So Money with Farnoosh Torabi

Today's guest is the founder and CEO of LendingMemo Media. His name is Simon Cunningham, and he runs the Seattle-based company that promotes peer to peer lending education.  If you're not familiar with P2P lending, it is exactly what it sounds like. It's the practice of lending money to unrelated individuals, or peers, without going through a traditional financial institution or a bank. In other words, people are able to sidestep the banks to lend and borrow directly to one another. And P2P lending typically offers more attractive terms if you are a borrower than a traditional unsecured loan or credit card. And can be a godsend if you've got multiple high-interest debts and need to consolidate. Peer to peer lending is a full-fledged fast growing business and part of a whopping $3 trillion consumer debt market. And Simon is really at the crossroads of all of this, offering consumers a website to really engage, understand, to learn more about this so that they can make educated choices if they choose to enter this market. A few takeaways from our interview with Simon: How he made a 10% annual rate of return on his P2P investments, key benefits and risks to this sort of investment for both borrowers and lenders, and the downsides to the frugality movement according to Simon.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

I'm excited for today's guest. She's a nationally recognized credit card expert, consumer advocate, and former Certified Public Accountant. She's also the author of the new book, "The Dead Escape Plan" and three other highly acclaimed books. She has extensive media experience and is frequently invited to speak at major events and conferences. Her name is Beverly Harzog. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Today's guest is Catherine Alford, or Cat for short. She's the founder of budgetblonde.com and a personal finance writer who's been featured in some of the top media outlets including the Huffington Post, US News World and Report and many others. She's got a formal background in American history. And she worked for years as a historian before she began to focus more on her love of blogging, public speaking, and building online businesses. She now coaches other bloggers on how to market themselves online and build legitimate income streams.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In today's episode of Ask Farnoosh I answer questions about when it's the right time to move out, saving money in long-distance relationships and how to save more.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In today's episode of Ask Farnoosh I answer questions about student loans, aggressive investing and mother-in-laws caught in financial difficulties.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

His name is Jeffrey Zurofsky. You may have heard of him. He is an incredibly talented chef and a successful restauranteur who broke into the New York City restaurant scene after graduating from college. He, along with his business partner Tom Colicchio, co-founded the gourmet sandwich chain Wichcraft plus the fine dining restaurant Riverpark and its innovative accompanying urban farm in New York City. Jeffrey also co-hosts the Bravo TV series, "Best New Restaurant," where he helps new restauranteurs learn how to navigate the realities of their businesses under pressure. We are going to talk a lot about those realities and how young budding restauranteurs and chefs can break into this very, very tough industry and build thriving businesses. Additionally we also talk about secrets to saving money when food shopping so you and I can save money at the grocery store and how to put the best quality foods in our carts for the least amount of money, the biggest mistake startup restaurant owners make, and how he recovered from his biggest financial mistake. All that and much, much more!Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Ever have a friend who borrowed money and then never paid you back? OR worse, an ex spouse who ran off with your inheritance or never paid alimony?My guest today is the author of book with lots of stories like that, including some of her own. The book is called Gold Diggers and Deadbeat Dads: True Stories of Friends, Family, and Financial Ruin. Author Valerie Rind is with us today. She is both a corporate attorney and financial writer, leads with her own personal financial catastrophes involving family, from losing her life savings after trying to help support a relative’s business to feeling financially cheated in a previous marriage. She writes about personal finance at ValerieRind.com and contributes to other media outlets.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

My guest today is David Stein, host of Money For the Rest of Us, a weekly personal finance podcast. He also runs the Money For the Rest of Us Hub, an online educational platform on money, how it works, and how to invest it. Previously, he was Chief Investment Strategist and Chief Portfolio Strategist at Fund Evaluation Group, a $35 billion institutional investment advisor. There he co-lead the 20 person research team and managed assets for endowments, foundations and financial planners.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Deemed the Mindy Kaling of personal finance, Stefanie O’Connell is a Millennial money expert, author and entrepreneur whose primary focus is keeping the discussion of finance simple, honest, and real.  Stefanie’s writing has earned her a reputation for practical frugality, witty story telling, and a commitment to living a big life on a small budget. She and her work have been featured on such major media outlets as The Wall Street Journal, Forbes, and USA Today.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Today on the show we have a personal finance architect. Doesn’t that sound cool? I thought I was creative in calling myself a personal finance strategist. Architect is way cooler. My guest is Steve Stewart a Personal Finance Architect from St. Louis who helps people plan their cashflow so they can go pro. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.