The Long Term Investor

Peter answers listener questions is this Mailbag Episode Listen now and learn: Why housing is consumption and not an asset How to think about the ideal investment mix for retirement How to prioritize paying down student debt vs investing Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

One of the trickier decisions of saving for retirement is determining which accounts to prioritize with your savings. Is it most important to max out a 401(k) before an IRA? At what point should you use a taxable account for retirement savings? How does debt play into these decisions? This is one of those truly personal finance moments because everyone has different circumstances. Listen now and learn: The ideal order for prioritizing your retirement savings How to utilize the most underrated retirement account A framework for including savings goals beyond retirement Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

As the stock market continues to reach new highs, it's tempting to think about the possibility of buying and selling at just the right moment. Here's a dirty little secret that most of the investment industry doesn't want you to know: Time is more important than timing in investment success. Listen now and learn: The impact of investing at the absolute worst times The difference in returns earned from different timing strategies The secret to timing the market Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

If there is a universal investment ideal, it's that every investor wants to buy low and sell high. Rebalancing does just that. In today's episode, I'm going to explain rebalancing at a high level with some simple examples, point out some practical to challenges rebalancing, and then talk about the best way to rebalance your portfolio. Listen now and learn: The basics of rebalancing Practical challenges, costs, and considerations The pro's and con's of different different rebalancing strategies As an added bonus, Peter shares how to get free access to exclusive research on the topic. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Inflation has been dominating the headlines for a few months now. With the risk of higher inflation on the way, one might wonder how to invest in such a scenario. After all, growing your hard-earned savings at a rate greater than inflation is the primary reason to be an investor. Listen now and learn: What is inflation and how it impacts you The best investments for inflationary periods When a bad outcome is and isn't the result of a poor decision Plus, Peter answers a listener's question about bond investing in a low-yield environment. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

We often feel regret when we can clearly envision the alternative paths we didn't take and decide those paths would have been better than the one we ultimately chose. It's particularly easy to see the alternatives after the fact when you are an investor. Winning investments always find their way to the center of attention of financial media, social media, and social interactions. Investing is also highly quantifiable, which can lead us to believe there's always an objectively optimal decision out there. Knowing that there's an optimal choice as well as the opportunity for things to go wrong leads many investors to put a lot of pressure on themselves. In this episode, Peter explains where regret comes from, why we experience it with our portfolio, and what to do about it. Listen now and learn: • Strategies to minimize regret in advance • Common situations where feeling of regret are most likely to impact our investment decisions • When a bad outcome is and isn't the result of a poor decision Plus, Peter answers a listener question about whether the stock market is in a bubble. Visit TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

When major financial decisions come only once or twice in a lifetime, it's important to get to them right. This is the focal point of the third and final installment of a three part series covering Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever. Listen in and learn how Peter addresses these big decisions. Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

In the second installment of a three part series, Peter walks through the investing chapters of Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever. The prior episode focuses on creating a system for financial success by making intentional, systematic choices with your money. With a good savings system in place, we can now turn our focus to investing. Successful investing allows you to maximize the impact of the good savings habits by offering a higher compound rate of return. But how do you earn those higher compound rates of return? Listen now and let Peter tell you how. Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

One of the trickiest things about personal finance is the sheer number of choices. It doesn't matter the details of your specific situation – we all face countless decisions and each option comes with a lot of underlying complexity. So many people struggle to understand where to start and what to do with their money. That's why Peter wrote Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever. In the first episode of a three part series, Peter highlights his favorite passages and outlines the important concepts of Chapters 1-4. In this episode, you'll learn how to build a bulletproof savings system for growing your wealth. Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.

Financial advisors love spreadsheets, but we don't live in a spreadsheet. The mathematically superior advice isn't always the best for you. In this episode, Peter explores some of the areas where this concept is most prevalent. Listen in and learn how to: Build a budget that actually works Choose between investing and paying down debt Select an investment strategy that is best suited for your personality Invest via dollar cost averaging or lump sum in different scenarios Visit www.TheLongTermInvestor.com for show notes, free resources, and submit questions.