we have changed our minds on throughout our careers and since starting this show. These include: That renovations are the only way to become a proper real estate investor That big cities go up in value faster than smaller towns, and   That stand-alone houses go up in value more quickly than townhouses We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss 9 quick and dirty renovation projects you can use to increase the value of your investment and rental properties. These include simple tactics like using Bar Keeper's Friend, right through to doing a full-scale bathroom replacement.  We also go through which projects to do first if you are on a tight budget, while also considering whether some of the traditional wisdom from data providers, like Core Logic, really stacks up.  We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss the Top 5 property accountants that we can hand-on-heart recommend to the investors we tend to work with. These include: Matthew Harris from Momentum Property Matthew Gilligan from Gilligan Rowe Peter Taylor from BDS Accountants Jane Jackman from Nexia Mark Withs from Withers Tsang We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description.

In this episode, we discuss how AfterPay, LayBuy and other short-term 'buy now, pay later' providers can impact your property investment and home-buying plans.  If the bank sees regular payments being made to these providers, they will decrease the amount of income that you have available to service a mortgage in their calculations. A $50 a week payment can mean that the amount you can borrow falls by up to $40,000.  We also mention that we are looking to bring on financial advisers in Auckland, Christchurch and Wellington. Click the links to check out the job description. 

In this episode, we discuss how to tell whether a property you currently own is a 'dud' property that you should move on from and sell ... or not.  Here, Andrew walks through some telltale signs ... as well as how people tend to walk into and acquire dud properties. Usually, this happens when investors turn their own home into a rental, acquire one through inheritance, or buy something down the road.  We wrap up the show by talking about the Property Academy Video Course. This 19-lesson property investment video course takes you through the fundamentals of how to invest in property. 

In this epiosde, we discuss KiwiBuild and the benefits of purchasing a KiwiBuild home through the ballot system. This is because first home buyers, in some cases, are purchasing their first homes up to $300,000 under value.  Throughout the show, we give an example from Ormiston in Auckland. Here, a first home buyer paid $650,000 for a property that is expected to be worth $950,000 at completion. First home buyers in these situations are then able to purchase an investment property using the equity within that home.  If you've got a topic you'd like us to speak about on the show, then send us a text. Our number is 5522. It would be great to hear from you. 

In this episode, we discuss how not to be emotional within property investment. We often say that you need to treat property investment as a business ... but that is sometimes easier said than done. That's why we run through tactics you can use to minimise those emotions, if they are getting in your way of growing your property investment portfolio even further.  If you have a topic you'd like us to discuss on the show, then send us a text. Our number is 5522. It would be great to hear from you.