The Business Times Podcasts

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 106th episode takes a deeper look into Buy Now Pay Later platforms. How risky are they for consumers and will regulation really help? Correspondent Howie Lim speaks with Lim Kell Jay, Head of Grab Financial Group Singapore.  Highlights of the conversation: Concerns raised with regard to BNPL platforms (1.23) How the sector is dealing with negativity surrounding BNPL platforms (3.40) How possible regulation will affect the BNPL sector here (7.35) Advice for consumers when using BNPL platforms (8.36) Produced by: Howie Lim, Ernest Luis and Lee Kim Siang Edited by: Howie Lim & Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  In this seventh episode of WealthBT, wealth editor Genevieve Cua talks about how your investment can make a positive difference to climate change. This episode is brought to you by Prudential: https://www.prudential.com.sg/ Highlights include: Implications of climate change for Singapore and why the call to action is urgent (1.11) COP26 and why countries’ net-zero targets have to be more aggressive (3.16) Prudential plc’s commitment and Prudential customer survey: Customers want to play a part (5.01) The need for private capital to help the net-zero transition (6.23) Role and benefits of ESG in investments (7.52) ESG is not an investment bubble but an investment discipline (11.00) Impact investments: a way to channel your funds into causes that matter to you (11.31) In the next episode on Nov 22 - brought to you by Prudential - Genevieve Cua will look at various ESG approaches. More about: Prudential's sustainability efforts: https://www.prudential.com.sg/sustainability-report Wealth and protection needs: www.prudential.com.sg/pruvantageassure Produced by: Genevieve Cua (gen@sph.com.sg), Howie Lim & Lee Kim Siang Edited by: Howie Lim & Hadyu Rahim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 105th episode of Money Hacks, BT correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing. This episode is brought to you by UOBAM - https://www.uobam.com.sg/index.page Highlights of the conversation:  Why investors should consider ‘profit with purpose’ portfolios (1:10) What makes it sustainable investing and how to get started (3:09) Combating naysayers’ claims that financial concerns are a secondary consideration after investors’ moral values (5:43) Singapore's ESG fund scene and how accessible it is to investors now (7:42) Call for greater transparent measurement and disclosure of sustainability performance (9:34) Recognising greenwashing and metrics used to assess ESG factors (10:42) Getting the sceptical and unaware to be more involved in ‘profit with purpose’ investing: the proof in the pudding (11:58) More about:  United Smart Sustainable Singapore Bond Fund - https://www.uobam.com.sg/sustainability/solutions/united-smart-sustainable-singapore-bond-fund.page Sustainability Insights https://www.uobam.com.sg/insights/thinking-sustainably.page UOBAM's sustainability commitment https://www.uobam.com.sg/sustainability/index.page Produced by: Howie Lim (howielim@sph.com.sg), Ernest Luis and Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.  Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Listen to Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this podcast series based on his weekly column in The Business Times. In this 12th episode of the Mark To Market podcast, BT's senior correspondent Ben Paul looks at how Straits Trading’s efforts to transform itself have sparked a more than 50 per cent rally in its stock price this year. Swapping low-return assets for scalable businesses (3:20) Real estate investments and ventures are paying off (5:00) Stock isn’t any more expensive after its big run (8:00) Shareholders’ club initiative reflects positive attitude (10:42) Produced by: Ben Paul (benpaul@sph.com.sg), Ernest Luis and Howie Lim Edited by: Howie Lim and Hadyu Rahim Follow BT Mark To Market podcasts and rate us at: Channel: http://bt.sg/btmark2mkt Apple Podcasts: https://bt.sg/4DJp Spotify: https://bt.sg/4DJN Google Podcasts: http://bt.sg/4D2E SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/mark2mkt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times. Highlights of the conversation: SMEs’ lack of access to working capital as Government support schemes ease (1:15) Why SMEs should consider non-recourse financing options, though it’s riskier for lenders (4:00) Other alternative and suitable financing options for SMEs (7:26) How ESG can be an accelerator for an SME’s growth (11:27) Produced by: Howie Lim, Ernest Luis and Lee Kim Siang Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals.  How do you balance multiple financial goals? BT Wealth editor Genevieve Cua speaks with Angeline Alexander, Prudential’s head of high net worth and affluent segments, in  this sixth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend Highlights of the conversation: The top three financial goals (1.27) It helps to clearly define your goals; and take into consideration your budget, current commitments and the time horizon for your goals (2.46) The impact of Covid on financial objectives: It’s a good time to step back and re-look at expenses and priorities (3.25) Review plans regularly to cover contingencies (4.02) Take a look at your budget and discretionary spending (5.00) Investing for multiple goals: Similar goals and strategies may be grouped into a single portfolio (6.41) How relevant are endowment plans in today’s low-rate environment (7.35) Wealth transfer planning: Pandemic makes clear we should be prepared for the unexpected (9.45) Listen to Pt 1: Longevity + financial planning = win-win plan for you - https://omny.fm/shows/wealthbt/how-longevity-is-a-gift-in-holistic-financial-plan Find out more about Ascend by Prudential at www.prudential.com.sg/ascend Get in touch with Ascend at www.prudential.com.sg/AscendBusinessTimes Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang Edited by: Howie Lim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. This podcast is for your information only and does not consider your specific investment objectives, financial situation or needs. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t. Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern. Highlights of the conversation: The common misconceptions surrounding retirement planning (1:49) Is it too late for a 60-year old to start planning for retirement? (4:55) Is reducing equity exposure when nearing retirement a good idea? (8:05) Unique hurdles to financial planning women face (9:51) Survey results: Biggest regrets when retirement planning according to respondents (11:43) Produced by: Howie Lim and Ernest Luis Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/pcOM --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Listen to Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this podcast series based on his weekly column in The Business Times. In this 11th episode of the Mark To Market podcast, BT's senior correspondent Ben Paul examines the long term performance of the Singapore market, and offers three strategies to beat the Straits Times Index going forward.  STI is lagging; investors need to take an active approach (3:05) How local stock pickers could have earned a decent return (6:15) Reits have beaten the STI, some nearly matched the S&P 500 (9:45) Where to hunt for trading opportunities in the local market (11:45) Produced by: Ben Paul (benpaul@sph.com.sg), Howie Lim (howielim@sph.com.sg) and Ernest Luis Edited by: Howie Lim and Hadyu Rahim Follow BT Mark To Market podcasts and rate us at: Channel: http://bt.sg/btmark2mkt Apple Podcasts: https://bt.sg/4DJp Spotify: https://bt.sg/4DJN Google Podcasts: http://bt.sg/4D2E Website: http://bt.sg/mark2mkt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. --- Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOMSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals. BT wealth editor Genevieve Cua looks into how an expected longer life span can help you achieve more holistic financial planning, in this fifth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend She tackles the following points: Implications of rising life expectancy, and why children may not be seen as a pillar of support for elderly parents in future (0:43) Holistic financial planning is key to living a long life with optimism and confidence (2:49) Goh Theng Kiat, Prudential’s chief customer officer on why people now have more time to plan, with a longer expected life span (3:32) Actionable principles for investing for retirement (4:30) Making a mindset change towards a multi-stage life, supported by financial planning (6:37) Goh Theng Kiat on how financial planning supports a multi-stage life, such as planning capital in advance for those who wish to start a business, even in their 60s (7:52) In the next episode on Sept 27 - brought to you by Ascend by Prudential - Genevieve Cua will look at how to balance multiple financial goals at the same time. More about Ascend by Prudential: https://www.prudential.com.sg/ascend Get in touch with Ascend for your wealth and protection needs: www.prudential.com.sg/AscendBusinessTimes Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang Edited by: Howie Lim and Hadyu Rahim Follow Wealth BT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. This podcast is for your information only and does not consider your specific investment objectives, financial situation or needs. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/podcasts #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Investors, and Darren Tan, head of fixed income, Structured Products and ETFs at OCBC Securities. They explain the following: Why the Chinese market could surpass the US by 2026; Alibaba v Amazon an example of Chinese growth potential (1:00) Sectors to monitor for long-term potential despite Chinese regulatory tweaks (3:02) Know common key barriers for Singapore-based investors when it comes to Chinese investments; overcome them safely and easily (3:52) How investors can avoid common pitfalls with easy-to-use basket options such as the Lion-OCBC Securities China Leaders ETF (5:58) Main pros and cons of DIY investing at one extreme vs simply buying an ETF at the other extreme? (8:24) How geographic diversification can strengthen a Singapore-based investor's portfolio (9:52)  Lion-OCBC Securities China Leaders ETF: www.iocbc.com/chinaleaders OCBC Securities: www.iocbc.com Lion Global Investors: https://www.lionglobalinvestors.com/en/index.html Produced by: Chris Lim & Ernest LuisEdited by: Hadyu RahimFollow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:Channel: http://bt.sg/btmoneyhacksApple Podcasts: http://bt.sg/oeXeSpotify: http://bt.sg/oeGNGoogle podcasts: http://bt.sg/oeGPWebsite: http://bt.sg/moneyhacksFeedback to: podcast@sph.com.sgDo note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. An investor should read the prospectus that can be attained from www.iocbc.com before deciding whether to subscribe for or purchase units in the ETF. This advertisement has not been reviewed by the Monetary Authority of Singapore. --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/btwealthbt BT Podcasts at: https://bt.sg/pcOM --- For more on personal finance, go to: https://bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.