RegFi Podcast

Representative Bill Huizenga's draft bill to modernize the Gramm-Leach-Bliley Act could mark the most significant overhaul of U.S. financial privacy regulation in more than two decades. In this episode of RegFi, co-hosts Jerry Buckley and Sherry Safchuk examine how the proposal would reshape the federal-state balance through broad preemption, introduce new data minimization standards, and expand consumer rights around access and deletion. They also explore the bill's treatment of financial data aggregators, evolving expectations for AI disclosures, and the operational challenges institutions may face. Links: House Financial Services Committee Discussion Draft Orrick Financial & Fintech Advisory RegFiPodcast.com

Kelvin Chen, Senior Executive Vice President and Head of Policy at the Consumer Bankers Association, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss CBA's recent white paper on agentic AI and its implications for consumer payments and financial regulation. The conversation focuses on how existing frameworks like the Electronic Fund Transfer Act and Regulation E apply in an AI-enabled environment, where gaps may emerge around authorization and liability, and how the broader $18.8 trillion consumer finance industry could approach integrating existing consumer protections into an agentic AI environment. Links: Consumer Bankers Association Agentic AI Payments: Navigating Consumer Protection, Innovation, and Regulatory Frameworks (Whitepaper) Orrick Financial & Fintech Advisory RegFiPodcast.com

Orrick's Nathaniel Reisenburg joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the newly proposed regulatory framework for payment stablecoins released by the Office of the Comptroller of the Currency pursuant to the GENIUS Act. The conversation examines the proposal's requirements for reserves, redemption rights, capital and supervision, as well as the Act's prohibition on issuer-paid interest or yield. The episode also explores the policy goals behind stablecoin regulation and what current and prospective issuers should be doing now as the rulemaking process moves forward. Links: OCC Notice of Proposed Rulemaking | GENIUS Act Regulations OCC Proposes Rule to Implement the GENIUS Act (Orrick Insight) RegFi Episode 75: GENIUS Act Implications for Banks and Stablecoin Issuers RegFi Episode 71: GENIUS Act: Establishing a Federal Regulatory Framework for Stablecoins RegFi Episode 67: Stablecoins: The GENIUS Act Explained Orrick Blockchain & Digital Assets Orrick Financial & Fintech Advisory RegFiPodcast.com

Lucas Moskowitz, Senior Vice President, General Counsel and Corporate Secretary at Robinhood Markets, Inc., joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss innovations in financial regulation that Robinhood is pioneering and advocating. The conversation explores the rapid expansion of prediction markets, modifying "accredited investor" requirements to include more retail investors, expanding access to private markets for retail investors, tokenization of securities, as well as the rationale for the Clarity Act and its prospects for passage. Links: Robinhood Markets RegFi Episode 89: Event-Based Derivatives and the Future of Prediction Markets Orrick Financial & Fintech Advisory RegFiPodcast.com

Orrick partner Dan Ullman joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt for a timely discussion of the legal and regulatory battles surrounding prediction markets. The conversation explores the CFTC's jurisdiction, the legal framework governing event contracts, the controversy over sports-related markets and the possibility that the Supreme Court may ultimately weigh in. Links: Orrick Blockchain & Digital Assets Orrick Financial & Fintech Advisory RegFiPodcast.com

David Silberman joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to explore how artificial intelligence — including agentic AI — could reshape consumers' interactions with financial services providers. The conversation considers how the current consumer financial protection regulatory regime — built in and for a paper-based world — might need to be adjusted to serve the new and evolving digital financial services marketplace. Links: Center for Responsible Lending Financial Health Network Orrick Financial & Fintech Advisory RegFiPodcast.com

As the student loan landscape shifts in 2026, American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to explore the profound changes facing students, families, colleges and private student lenders. With the federal government scaling back its role, lenders will be presented with new opportunities and challenges as they navigate evolving federal student loan policies and a changing market. Links: American Fintech Council Orrick Financial & Fintech Advisory RegFiPodcast.com

Nadim Homsany, Head of AI Strategy and Innovation at Boeing Employees Credit Union, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss how BECU is developing agentic AI tools designed to help members optimize borrowing and investment decisions. The conversation explores how these emerging technologies would expand access to sophisticated financial management services — long available to only the wealthiest Americans — to all BECU members. Links: BECU Orrick Financial & Fintech Advisory RegFiPodcast.com

Chris Hilliard, CEO of Winnow Solutions, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk for an in-depth discussion on how AI is transforming regulatory intelligence in financial services. The conversation explores the shift from reactive, document-driven compliance to more proactive, insight-driven approaches, the importance of curated data in reducing AI hallucinations, and how AI can help compliance teams manage regulatory expectations across state and federal regimes. Links: Winnow Solutions, LLC Orrick AI Law Center Orrick Financial & Fintech Advisory RegFiPodcast.com

Orrick's James Chou joins RegFi co-hosts Jerry Buckley and Sherry Safchuk for a wide-ranging discussion on how cyber risk is evolving for financial services providers. The conversation explores the growing sophistication of nation-state and criminal cyber threats, increasing regulatory expectations across federal and state regimes, and the operational realities of responding to cyber incidents and ransomware attacks. The episode also looks ahead to emerging risks associated with quantum computing and the steps financial institutions can take today to begin planning for a post-quantum environment. Links: RegFi Episode 28: Preparing Financial Systems for Post-Quantum Cyber Risk Orrick Cyber, Privacy & Data Innovation Orrick Financial & Fintech Advisory RegFiPodcast.com