Everyone's Talkin' Money

Spring cleaning is one thing. However, there’s something to be said for cleaning up your finances this fall. Your wallet is going to get a workout in the next few months (hello holidays), so I turned to Rod Griffin from Experian to share with you 5 tips to help you ace your fall financial checkup.What You'll Learn What steps should you be taking to clean up your finances this fall How to give your credit a fall overhaul Tips to revisit your spending and cash flow The best ways to raise your credit score Opportunities to bank additional retirement savings this year Links Experian Experian Boost SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered how you can sell stuff online and actually make money? In this episode, we're sharing the insider secrets to sell your stuff online.There are tons of places to sell your stuff, but today we’re talking to Brad Williams head of communications at Mercari, the fast-growing resale marketplace mobile app to help you figure out how to sell your stuff and get paid. And, get this, Brad says the average person has around $723 of stuff in their house just waiting to be sold.What You'll Learn The evolution of the online resale marketplace How to figure out what stuff will sell and how to sell it How you can earn extra money for the holidays using Mercari How to price things so they sell What to look for as a buyer (how to spot the deals) Friday Finds Viceroy Hotels & Resorts - Code: CYBER2019 (note: deals will be available 11/27-12/6) Gansevoort Meatpacking - Code: CYBERMON (note: deals will be available the week of Cyber Monday, kicking off Dec. 2) Virgin Hotels - · Discount: 30% percent off of Best Available Rate Dec 2, 2109 - Jan 2, 2019 Sponsored ByBig thanks to You Need a Budget for sponsoring today’s episode. You Need a Budget or YNAB is award-winning software and a proven budgeting method that actually works. Stop stressing about money and start your FREE 34-Day trial of YNAB today by going to ynab.com/millenial.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve negotiated for a lot over my career and it always induces a sense of panic coupled with my heart rate shooting way up, but the truth is, every time I negotiate I earn more or pay less. Thanks to Jacqueline Twillie, the Founder and President of ZeroGap.co, a global training, and development firm that specializes in women's leadership within male-dominated industries is who you want in your corner when it comes to negotiation.In this episode, we talk about how men and women do negotiation differently, how you can find confidence in any negotiation situation, and secrets to winning at negotiating your salary and so much more.What You'll Learn The secrets behind Jacqueline's new book, Don't Leave Money on the Table How to negotiate to win How to create a positive mindset around negotiation Practical ways to fight through fear around negotiation What to say when you're negotiating and what you need to know Links Don't Leave Money on the Table ZeroGap Jacqueline Twillie on LinkedIn Today's episode is brought to you by audible - get a FREE audiobook download and 30 day free trial at www.audibletrial.com/MillennialMoney. SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest, Mollie Krengel, founder of Wild Bum and Wild Hive and a warrior for living life with more adventure & meaning, thinks that we need to reframe our minds around travel and has one simple tip to help you do just that - just get out and start exploring. Traveling isn't always about a big lavish trip but is about the experience and how that experience changes you even if you only travel a few miles from your home. And spoiler, you don't need a big budget to do so.What You'll Learn Why are we not using our vacation days every year What Mollie thinks is missing from travel Mollie's tricks to travel on any budget Why Mollie started Wild Bum and Wild Hive Why having curated travel guides is one of the best ways to travel Links Wild Bum Wild Hive Thanks to Our SponsorToday's episode is brought to you by Audible - get a FREE audiobook download and 30-day free trial at www.audibletrial.com/MillennialMoney. Audible has over 180,000 titles to choose from no matter what book you want to dive into.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask Shannah Have an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The stats don't like - three out of every four millennials are in debt and the problem isn't getting better. What responsibility do banks have in this mess? Andrew Au, a modern business leader who helps big global brands know how to translate millennial, is offering some good advice in this episode to help you think about where you put your money and how they are helping you meet your money goals.What You'll Learn What responsibilities bank have with the increasing millennial debt How to know if your bank is helping you or hurting your money goals How to best use all the money apps and tools What the future is of money management tech LinksAndrew Au on LinkedInThanks to Our SponsorBig thanks to our episode sponsor, Bluehost. You can start a blog, a new business, even a podcast all for as low as $3.95 a month with my special Bluehost introductory offer by going to bit.ly/bluehostmoney.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest, Sarajane Case, is an Enneagram expert and host of the Enneagram & Coffee podcast. Sarajane is sharing so much Enneagram wisdom including why you need to think of your enneagram number as your character structure, not your personality type, and how you can use your number to help you with your finances.What You'll Learn What the history is of Enneagram Why Enneagram is having its moment right now How can we use our Enneagram number to inform our money choices and behavior around finances A rundown of each of the nine Enneagram numbers and a few traits of each number Sarajane's money story and how she's used her Enneagram number to help her decision making Links Enneagram & Coffee podcast Enneagram & Coffee Instagram SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career. What You'll Learn What is a recession and how does one start How a recession impacts your money situation How to prepare yourself for a recession Steps you should take before a recession hits How to get your career recession ready Links Brandon on LinkedIn Brandon on Facebook Brandon's website SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered - how do I know if I’m making the right decisions with my finances? How can I figure out if I’m saving enough money? How do I manage to pay off my student loans and saving for my future?You’re not alone if these money questions keep you awake at night. Clint Haynes is a CFP, founder of NextGen Wealth and the creator of the Financial Freedom Blueprint. He’s got one simple goal – to help everyone understand the importance of having a financial plan in place so you can hit your goals ASAP and on this episode, I put him in the hot seat to answer all your most-asked money questions.What You'll Learn Clint's definition of financial freedom and why he's passionate to help others find it How to figure out if you are making the right money decisions What are some common money blind spots to be aware of How to think about your investments What you need to know before you hire a financial planner How to pay off debt while also saving some cash Links The Financial Freedom Blueprint Course -$200 off a single payment with code MILLENNIALMONEY1 or $200 off 6-month payment option with code MILLENNIALMONEY2 NextGen Wealth SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would you be willing to give up to get rid of your debt and save more money?In this episode, I sat down with Tamar Atamian, the VP of Marketing at Wescom Credit Union, to have a chat about a recent financial survey of Southern Californian millennials. I learned some eye-opening findings like millennials in Southern California save less than $200 a month. It makes sense, this city is expensive and you have to choose how to best use your cash. Whether you live in a big city like Los Angeles or a small city, you know the struggle of figuring out how to save money, how much to save and then what to do with it.What You'll Learn What most millennials would do to get rid of debt How to balance saving money and achieving big goals like buying a house Why Tamar thinks credit unions are an important piece of your financial future How financial fears are impacting our finances Tips to rev up savings in unlikely places LinksWescom Credit UnionSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?"This reboot episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. Originally aired earlier this year, I learned so much in this episode that I wanted to share it with you again.What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices