The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books
Oct 4, 2025 • 18min
Why Slowing Down Still Builds Wealth (Case Study)⎥Ep. 2215
In this episode, we sit down with Nick for a candid case study on building wealth through property while still making space for life. Nick has slowed his investing pace, but not because he’s stopped progressing. Instead, he’s made deliberate choices that balance financial growth with enjoying the present.You’ll hear:How Nick has grown and reshaped his property portfolio over timeThe crucial step he took before buying a car (and why you should too)What he gave up to go to a friend's birthday partyThis episode reminds us that investing isn’t just about numbers – it’s also about flexibility, trade-offs, and building a life we want.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Oct 3, 2025 • 22min
The Clue That Predicts Your Next Mortgage Rate Cut⎥Ep. 2214
Most Kiwis watch the Official Cash Rate (OCR) to guess where interest rates are heading. But there’s another number that actually drives your mortgage rates day to day.In this episode, Ed and Andrew go full nerd-mode to explain how swap rates work, why banks care about them, and how you can use them to predict future mortgage cuts (or hikes).You’ll learn:What swap rates are and why they matter more than you thinkHow GDP shocks and economic surprises cause swap rates to dropA simple rule of thumb to see where mortgage rates could be heading nextIf you’ve ever wondered why banks don’t instantly follow OCR announcements, this episode connects the dots and shows you where to find the real data.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Oct 2, 2025 • 12min
Why 2026 Could Be the Turning Point for Property Investors⎥Ep. 2213
You’ve heard of a double-dip recession. But did you know property downturns in NZ often follow the same “W-shaped” pattern? In this episode, Ed and Andrew explain how the latest housing slump has played out just like the 90s, the GFC, and 2021-24.You’ll learn:Why recent property price data shows we’ve likely just hit the second dipThe historical patterns that prove New Zealand downturns often run in W-shapesThe key signs to watch to know when the recovery is realThis isn’t about scare tactics, it’s about learning from history so you can make smarter investment calls today.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Oct 1, 2025 • 15min
$46,000 Landlord Victory: How It Happened⎥Ep. 2212
The Tenancy Tribunal is where landlords and tenants battle it out, and sometimes the results are jaw-dropping. In this episode, Ed and Andrew unpack the five largest Tribunal cases they could find, and what they mean for landlords and tenants alike.You’ll learn:Why one landlord had to pay $21,000 for renting out an unlawful propertyHow toxic lead paint and cockroach infestations cost other landlords dearlyThe staggering case of a tenant who racked up $49,000 in unpaid rentThese are the true stories that show just how high the stakes can be in property management.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 30, 2025 • 16min
Revolving Credit: The Secret Weapon to Pay Off Your Mortgage Faster⎥Ep. 2211
A revolving credit mortgage can be confusing. Is it an overdraft? A savings account? Or just another type of loan? In this episode, Ed and Andrew explain revolving credit, how to use it properly, and the common mistakes Kiwis make.You’ll learn:How to pay off your mortgage up to 20 years faster using the “Mortgage Buster” strategyThe difference between reducing and non-reducing revolving credits (and which one works best)The traps that catch out investors – like overspending, floating rates, and monthly feesThis episode will show you the step-by-step process if you’ve ever wondered how to make your mortgage work harder.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 29, 2025 • 17min
The Property You Didn’t Buy (And Still Think About)⎥Ep. 2210
Every investor has felt that sinking feeling after a decision: "Did I just make a mistake?” In this episode, Ed and Andrew unpack investor remorse, who’s most likely to feel it, and how to keep it from derailing your financial future.You’ll learn:The two types of investor remorse — and which one haunts people most in the long runWhy “maximisers” feel regret more often than “satisficers” Practical steps to stop regret from leading you into poor money decisionsThis episode reminds us that hindsight is always 20/20, but smart investors focus on the future, not the deals they missed.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 28, 2025 • 19min
Why 1.9 Million Kiwis Are Still Locked Out of Home Ownership?⎥Ep. 2209
1.9 million Kiwis don’t own the home they live in – but the reasons why go far beyond “greedy landlords” or “high house prices.”In this episode, Ed and Andrew discuss the data, myths, and structural changes that have reshaped the housing market.You’ll learn:Why house prices have risen 4.7x since 2000, while incomes only grew 2.7xHow tougher bank deposit rules have made it harder for first-home buyersWhy lifestyle changes, later marriages, and even retirement villages distort the numbersThis isn’t just about affordability, it’s about how Kiwis live, borrow, and buy in 2025.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 27, 2025 • 17min
From $3,000 After an Accident… To Over $650k in Equity⎥Ep. 2208
At 23, Sam was recovering from a life-changing accident with just $3,000 to his name. Fast forward to today, and he’s built $800,000 in equity through property investing. In this episode, Sam shares his investing journey's real ups and downs. You’ll learn:How Sam turned $3k into a property portfolio worth over $800k in equityWhy aggressively paying down debt gave him options when markets shiftedThe lessons he learned through mistakes and setbacksThis case study is a blueprint for Kiwis who feel they’re starting from nothing but still want to build a future through property.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 26, 2025 • 16min
The Ridiculous Jobs That Pay $10,000 An Hour⎥Ep. 2207
Not all work is created equal. Some tasks are worth $40 an hour… but others can build wealth at the equivalent of $10,000 an hour.In this episode, Ed and Andrew break down the high-value tasks, why most Kiwis avoid them, and how you can carve out time to focus on them.You’ll learn:The difference between $40/hour busywork and $10k/hour wealth-building tasksWhy the most valuable moves are important but never urgentHow to use a matrix to prioritise what really matters for your financial futureThis episode will change how you think about time, productivity, and wealth-building. It will also show you how to focus on the tasks that move the needle.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sep 25, 2025 • 13min
Inside the Tenancy Tribunal: Are Landlords Getting Screwed?⎥Ep. 2206
Many landlords believe the Tenancy Tribunal is stacked against them, but is that actually true? In this episode, Ed and Andrew examine the data, the law, and 1,000 real Tribunal cases to uncover whether the system really favours tenants.You’ll learn:What MBIE told us when we asked for Tribunal outcome dataWhat happened when we hired a data scraper and analysed 1,000 rulings ourselvesWhy the numbers show landlords often win more cases than most people thinkThis episode busts one of the biggest myths in property investing and gives you a data-driven look at how fair the Tribunal really is.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
