The Property Academy Podcast

In this episode, we are joined by a financial adviser, Dennis Schipper, to discuss a case study of how his clients will pay off their mortgage by selling an investment property.  We go through the detail of how their property portfolio was going to be $66,000 negatively geared. But, by selling a property and reinvesting the funds, they'll be significantly better off.  Ultimately, you can use this information to think about how you might need to change your property investment portfolio.

In this episode, we discuss the three main steps property investors should take to find a good investment property.  Step #1 – Choose your strategy … whether that's passive buy and hold, renovate and hold, or flipping.  Step #2 – find the right area to invest in. This includes looking for regions that are undervalued, have decent population growth, and a good-sized population to begin with.  Step #3 – Find the properties and run the numbers. 

In this episode, we discuss what landlords can and can't ask their prospective tenants when renting out their investment properties.  This comes after the Privacy Commissioner introduced new rules in 2022 about what property management companies can ask, and when.  Ultimately this is to help you – as a property investor – avoid mistakes, fines, and accusations of discrimination. We also mention that we'll be speaking at a property investment seminar – in partnership with Wolfbrook – at the Chirstchurch Crowne Plaza hotel. It's on Tuesday 22nd February. Click this link if you're keen to come along.

This podcast discusses whether property investors should furnish their rental properties, including the potential extra rent, cost, and expected return. They explore which types of properties can be profitably furnished. The hosts compare furnished and unfurnished properties for investment purposes, discuss the furniture and appliances needed, and analyze the cost and ROI of furnishing a property. They also highlight factors to consider when deciding whether to fully furnish a property or not.

The slow property market has led to tempting but deceptive deals from certain developers. Caution is essential, especially when researching businesses with checkered pasts. The discussion highlights a dubious real estate investment opportunity in Auckland, stressing due diligence and the risks of attractive offers. Key tales of challenges, including identity theft in property development, underscore the importance of vetting developers thoroughly. Listeners are reminded that the developer's reputation can be as crucial as the property itself.

In this episode, we discuss why interest rates may not increase as much as previously feared … and why the worst may be over for property investors fearing increasingly high-interest rates.  We go through the latest inflation data to get a sense of how it might impact the Reserve Bank's decision, and why the latest inflation numbers (while high) could have been substantially worse.  We also mention you can watch the video version of this episode by subscribing to the Opes Partners YouTube channel. We release new videos every Monday and Wednesday.

In this episode, we discuss a case study of a property that some of Andrew's investors have been interested in over the last few weeks.  We use this as an example of how property investors can go about analysing their potential investments.  This includes how to assess whether a property is well priced, how to create a robust pros and cons list, and how to calculate the expected returns from a property. We also mention that you can read our full analysis on this property here – Cross Street Case Study. You can also learn more about Progressive Payment Builds through this article.

In this episode, we discuss whether property prices can double every 10 years.  We talk about how fast house prices in New Zealand tend to double and how fast you should expect house prices to increase in the future.  This helps property investors get a sense of whether they should continue investing in real estate or they should start considering something else. We also mention that you can use our My Wealth Plan software to run your numbers to see if you're on track to hit your retirement goals.

In this episode, we debate whether the NZ superannuation scheme will survive the next 20-40 years.  This includes a discussion about whether property investors should include a pension when they are putting together their financial plans for retirement.  Andrew argues that the pension system will get scrapped, whereas Ed argues it will largely stay intact.  We also go through the major changes that could be expected in the system and how they would impact property investors' plans. We also mention that you can use our My Wealth Plan software to run your numbers to see if you're on track to hit your retirement goals.

In this episode, we discuss the Auckland floods and how property investors can work with their tenants to make sure that both sides come out happy.  This includes looking at the Residential Tenancies Act, and seeing what the legal obligations for both sides are, and how to reduce the rent appropriately (if your property is damaged).