The Long Term Investor

With so many different investments, how should you choose what to include in your portfolio? Listen now and learn: The tradeoffs between implementing a bad idea and missing out on a good one A framework for determining whether higher performance is the result of chance A process for making choices about adding a new position to your portfolio Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Phil Huber is a wealth management practitioner and an investment-industry thought leader. As a CFA and CFP®, Phil is uniquely qualified to help investors design, implement, and stick with evidence-based portfolios built to hit long-term financial goals. Listen now and learn: - How the role of Chief Investment Officer has changed over time - Insights from Phil's new book, The Allocator's Edge - How Phil defines "long term" invests his own money

Peter answers your questions in his latest mailbag episode. Listen now and learn: How to estimate spending in retirement At what point should you stop saving for retirement Considerations for refinancing in 2022 Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Cryptocurrency investors have been clamoring for a bitcoin ETF to make it easier for average investors to gain exposure to the crypto market without having to mine bitcoin themselves. The wait is finally over, so now the question is whether the Bitcoin ETF makes sense for you. Listen now and learn: How Bitcoin ETF returns will differ from changes Bitcoin prices Problems with common investment theses for owning Bitcoin A framework for thinking about adding Bitcoin to your portfolio Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

While people tend to focus more of their attention towards the stock portion of their portfolios, but understanding the underlying fundamentals of your bond portfolio is important too. The biggest mistakes investors make tend to occur when yields are their lowest, so listen now to learn: The key drivers of bond returns How rising rates can be a good thing for long-term investors The disadvantages of owning individual bonds instead of bond funds Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

The national debt is always a hot topic, particularly when the country bumps up against the debt ceiling. Information from the media is often incomplete or biased, so it's hard to understand what the implications are for investors. Listen now and learn: How the debt ceiling works and what to expect in the future What the growing U.S. national debt means for investors Investment implications for the long-term investor Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Lifestyle creep happens when your spending rises with your income and you adjust to a more expensive way of living. Once you get used to a certain lifestyle, cutting back can be very hard to do. Listen now and learn about: How this sneaky financial phenomenon can derail your financial progress A system that directs dollars to the things that matter to you most and keep us on track for reaching our end goals Resources to help stomp out lifestyle creep Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Democrats on the House Ways and Means Committee released their tax proposals on September 13, with the legislation covering a wide range of tax issues. Brian King, Chief Planning Officer at Plancorp, joins Peter on this episode to sort out the wide range of tax issues in the legislation and potentially planning opportunities to consider. Listen now and learn: The most important aspects of the tax proposal Planning opportunities to consider both this year and in the future Year end tax planning tips that are relevant to all people regardless of the legislation Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

In 2020, the global stock market had 155.7 million trades per day worth $554.6 billion dollars. The market prices you see at any given moment reflect the buying and selling by millions of market participants incorporating all known information about a company. Collectively, these market participants are highly educated and highly motivated. As a result, there is a lot of information that is quickly incorporated into prices. Listen now and learn: Why market prices fluctuate How financial markets are like piles of sand The biggest mistake people make when thinking about making a change to their portfolio Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

A growing number of investors are interested in Environmental, Social and Governance investing, known as ESG. That term is becoming more common, but ESG still means different things to different people. While some investors are drawn to the socially responsible side of ESG investing, others approach ESG factors as a way to evaluate risks and opportunities and create more sustainable portfolios. Because there are a lot of approaches that you can choose from, each with very different objectives, Peter shares his view of this rapidly growing investment space. Listen now and learn: 6 methods for incorporating ESG strategies in your portfolio How to define your ESG motives to align with your strategy Why ESG funds don't belong in 401(k) plans Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.