Financial Feminist

Discover the effortless world of passive income with a high-yield savings account. Learn why traditional checking accounts are costing you money and how HYSAs can help you grow your savings without stress. Find out how to set one up, automate transfers, and utilize these accounts for emergency funds and short-term goals. Tori addresses common fears about safety and access, making it easy to achieve financial growth while living life to the fullest. It's the lazy girl's guide to making money work for you!

Neha Ruch, author of The Power Pause, joins to challenge societal myths about career breaks, especially for mothers. She emphasizes that pausing can be a strategic move rather than a setback, offering ways to safeguard finances and skills during caregiving. Neha discusses how to frame the pause on resumes, ways to stay connected professionally, and the importance of viewing these times as temporary chapters. She also shares insights on the financial dynamics within relationships, advocating for clear agreements to maintain dignity when one partner steps back.

Jen Hatmaker, an author and public speaker, shares her powerful journey of rebuilding her life and finances after a tumultuous divorce. She discusses facing the harsh realities of her marriage and ignoring red flags. Jen's money reckoning led her to reclaim financial control, transforming her overwhelming emotional labor into confidence and agency. She highlights the societal cost of self-erasure for women and the empowerment that comes from financial literacy. Jen's insights encourage listeners to embrace their own power and redefine their identities.

Saving money doesn’t have to feel like a punishment, and in today’s episode, I’m proving it. I’m diving into coaching questions from listeners about how to save without feeling deprived, how to break out of scarcity mindset, and how to balance long-term goals with actually enjoying life. From processing layoffs and using your emergency fund without guilt to understanding why fear hijacks your finances, this episode is packed with practical money advice, emotional mindset shifts, and actionable tools for creating a sustainable financial plan that still lets you have a life. If you’ve ever struggled to save without feeling deprived, or wondered how to make money choices that feel good today and set you up for tomorrow, this coaching session is for you. Mentioned in this episode: Millionaire Mindset: https://herfirst100k.com/financial-feminist-show-notes/millionaire-mindset-taking-risks/ How to Get Out of Financial Survival Mode: https://herfirst100k.com/financial-feminist-show-notes/financial-scarcity/ Visit ⁠https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! 00:00 – Money Coaching With Tori: Ask a Multimillionaire Anything 01:00 – Listener Win: Starting a Side Hustle With Confidence 02:15 – Why Women Struggle With Taking Risks 04:00 – How to Start a Business When You’re Scared of Judgment 05:00 – Question 1: “I’m Afraid to Touch My Savings After a Layoff” 06:15 – How to Use Your Emergency Fund Without Guilt 07:00 – Navigating Layoffs, Uncertainty, and a Volatile Job Market 08:00 – Is It Time for a Career Pivot or Freelancing? 09:00 – Resetting Your Career After a Job Loss 10:00 – Why You Need a Personal Project During a Job Search 11:00 – Question 2: “How Do I Stop Living in Scarcity Mode?” 12:00 – Balancing Saving, Spending, and Generosity 13:00 – Understanding Your Financial Trauma & Scarcity Triggers 14:00 – How Fear Lies to You About Money 15:30 – The “Put Fear in the Back Seat” Strategy (Liz Gilbert Method) 17:00 – How to Budget for Generosity Without Derailing Your Goals 18:30 – Why You Can’t Pour From an Empty Cup (Money Edition) 20:00 – How Scarcity Mindset Affects Your Financial Decisions 21:00 – Why You Must Talk About Money in Therapy 22:00 – Question 3: Balancing Saving for Retirement With Wanting to Live Now 23:00 – YOLO vs. Long-Term Money Goals: Finding the Middle Ground 24:00 – Make Retirement Feel Real: Visualizing Your 65-Year-Old Self 25:30 – “Saver vs. Spender” Is a Myth — Here’s What You Actually Are 27:00 – How to Trick Your Brain Into Enjoying Saving Money 28:00 – Using the Three-Bucket Budget to Spend Guilt-Free 29:00 – Lightning Round: Emergency Funds, Life Insurance, and Over-Saving 31:00 – What Life Insurance Should Actually Look Like 32:00 – How Much Is Too Much in Savings? 33:00 – Free Resources: 7-Day Money Reset + Stock Market Workshop Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the duality of Dave Ramsey’s financial advice! The discussion reveals what he gets right, like the importance of emergency funds and confronting debt, but also critiques his oversimplified approaches. Learn why a $1,000 starter fund is insufficient and how labeling all debt as bad can be misleading. The conversation touches on the harmful nature of shame-based budgeting and the outdated advice on childcare. Finally, discover a more adaptable financial game plan that combines the useful parts while avoiding the pitfalls.

Dan Weissmann, a journalist and host of An Arm and a Leg, dives deep into the chaotic realm of U.S. healthcare. He unveils how the system feels rigged, sharing strategies for navigating insurance and medical bills. Listeners learn about challenging unfair charges, negotiating bills, and finding fair prices for care. Weissmann also highlights the emotional toll of medical debt, especially on women, and offers tips on advocacy in the doctor’s office. Get ready to empower yourself in the world of healthcare.

Nicole Lapin, a bestselling author and money expert, shares her harrowing experience of losing her home in the LA fires shortly after giving birth. She discusses critical financial oversights, like skipping business insurance, and emphasizes the importance of documenting belongings for claims. The conversation highlights the emotional ties between money and safety, and offers parenting finance tips, including establishing 529 plans for children's education. Dive into essential lessons on overcoming financial shame and rebuilding after disaster.

Feeling stuck in financial survival mode? Discover how to identify the signs of scarcity and why saying 'I'm bad with money' is a harmful myth. Learn the emotional patterns that keep you from thriving and practical steps to regain control of your finances. Tackle the emotional weight of money with innovative concepts like the gas-tank metaphor and 'money dates' to analyze your spending. Plus, set actionable goals to create financial stability and break free from overwhelming debt with structured support.

Courtney Alev, a consumer financial advocate at Credit Karma, shares invaluable money lessons that often come too late. She emphasizes that financial freedom stems from knowledge and discusses how to build credit wisely in your 20s. Listeners learn easy credit score-boosting hacks and the importance of managing credit utilization. Courtney also tackles emotional aspects of money, like overcoming debt shame, and gives practical tips on budgeting with irregular income and prioritizing financial goals. This conversation is a treasure trove for anyone looking to empower their financial journey.

In this engaging discussion, Amanda Goetz, a two-time founder and single mom of three, dives into the pitfalls of hustle culture and offers a refreshing take on ambition. She redefines success by encouraging women to embrace competing identities and prioritize mental well-being. Amanda shares practical strategies for reclaiming time through outsourcing and highlights the shift from a scarcity to an abundance mindset. With her insights, listeners learn to celebrate diverse achievements and give themselves permission to pursue their desires without guilt.