Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Dec 13, 2018 • 29min
YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste?
On episode 78 of the Your Financial Pharmacist podcast, Tim Ulbrich, YFP co-founder, and Tim Baker, YFP Team Member and CFP, give an update on the Public Service Loan Forgiveness (PSLF) Program and discuss whether or not this program is still a viable option for pharmacists considering the recent data published showing 99% of applicants for PSLF were denied. Mentioned on the Show CommonBond YFP Resource: Crush Your Loans YFP Blog: Ultimate Guide to Student Loans YFP Facebook Group NPR Article YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP Blog
Dec 4, 2018 • 39min
YFP 077: Making the Financial Transition from PharmD to Residency
On Episode 77 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, interviews Dr. Michael Murphy, a 2018 PharmD graduate of THE Ohio State University College of Pharmacy and current PGY1 pharmacy practice resident in ambulatory care at Ohio State. Dr. Murphy served as the APhA-ASP National President from 2017-2018. In this episode, Dr. Murphy and Tim talk about his financial transition from student to resident, what he wishes he would have known financially during pharmacy school and how being involved in professional organizations has put him on the fast track to a successful career. Mentioned on the Show APhA YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP Financial Planner Start: Punch Fear in the Face, Escape Average and Do Work That Matters by John Acuff The Mayor of Castor Street: The Life and Times of Harvey Milk by Randy Shilts YFP and APhA Partnership Your Financial Pharmacist
Nov 30, 2018 • 42min
YFP 076: Investing Rapid Fire Q&A
On episode 76 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, and Tim Baker, YFP Team Member and owner of Script Financial, wrap up a month-long series focused on investing by fielding questions posed by, YOU, the YFP Community. Mentioned on the Show Policygenius YFP Facebook Group YFP Episode 075: DIY, Robo or Hire A Planner? YFP Episode 074: Evaluating Your 401(k) Plan YFP Episode 073: How to Determine the Priority of Investing YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP Email YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First YFP Episode 068: Pros/Cons of the Dave Ramsey 7 Baby Steps YFP Episode 070: Pre-Planning for Tax Season Seven Figure Pharmacist by Tim Church and Tim Ulbrich Tim Baker's Student/Resident Package Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray The Laws of Wealth: Psychology and the Secret to Investing Success by Daniel Crosby The Index Revolution: Why Investors Should Join It Now by Charles Ellis YFP Episode 019: How Do Health Savings Accounts (HSA) Fit Into a Financial Plan?
Nov 20, 2018 • 50min
YFP 075: DIY, Robo or Hire a Planner?
On episode 75 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of YFP, and Tim Baker, YFP team member and owner of Script Financial, continue YFP's month-long series on investing by talking about the pros and cons of a DIY approach to investing compared to utilizing a robo advisor or hiring a financial planner. Mentioned on the Show Script Financial YFP Episode 015: Financial Planning Series Interview with Tim Baker (Part 1) YFP Episode 016: Financial Planning Series Benefits of a Financial Planner (Part 2) YFP Episode 017: Financial Planning Series Questions to Ask - Hiring a Planner (Part 3) YFP Episode 054: Why Fee-Only Financial Planning Matters YFP Episode 055: Why You Should Care How a Financial Planner Charges YFP Facebook Group Seven Figure Pharmacist by Tim Church and Tim Ulbrich NerdWallet Investopedia Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray YFP Blog: Are You Making This $1 Million Mistake NerdWallet Best Robo-Advisors: 2018 Top Picks YFP Episode 032: Find Your Why (Part 1) - 3 Life Planning Questions YFP Episode 033: Find Your Why (Part 2) - The Path To Success Hire A Planner XY Planning Network Unshakeable: Your Guide to Financial Freedom by Tony Robbins
Nov 15, 2018 • 40min
YFP 074: Evaluating Your 401k Plan
On Episode 74 of the Your Financial Pharmacist podcast, Tim Church, Your Financial Pharmacist Team Member, and Tim Baker, owner of Script Financial and YFP Team Member, discuss how to evaluate your 401k plan and understand some of the fees associated with it. Mentioned on the Show Script Financial YFP Facebook Group Bright Scope Tony Robbins
Nov 7, 2018 • 46min
YFP 073: How to Determine the Priority of Investing
On Episode 73 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, and Tim Church, YFP Team Member, continue a month long series on investing by talking through the various retirement/investing options available, key principles for retirement savings, and how to prioritize where you put your money. Mentioned on the Show Policygenius YFP 068: Pros/Cons of the Dave Ramsey 7 Baby Steps The White Coat Investor YFP 019: How Do Health Savings Accounts (HSA) Fit Into a Financial Plan? YFP Facebook Group Script Financial Your Financial Pharmacist
Nov 1, 2018 • 35min
YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
On Episode 72 of the Your Financial Pharmacist Podcast, Tim Church, YFP Team Member, and Tim Baker, YFP Team Member and Founder of Script Financial, discuss how behavioral bias can impact investing decisions and why they are so important to have on your radar. Mentioned on the Show CommonBond Study: Behaving Badly by James Montier Study: Does the Stock Market Overreact? by Werner De Bondt and Richard Thaler
Oct 25, 2018 • 43min
YFP 071: Ask Tim & Tim
On Episode 71 of the Your Financial Pharmacist Podcast, Tim Ulbrich, Founder of YFP, and Tim Baker, YFP Team Member and Founder of Script Financial, tackle 10 listener questions that were posed in the YFP Facebook Group covering a wide array of topics like investing, student loans, taxes, and more. Mentioned on the Show CommonBond YFP Facebook Group Have a question about investing? Ask us! YFP Episode 70: Pre-Planning for Tax Season with Paul Eikenburg Nate Hedrick, Real Estate RPH YFP Episode 69: Carissa Explains It All: How One Pharmacist is Accelerating Her Financial Goals Through Rodan & Fields YFP Episode 63: Intro Into the Side Hustle Series YFP Episode 38: The Happy PharmD's Journey to Becoming Debt Free with Alex Barker Tony Guerra's Pharmacy Leaders Podcast YFP Episode 53: One Pharmacist's Journey From Financial Ignorance to Financial Independence with Tony Guerra Nuts and Bolts to Hiring a Financial Planner Guide YFP Episode 15: Financial Planning Series Interview with Tim Baker (Part 1) YFP Episode 16: Financial Planning Series Benefits of a Financial Planner (Part 2) YFP Episode 17: Financial Planning Series Questions to Ask - Hiring a Planner (Part 3) YFP Episode 62: The 'Other' Forgiveness YFP Episode 18: Maximizing the Benefits of Public Service Loan Forgiveness YFP Student Loan Course Schedule a Tax Review Student Loan Refinance Calculator Have a question and want it featured on the show?
Oct 18, 2018 • 32min
YFP 070: Pre-Planning for Tax Season
On Episode 70 of the Your Financial Pharmacist Podcast, Tim Baker, YFP Team Member and owner of Script Financial, talks with special guest Paul Eikenberg. Paul works alongside Tim at Script Financial and handles all of the tax planning and preparation for Script clients. On this episode, they discuss the new changes to the tax code and what you can do to prepare for tax season. Mentioned on the Show Policy Genius Script Financial Script Financial Tax Review
Oct 11, 2018 • 58min
YFP 069: Carissa Explains It All: How One Pharmacist is Accelerating Her Financial Goals Through Rodan & Fields
On Episode 069 of the Your Financial Pharmacist Podcast, Tim Church, YFP Team Member, hosts another edition of the Side Hustle Series featuring an interview with Dr. Crissy Mahl, a pharmacist and entrepreneur from Yuma, Arizona. Crissy talks about her pharmacy career path and how she became interested in entrepreneurship. She started working for Rodan and Fields and has created a significant side income. Mentioned on the Show Splash Financial Rodan and Fields The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller and Jay Papasan Contact Dr. Crissy Mahl
