The Property Academy Podcast

In this episode, we discuss the most common property investment terms and explain what they mean (in simple terms).  This is to help new investors and new listeners of the show cut through the jargon jungle so that they can learn about property more easily.  We define terms like equity, useable equity, cashflow, negative gearing, and banking terms, like UMI (uncommitted monthly income). We also mention that you can learn even more property investment terms in the Opes Partners Glossary of Property Investment Terms.

In this episode, we discuss what return on investment (ROI) means in terms of property investment.  This includes what return on investment measures, how to calculate it, and when the measure is useful – and when it's not.  We also discuss how much more money property investors can make when they purchase investments that have a high ROI. And if you want to run the numbers and calculate the return on investment for your property, download the Opes Partners Return on Investment spreadsheet here.

In this episode, we discuss 8 different strategies that property investors can use to handle higher interest rates.  This comes from a listener of the show, who wanted to know how to handle the cash flow when more money goes to the bank to pay interest.  The strategies discussed include: choosing the right interest rate, shopping around for cheaper interest rates, using a bank's cashback, and using a revolving credit, as well as four other strategies.  Ultimately, property investors and homeowners can use these tactics to preserve cash flow. We also mention that you can use our My Wealth Plan software to see whether you're on track for your financial goals. Click the link to use the software for free.

In this episode, we are joined by property investor, Ilse Wolfe, to discuss two different case studies. In both case studies, the property investors added additional bedrooms to their properties.  However, in the first example, the additional bedroom was added to the current internal floor plan.  In the second case study, the property investors converted a garage into 2 new bedrooms. Ilse takes us through what this costs and the pros and cons of each approach. We also mention that you can learn more about Ilse's Opes Accelerate Coaching Programme by clicking this link.

In this episode, we discuss what happens to new build properties in Auckland that have been damaged by the floods and Cyclone Gabrielle.  Although some properties have been badly damaged through these extreme weather events, most new build properties have not been damaged.  If your property has been damaged, we go through the process of what to do, including getting a build report from your developer and engaging a building inspector before you go unconditional.

In this episode, we discuss how property investors and homeowners can still sell their properties in a slow real estate market.  This includes how to make your property attractive to buyers, how to price your property, and how to present your property for sale.  We also discuss how much you should spend on marketing and where those dollars should be spent. 

In this episode, we discuss the top 3 property investment strategies in New Zealand. This includes Passive Buy and Hold, BRRRR, and flipping.  We go through the pros and cons for each so that you, as a property investor, can choose which is the right strategy for you.  Andrew also gives us an idea of how he has used each of the strategies at different parts of his investment career. 

In this episode, we discuss whether property investors should bother testing their rental properties for meth contamination.  This is based on the 2018 report from Sir Peter Gluckman. We react to parts of the report that suggest that meth testing isn't necessary (most of the time), and the signs to look for to tell whether you should test for meth.  We also talk through previous Tenancy Tribunal cases to show whether you or the tenant need to pay to fix any damage.  We also mention that we'll be speaking at a property investment seminar – in partnership with Wolfbrook – at the Christchurch Crowne Plaza hotel. It's on Tuesday 22nd February. Click this link if you're keen to come along.

In this episode, we discuss how young Kiwis can become first-home buyers. This includes our first home buyers blueprint that comes directly from our book – Wealth Plan.  We recommend those first-home buyers start by deciding how they'll use their first home to start an investment portfolio. Will they aggressively pay down their mortgage, or will they renovate?  That will determine what sort of property they'll buy. We talk about these two options and how they work, as well as the four-step blueprint.  We also mention these articles and podcasts: The Mortgage Buster Strategy The Fast Five Deposit Sources first-home buyers can use Property ExpLained (our sister podcast)

In this episode, we discuss where the best places to invest in New Zealand are (right now).  This includes looking at which areas are most undervalued, which areas are growing in population, and which parts of New Zealand are most affordable.  We also discuss that we see the most opportunities in Christchurch, Canterbury and Auckland in early-2022. But, that Wellington could make a comeback in the next couple of years.  We also mention you can watch the video version of this episode by subscribing to the Opes Partners YouTube channel. We release new videos every Monday and Wednesday.