Everyone's Talkin' Money

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?"This episode reboot is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need.What You'll Learn Why I decided to upgrade four areas of my life where I spend the most amount of time How to create a plan for upgrading your life based on your budget My 25%-50% rule that I use whenever I get extra cash How spending money where you spend your life can help bring balance to all areas of your life How to figure out what areas of your life need some upgrading Links Casper Mattress Avocado Mattress The best mouse ever SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m curious, how you feel about networking? For most of us, the idea of networking can be fear-inducing. The good news is you now have permission to throw out the old-school networking rules. As our guest, Charles Ruffolo The NetworKing says, the key to networking your way to success isn’t really about you, it’s about what you can give.What You'll Learn The five basic steps to networking Why you can throw out elevator pitches for good How Charles stepped into networking and turned it into a business Ways to get people to remember you How to use networking to help you financially Charles' #1 rule when it comes to networking Links The NetworKing Charles on YouTube Charles on Twitter SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've never taken a look at a credit union, now is the time. Credit unions are a cooperative banking system meaning they exist literally to give back to their members. Get this, there are over 9,000 credit unions in the U.S. One of the things that makes me so excited is that credit unions are non-profits. They pass profits back to members in terms of lower fees and better rates. You may remember Tamar Atamian, VP of Marketing and Advertising from Wescom Credit Union, from an episode in October, and we are back for part 2 to help you fall in love with credit unions and uncover why credit unions might just be better than banks.What You'll Learn What is a credit union What makes credit unions different from traditional banks How credit unions pass profits back to members How you can join Wescom credit union Why credit unions like Wescom give back to the community How to find and join a credit union Links Wescom Credit Union Tamar Atamian on LinkedIn What Would You Give Up to Get Rid of Debt podcast episode Episode Transcript SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve got only a few more days to enroll for open enrollment for health insurance in 2020. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know and how to save some bucks in the process, like her great tip on whether to choose an HMO or PPO (hint, there’s more gems like this one in the episode).What You'll Learn How to figure out whether you should have a PPO or an HMO (and Ashley's $84K trick) What a health savings plan is and why you might want one The biggest lessons Ashley learned putting together her guide to hacking health insurance Tricks to help you save money on your monthly premium Ways to save money on prescription drugs  Career and money advice from Ashley Links Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've got a question for you. What would it feel like to be debt-free, to start over from a blank page, to not have that stress and worry hanging over you? I would imagine pretty good – but becoming debt-free takes time, some tips and tricks and as Michael Bovee says, it’s all about getting to know ourselves.Michael is a debt expert and co-founder of Resolve a company that helps people in financial distress navigate their way to financial health. In this chat, Michael shares ways to pay down debt, the nitty-gritty about debt settlement and the ins and outs of filing for bankruptcy. My rule is there is no room for judgment when it comes to debt – life happens, things happen, let this episode be a tool you can use if you or anyone you know find themselves making debt payoff a top resolution for 2020. What You'll Learn What do consumer debt levels continue to rise Is all debt bad debt? Some practical ways to get out debt beyond the snowball and avalanche methods What you need to know about debt settlement What you need to know about bankruptcy How student loans are treated in bankruptcy What to do with medical debt Links Resolve Michael's bio SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing."So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest.What You'll Learn Why Amanda is passionate about teaching women what they need to know without the bs The story behind Amanda's successful blog, The Dumpster Dog Blog Money blindspots women have and how to avoid those How to win at investing even if you are a newbie Why learning about investing is critical Links Invested Development course (use code millennial for $50 off) The Dumpster Dog Blog Amanda on Instagram SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all have a money story. A way in which we grew up thinking about money, either consciously or unconsciously and our money story has power over the choices we make and don’t make with our money.Our podcast guest, Dr. Daniel Crosby, a psychologist, and a behavioral finance expert says that behavioral changes around money are tough because we all think our money story is normal because that’s all we know. So then the real question is, how do we create real change with our money?What You'll Learn How powerful are brains are when it comes to money Why your money story is a critical part of your success How you can balance the fear of investing with the need to invest Why Daniel decided to write his latest book, The Behavioral Investor How you can override your money story and create a new one Links Daniel on Twitter The Behavioral Investor book Daniel on LinkedIn SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Six letters – BUDGET – probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set in stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this reboot episode, you'll learn how to create a budget, and why I'm giving you permission to throw out your budget with a few simple caveats. What You'll Learn Understand why you despise the process of budgeting first What questions to ask yourself to get in a better money mindset Why setting goals is the key to achieving financial success So many tips on how to win at budgeting and tracking your money each month My easy 1-2-3 system of budgeting Why you need to be in the driver's seat when it comes to your spending (your future will thank you) Sharing my own story and struggles with budgeting SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's that time of year again for Black Friday, Cyber Monday and all the deals. It's easy to get carried away and spend more money than you want during this time of year. Luckily, I’ve got Julie Ramhold from DealNews and Jay Klauminzer from Raise on this episode to help us sort out the money-saving tips we need for Black Friday and Cyber Monday.What You'll Learn Where the deals are, and where they aren't How to shop smarter and make your money stretch Mobile apps and websites to help you save money When the best day is to shop How to outsmart the retailers and know what to buy when How to buy gift cards at a discount with Raise Links DealNews Raise A Sneaky Way to Build Wealth podcast episode SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram     See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered why we eat turkey, mashed potatoes, gravy and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore.In this Friendsgiving episode reboot, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin crazed eating trends.What You'll Learn How the Thanksgiving meal has evolved over time Hear the fascinating story behind the year of two Thanksgivings Uncover some regional differences in Thanksgiving Why food has become a powerful mediator to tackling tough conversations What are some of the latest Thanksgiving trends How to make the most out of your Thanksgiving on any budget + host an amazing Thanksgiving party Finally, how to embrace where you're at this Thanksgiving no matter how much money is in your bank account or the goals you've achieved LinksSmart Mouth PodcastSUBSCRIBE & REVIEWWant to be the first to know when new episodes are released? Click here to subscribe in iTunes!Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices