The Business Times Podcasts

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities. They explain the following: Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00) Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02) Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52) How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58) Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24) How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52)  Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleaders OCBC Securities: www.iocbc.com Lion Global Investors: https://www.lionglobalinvestors.com/en/index.html Produced by: Chris Lim & Ernest LuisEdited by: Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore. --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOM --- For more on personal finance, go to: https://bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals. In this fourth episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the profitability of Integrated Shield portfolios. Most insurers’ Shield results staged a turnaround in 2020. What does this mean for you? She tackles the following points: Integrated Shield plans’ loss making trend since 2015; what happened in 2020? (1:11) Four factors that helped push Shield portfolios into the black (3:55) What does this mean for premiums? (8:46) In the pipeline: More changes for Shield; payouts for cancer drugs to be aligned with MediShield Life and new sub-limits likely (9:33) Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Lee Kim Siang Edited by: Howie Lim Follow WealthBT podcasts and rate us on: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Discover more BT podcast series: BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT Podcasts on: http://bt.sg/podcastsSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 101st episode explores whether there are too many financial advisers in Singapore and if we actually need them. Is it possible to take care of your own financial planning?  Correspondent Howie Lim speaks with Wayne Chen, founder and CEO of GoalsMapper, a financial planning software that combines technology with the experience of financial consultants. Highlights of the conversation: The implications of too many financial advisers (2:30) If it’s possible to do your own financial planning (3:35) What a DIY plan looks like (6:30) The need for more ethical, upstanding and trustworthy financial advisers (8:36) How technology can aid the financial planning process (10:55) Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis & Fa'izah Sani Edited by: Hadyu Rahim and Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Listen to Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this podcast series based on his weekly column in The Business Times. In this 10th episode of the Mark To Market podcast, BT's senior correspondent Ben Paul talks about CapitaLand's big restructuring exercise, which has made it the third best performing STI component stock so far this year.  CapitaLand's repeated reimagination of itself (1:58) Why the latest restructuring plan has spurred its stock (4:50) How CapitaLand stole City Developments' thunder (8:00) Should investors hold on to the stock after its big run? (9:30) Produced by: Ben Paul (benpaul@sph.com.sg), Ernest Luis and Howie Lim Edited by: Howie Lim and Hadyu Rahim Follow BT Mark To Market podcasts and rate us on: Channel: http://bt.sg/btmark2mkt Apple Podcasts: https://bt.sg/4DJp Spotify: https://bt.sg/4DJN Google Podcasts: http://bt.sg/4D2E Website: http://bt.sg/mark2mkt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's monumental 100th episode looks at the importance of investing the extra cash you have, instead of saving too much. You could actually lose money if you just allow it to do nothing. BT's digital editor Chris Lim and his new co-host - correspondent Howie Lim - speak with David Kuo, co-founder of The Smart Investor. Chris and some listeners also tell us what they learnt from crucial episodes along the way to this 100th episode of Money Hacks. Highlights of the conversation: Chris talks about his favourite Money Hacks episodes (1:58) Start investing now! Lose money if you do nothing and leave your cash idle (4:47) The Rule of 100 and the Rule of 72 in relation to risk aversion (7:42) Low interest rate environment is another reason you should invest (9:25) Your age - more than how much you earn - should dictate how much you invest (11:20) Establish your goal in a proper investing plan and not treat it as a hobby (13:37) Produced by: Chris Lim (limchris@sph.com.sg), Howie Lim (howielim@sph.com.sg) & Ernest Luis Edited by: Hadyu Rahim and Howie Lim Read: Saving too much for rainy day can dampen retirement:  https://www.businesstimes.com.sg/banking-finance/money-playbook/saving-too-much-for-rainy-day-can-dampen-retirement Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.   In this third episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into personal accident (PA) policies: What features should you be aware of and how much do you need? She tackles the following points:  Where PA plans fit in your insurance portfolio and reasons not to buy too much (1:38) Basic benefits of PA and exclusions (3:32 ) PA premiums vary widely: Things to note (Bundled vs unbundled benefits; not guaranteed; mostly not guaranteed renewable) (6:55) PA for older people makes sense (9:44) Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang Edited by: Howie Lim Follow WealthBT podcasts and rate us on: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google Podcasts: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Discover more BT podcast series: BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt BT Podcasts on: http://bt.sg/podcastsSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode looks at how many people have set up a part-time business, or side-hustle, especially amid the disruption and uncertainty caused by the Covid-19 pandemic. Understand how to turn your side hustle into a money-making ESG (Environmental, Social, and Governance) business in this episode, brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/ BT's digital editor Chris Lim hosts Helga Angelina, entrepreneur and founder of Burgreens and Green Rebel, in Indonesia. She explains the following: How her health issues gave her an idea to start her businesses after graduating from college (1:40) Challenges to start a healthy food business in Indonesia as there was initially no mainstream society understanding of plant-based diets there (3:12) Why market education on healthy eating lifestyle, collaborations and invitations by key opinion leaders to public talks, makes a difference (5:00) Step-by-step guide to convert your passion project or beliefs into a real business idea and ESG-driven model (7:40) Find a co-founder who shares the same mission and values (9:17) Advice for budding ESG women entrepreneurs (10:17) Withers Worldwide: https://bit.ly/3xiTFo0 Produced by: Chris Lim & Ernest LuisEdited by: Adam Azlee and Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.

Synopsis: The Business Times Podcast channel showcases niche series Money Hacks, Mark To Market and WealthBT, and sponsored series. This episode focuses on Singapore's approach to digital government, how it makes sense of modern tech practices to help governments and citizens. HelpGov and the Covid19 vaccine appointment system are two specific examples. BT's digital editor Chris Lim and correspondent Gayle Goh host Li Hongyi, director of Open Government Products at GovTech Singapore, as they discuss the following: What is GovTech, and specifically, what is the Open Government Products division within GovTech? (0:56) How digital government has to quickly "course-correct" with ever-changing technology and how there is no perfect tech product right out of the box (3:14) How digital government also requires trust and delegation (8:30) How to balance speed of product rollouts and high expectations of digital government in Singapore (11:28) How the team launched vaccine.gov.sg and improved and tweaked its user interface to improve public response (15:52) How to achieve digital inclusivity in an evolving tech eco-system that may confuse citizens (17:40) Discover more Open Government Products: https://www.open.gov.sg/products/overview Covid-19 vaccine appointment system overview: https://www.open.gov.sg/covid-19/covid19vaccination Produced by: Chris Lim (limchris@sph.com.sg), Gayle Goh (gaylegoh@sph.com.sg), Ernest Luis, Adam Azlee & Hadyu Rahim Edited by: Adam Azlee & Howie Lim ---Follow BT podcasts:Channel: https://bt.sg/pcOM Apple Podcasts: https://bt.sg/pcAP Spotify: https://bt.sg/pcSP Google Podcasts: http://bt.sg/pcGO Website: https://www.businesstimes.com.sg/podcasts BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg ---Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Listen to Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this new podcast series based on his weekly column in The Business Times. In this ninth episode of the Mark To Market podcast, BT's senior correspondent Ben Paul delves into Sembcorp Marine's proposals to raise a further S$1.5 billion through another deeply discounted rights issue and combine itself with Keppel O&M, which were followed by a steep slump in its share price. Recalling Sembcorp Marine's demerger from Sembcorp Industries (1:45) Breaking down the latest deeply discounted rights issue  (4:35) Why the prospect of a merger with Keppel O&M is now a concern (7:15) Buy? Sell? Hold? Much could depend in Sembcorp Marine's board (10:05) Produced by: Ben Paul, Ernest Luis and Lee Kim SiangEdited by: Adam Azlee and Hadyu RahimFollow BT Mark To Market podcasts and rate us on:Channel: http://bt.sg/btmark2mktApple Podcasts: https://bt.sg/4DJpSpotify: https://bt.sg/4DJNGoogle Podcasts: http://bt.sg/4D2EWebsite: http://bt.sg/mark2mktFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode looks at what it takes to start a crypto or blockchain-based business. Understand the foundational technology of crypto in this episode, which is brought to you by Withers KhattarWong: https://www.withersworldwide.com/en-gb/ BT's digital editor Chris Lim hosts Pang Xue Kai, co-founder of Tokocrypto, a cryptocurrency exchange based in Indonesia. He explains the following: What were the key challenges when starting a cryptocurrency exchange? (1:12) Key challenges faced when starting Tokocrypto in Indonesia, and common challenges overseas (2:10) Being compliant or even overly compliant, to legitimise a crypto exchange and make it mainstream with formative legal regulations (2:42) Key factors you need to know to start a crypto or blockchain-based business in emerging markets (5:05) Relating better to the local people of that market: In Indonesia, how showing that cryptocurrencies has characteristics similar to "digital gold" worked (5:38)  Six steps of advice for listeners looking to start a cryptocurrency exchange or crypto-based business (7:35) Withers Worldwide: https://bit.ly/3xiTFo0 Produced by: Chris Lim and Ernest LuisEdited by: Adam Azlee and Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.