The Property Academy Podcast

In this episode, we are joined by mortgage adviser and property investor, Ella Dromgool to discuss a recent investor she has worked with. We share the story and why this investor's previous broker told them 'no', while Ella was able to get the bank to say 'yes'. We also mention Catalyst Financial's new investor ready service, which you can sign up for through the contact form on the Catalyst website.

In this episode, we discuss what the next 12 months in the New Zealand property market look like.  This is based on a question submitted by a fellow property investor and listener of the show, who is thinking about what to do over the next 12 months. We also mention that you can run the numbers on your investment properties and download the Opes ROI spreadsheet for free, by clicking the link.

In this episode, we discuss where property investors should be looking for deals in the Auckland property market. This includes a look at where properties are most affordable, where properties have had the highest historical capital growth, and where the highest yields are. We also mention our new and updated maps of the Auckland property market, so you can explore the data yourself – least and most expensive, highest and lowest yields, and capital growth.

In this episode, we answer property investors' questions from around New Zealand that were asked at our most recent property investment webinar. This includes questions from how banks treat self-employed income to how interest-only periods work. We also mention that we have just released The Ultimate Guide to Interest Only Mortgages video, which you can watch on our YouTube. Click the link to watch.

In this episode, we discuss whether a listener of the show – and fellow property investor – should sell their property in Australia and invest in New Zealand. This includes a deep dive into the Australian property market, and the considerations this investor should think through before selling and purchasing property. We also mention that if you'd like a complimentary Portfolio Planning session, click the link to learn more and request your session.

In this episode, we discuss whether the Auckland housing and property market is munted. This includes arguments both for and against the idea that the country's largest housing market is in severe decline.  This includes everything property investors should consider before investing in the city.  This includes an analysis of population growth, how economic factors tend to move in cycles, and what's in store for Auckland's economy. We wrap up the episode by mentioning that if you want to come in for a complimentary Portfolio Planning session, we'd love to see you. Click the link to find out more and request your session.

In this episode, we discuss what happens when a property investor or owner occupier misses a repayment on their mortgage.  This includes the bank's process and at what point they'll force you to sell your property.  We also talk through the different options you have if this should happen to you. The first step of which is to talk to a mortgage adviser – even if you don't already use one.  If you are looking for a recommendation, we mention that you might like to consider our mortgage advisory firm, Catalyst Financial.

In this episode, we discuss are joined by property partner and financial adviser – Maxine Clason-Thomas – to discuss a case study of one of her investors.  Here, Maxine shares how the investors will use property to achieve their financial goals. This includes the process of how they figured out what their wealth gap is, how many properties they'll need and how this couple got started in property. 

In this episode, we discuss whether Williams Corporation properties are good investments. This includes a breakdown of both the pros and cons of investing in a Williams Corp property. On the positives, we discuss their affordability compared to standalone homes, their use of space and the fact that the company has the size and scale to ensure that properties do get built.  On the flip side, they are more expensive than other new build townhouse developments; they often have poor cashflow because of their high prices and some investors question how quickly they'll increase in value. For Apple – IC12340

In this episode, we discuss why we get booms and busts in the property market, and what property investors need to know about the psychology of the market. This includes a rundown of the boom, peak, downturn and trough phases of the property market and what investors are thinking at each phase. Ultimately this will allow you to manage your own psychology so you can make informed investment decisions.