The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books
May 11, 2022 • 1h 29min
Bonus: Property Live – How to Get The Bank To Say' Yes' For Your 1st (or next) Investment Property – Webinar Audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to Get The Bank To Say' Yes' For Your 1st (or next) Investment Property" and the six strategies you can use to give you a better chance at getting that mortgage.
Click here to download the spreadsheet we share at the webinar and the bonus mortgage playbook.
May 11, 2022 • 10min
ANZ Increases Servicing Test Rate ... How Much Less Can I Borrow? The Real Numbers ⎜ Ep. 973
In this episode, we discuss what property investors need to know about ANZ's new servicing test rate. We go through what servicing test rates are and how they are used.
And then, we reveal how much less you can borrow due to the change (about 6-8% less according to our numbers).
We also mention our new investment-ready spreadsheet, which you can use to estimate how much you can borrow and when you might be ready to purchase your next investment property. Click here to download the new spreadsheet.
May 10, 2022 • 15min
What Should We Do? Sell Our Dream Home? The Hard Decisions This Couple Have to Make ... A Case Study ⎜ Ep. 972
In this episode, we discuss the hard decisions that these property investors need to make. We dig through their personal circumstances and their biggest challenges right now.
This includes whether the couple should sell their dream home to pay down debt, pay back their family and get ahead in investment.
May 9, 2022 • 15min
Revealed: How the Banks Set Interest Rates ... What Goes Through Their Mind? ⎜ Ep. 971
In this episode, we discuss how the major banks set their interest rates. This includes a breakdown of where banks get their funding and the peculiar reason why bank funding costs went down during covid.
We also go through some of the basics that property investors need to know, like the net interest margin and how this has changed over time.
We wrap up the episode by mentioning our upcoming property investment webinar, which is on the day this podcast is released – Tuesday 10th May at 7pm. Click the link to register.
May 8, 2022 • 11min
Negotiation Nail-biter – Help! I Negotiated Too Hard + Now I Don't Have A Buyer ⎜ Ep. 970
In this episode, we go through a case study of a property investor who is currently selling their rental. In this case, the investor had an offer, but countered and the buyer walked.
6 weeks later and they are still without a buyer. We discuss what the investor can do in this situation and why the buyer may have walked.
We also mention our upcoming property investment webinar, which is happening this Tuesday at 7pm. Click the link to register.
May 7, 2022 • 13min
Case Study Sunday – How This Investor Plans to Use Property To Build a $60k+ Retirement Income ⎜ Ep. 969
In this episode, we discuss a case study of a property investor who plans to use property to fund their retirement lifestyle.
We go through their goals, how on track they were before property ... and the exact steps that they'll use to hit their goals using real estate.
Want help building a Wealth Plan? Book your own complimentary Property Portfolio planning session here. Click the link to request a session.
May 6, 2022 • 15min
Inflation – It's Just a Game of Chicken – Unpopular Opinions on Inflation ⎜ Ep. 968
In this episode, we discuss what property investors need to know about inflation and how it will impact their property investment portfolios.
We go through how the Reserve Bank can influence and control inflation and what they really mean when they make scary speeches and predictions about the New Zealand economy.
We also mention our upcoming property investment webinar, which is happening this Tuesday at 7pm. Click the link to register.
May 5, 2022 • 16min
Nest Egg vs Golden Goose Strategy – 2 Ways To Use Property To Fund Your Lifestyle ⎜ Ep. 967
In this episode, we discuss two different approaches to use investment properties to fund your lifestyle – the Nest Egg and the Golden Goose.
We discuss what is involved in the two strategies, how they work and the pros and cons of each. Ultimately this allows you to figure out how you might use property to fund your lifestyle.
We wrap up the episode by mentioning our upcoming property investment webinar, which is on Tuesday 10th of May at 7pm. Here you'll learn the 6 strategies you can use to turn the bank's 'no' into a 'yes'.
May 4, 2022 • 16min
Real Estate Agents Fees: An Honest Comparison. Bayleys vs Harcourts vs Ray White ⎜ Ep. 966
In this episode, we compare the fees charged by real estate companies around New Zealand. This includes Bayleys, Harcourts, Ray White, Barfoot and Thompson and many other large real estate firms.
We give an honest breakdown of the fees charged, and introduce our own modelling so you can get a sense of how the different companies compare.
We also mention our upcoming property investment webinar, which is happening on Tuesday 10th May at 7 pm. You'll learn the 6 mortgage strategies property investors can use to keep borrowing from the bank.
May 3, 2022 • 11min
Should I Airbnb My Property? Airbnb vs Long Term Rental ... Which Has Better Cashflow? ⎜ Ep. 965
In this episode, we discuss whether you should Airbnb your investment property and when Airbnb will be fully back up and running in the New Zealand market.
We also run a cashflow comparison between Airbnbing your property and renting it out on the long term rental market.
We also mention our upcoming property investment webinar, which is on Tuesday 10th May at 7pm. You'll learn the 6 strategies you can use to get the bank to say yes to your mortgage application.
