Scripted Wealth | Money & Meaning for Pharmacists

On this episode of the Your Financial Pharmacist podcast, Tim Ulbrich interviews Travis Hornsby, founder of Student Loan Planner, about his journey starting the Student Loan Planner, the most common mistakes he sees pharmacists making with their student loans, the pros and cons of student loan refinancing, what legislative changes he anticipates will happen and the one step you can take today if you are feeling overwhelmed with where to go next with your student loans. Mentioned on the Show LendKey Student Loan Planner YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? Student Loan Planner Blog: TEPSLF Program: Lessons from a Reader Who Got Her Loans Forgiven YFP Community YFP Planning Student Loan Planner Podcast Email Student Loan Planner Student Loan Planner Blog

On this episode of the Your Financial Pharmacist podcast, Tim Church, YFP team member, interviews Dr. Jessica Louie about how to spark joy as an entrepreneur. Jessica is a Board-Certified Critical Care Pharmacist and Assistant Professor of Pharmacy Practice. She is also a multi-passionate entrepreneur with 3 small businesses. Jessica is the CEO of Clarify Simplify Align, High Performance Life Coach, Professional Organizer and Certified KonMari Consultant. Mentioned on the Show: YFP Giveaway: Tax Preparation and Filing Services Petite Style Script Like to Know It Rewards Style Simon Sinek Clarify Simplify Align KonMari Method The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo Spark Joy: An Illustrated Master Class on the Art of Organizing and Tidying Up by Marie Kondo Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek High Performance Habits: How Extraordinary People Become that Way by Brendan Burchard Soulful Simplicity: How Living with Less Can Lead to So Much More by Courtney Carver Grit: The Power of Passion and Perseverance by Angela Duckworth Contact Dr. Jessica Louie

On this episode of the Your Financial Pharmacist podcast, Tim Ulbrich, YFP Co-founder, interviews Dr. Patrick Yoder, Co-founder and CEO of LogicStream Health. Tim asks Patrick about the entrepreneurial journey he took from getting his PharmD from the University of Iowa to starting as a clinical pharmacist at Lake Regional Health-System to serving as the Director then VP of Clinical Development and Informatics at Wolters Kluwer to being the Co-Founder and CEO of LogicStream Health since 2013. Mentioned on the Show PolicyGenius LogicStream Health™ Drug Shortage App from LogicStream Health™ YFP Facebook Group Start: Punch Fear in the Face, Escape Average and Do Work That Matters by Jon Acuff The 4-Hour Work Week: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss Tribe of Mentors: Short Life Advice from the Best in the World by Timothy Ferriss The Innovator's Prescription: A Disruptive Solution for Health Care by Clayton M. Christensen To Sell Is Human: The Surprising Truth About Moving Others by Daniel H. Pink The Hard Thing About Hard Things: Building a Business When There Are No Easy Answers by Ben Horowitz

On this episode of the Your Financial Pharmacist podcast, Tim Church, YFP team member, interviews Brandon Dyson, co-founder of TL;DR Pharmacy, for another edition for the side hustle series. TL;DR Pharmacy is a website that simplifies dense clinical topics and provides resources to help student pharmacists, residents, and new practitioners. Mentioned on the Show YFP Giveaway YFP Facebook Group The Go-Giver: A Little Story About a Powerful Business Idea by Bob Burg and John David Mann YFP Blog: Money Talks: The Cost of the Pharmacy Residency Quest TL;DR Pharmacy Mastering the Match: How to Secure a Pharmacy Residency Pharmacy School: The Missing Manual E-Book Alex Barker, The Happy PharmD 100 Strong Residency Interview Questions, Answers, and Rationales by Brandon Dyson and Tony Guerra Discover Your Talent Podcast with Tony Guerra 7 Figure Pharmacist by Tim Church and Tim Ulbrich APhA The Compound Effect: Jumpstart Your Income, Your Life, Your Success by Darren Hardy Contact Brandon Dyson

On this episode of the Your Financial Pharmacist podcast, Tim Church leads another edition of the Side Hustle Series where he talks about ways you can create additional streams of income to reach your financial goals faster. This episode features Dr. TJ Allan, a pharmacist and entrepreneur who owns three gyms and is now teaching others how to open their own gym. Mentioned on the Show LendKey YFP 081: New Year Financial Game Plan Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not! by Robert T. Kiyoaski Tony Robbins John Maxwell The Lean Startup: How Today's Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses by Eric Ries The E Myth Revisited: Why Most Small Business Don't Work and What to Do About It by Michael E. Gerber The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller Contact TJ Allan

On episode 82 of the Your Financial Pharmacist Podcast, Tim Ulbrich, co-founder of YFP, welcomes Joe Baker and Blake Johnson to the show. They talk about Blake's journey paying off $150,000 in student loans in three and a half years and how the class he took at the University of Arkansas, taught by Joe Baker, helped prepare him to be on his way to achieving financial freedom. Joe Baker's Dirty Dozen Tips on Getting Rich Invest in appreciable items, such as education and house. Minimize depreciable items, such as car, clothes, etc. Student loan money should be spent on bare necessities. Utilize the time value of money. Time is on your side when you are young. Max out on your 401(k), 403(b), Roth 401(k) and Roth IRA. Stocks, Bonds & Cash. 100% – your age = % in stocks. Stock Index Funds or Target Date Fund (2055 Fund). At the minimum, contribute enough for employer match – free money! Save money consistently and systematically throughout your life (dollar cost averaging). Don't take money out of your retirement account. Penalties and taxes will apply. Make sure your future spouse has the same financial goals as you. Pre-marital counseling that includes financial goals and spending habits. If already married, try to get on the same financial page. Dave Ramsey offers a Financial Peace Workshop. Stay away from credit cards. "If I cannot pay balance off each month, I cannot afford it!" Debt is NOT your friend. ALL debt is bad. Proverbs 22:7 A vehicle is NOT who you are – it's transportation only! Beware of the illusion of wealth. This is one of the biggest obstacles in wealth accumulation. Keep an eye on the small choices you make in life. Buying Starbucks Coffee. Drink water at restaurants! Avoid lotteries, multi-level marketing (pyramid schemes) and time shares. Choose a 15 or 20 year mortgage over a 30 year. Pay 20% down (avoids Private Mortgage Interest). Make additional payments toward the principal. Protect your assets! Adequate personal liability coverage. Life & disability coverage protection. Have your own individual pharmacist liability policy. Read Seven Figure Pharmacist by Tim Ulbrich, Pharm.D & Tim Church, Pharm.D. Sign up for Your Financial Pharmacist blog. Kiplinger's & Investopedia, like on Facebook. Make a difference in your family, community & place of worship. This will make you wealthy in your heart, body and soul. Amen! Mentioned on the Show YNAB. Giveaway Larry Burkett Dave Ramsey YFP 057: The Power of Automating Your Financial Plan 7 Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD Investopedia: Are You In the Top 1% of The World? Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Bigger Pockets YFP 068: Pros/Cons of the Dave Ramsey 7 Baby Steps Contact Joe Baker The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach

The Money Care Specialists Podcast takes financial health assessments to the next level bringing healthcare practitioners bite-sized, real-life, and on-air financial cases that might very well be their own. Money Care Specialists Facebook Group

On episode 81 of the Your Financial Pharmacist Podcast, Tim Ulbrich, YFP co-Founder, and Tim Baker, YFP team member and CFP, kick off 2019 by talking about a New Year financial game plan. Tim and Tim discuss 5 financial moves you should be making to ensure you get this year started off the right way. Mentioned on the Show Script Financial You Need A Budget (YNAB.) - Giveaway YNAB. YFP 080: 10 Financial Moves to Make Before the New Year BiggerPockets YFP 032: Find Your Why (Part 1) - 3 Life Planning Questions w/ Tim & Jess Ulbrich YFP 033: Find Your Why (Part 2) - The Path to Success w/ Tim & Jess Ulbrich YFP 079: Is It Time to Redefine Retirement? w/ Nick Ornella 7 Figure Pharmacist by Tim Ulbrich and Tim Church YFP Budget Tool Mint YFP 057: The Power of Automating Your Financial Plan YFP 070: Pre-Planning for Tax Season w/ Paul Eikenberg YFP Tax Prep Dave Ramsey's Financial Peace University YFP Legacy Folder Checklist Your Financial Pharmacist YFP Facebook Group The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki YFP Book Club

On episode 80 of the Your Financial Pharmacist Podcast, Tim Ulbrich, Co-Founder of YFP, and Tim Baker, YFP Team Member and CFP, hit replay from one of their favorite episodes in 2017 to talk through 10 financial moves they think you should make before or after the new year.

On episode 079, Tim Ulbrich, co-founder of Your Financial Pharmacist, interviews Dr. Nick Ornella, a 2009 graduate of Ohio Northern University, about his journey paying off his student loans in 10 months and shortly after taking one year off to travel the world. Tim and Nick talk about redefining the concept of retirement and why the concept of mini-retirements are gaining traction. They finish the show up by getting practical with 7 steps you can take to plan for a year off. Mentioned on the Show Script Financial Young Professional's Guide to a Year Off The 4-Hour Work Week: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss Vagabonding: An Uncommon Guide to the Art of Long-Term Travel by Rolf Potts How to Travel the World: Travel Cheaper, Longer, Smarter by Matt Kepnes Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That The Poor and the Middle Class Do Not by Robert T. Kiyosaki YFP 032: Find Your Why (Part 1) - 3 Life Planning Questions w/ Tim & Jess Ulbrich YFP 033: Find Your Why (Part 2) - The Path to Success w/ Tim & Jess Ulbrich Year Off Blog: The 7 Financial Steps to a Year Off Year Off Blog: Calculate Your Year Off Age