The Property Couch

Did you know we all have a distinct “Money Personality”??Yep – we do! And in this episode, we’re giving you the complete lowdown so you can identify which one is YOUR personality, as well as practical tips to improve your bank balance, make your Super work harder and build a nest-egg for your retirement that won’t cost you “an arm and a leg” to set up!Folks, joining us today is our good friend and one of Australia’s leading personal finance commentators, Effie Zahos! Effie is Canstar’s Editor-at-Large and has more than two decades’ experience helping Aussies make the most of their money. As the money expert for The Today Show, Effie offers her insights into current money matters and – get this! – prior to joining Canstar, Effie was the editor of Money magazine for more than 20 years. EVEN BETTER, Effie gives us some exclusive insights from her new book, “Ditch the Debt and Get Rich” that’ll have you on track to earning a passive income & tweaking your spending habits like a pro!So. Which Money Personality are you!?! Well, let’s find out….Psst… bonus points up for grabs if you can guess Ben’s money personality! Free Stuff MentionedEpisode 105 | Insights from the Money Queen – Chat with Effie Zahos, Editor of Money MagazineEpisode 235 | Money Hacks from the Money Queen – Chat with Effie ZahosEpisode 250 | Roger Montgomery – Chat with Australia’s Warren BuffettEpisode 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” GuruEpisode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James ClearStart Money STARTS today!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

FOMO (Fear Of Missing Out) is certainly here in this hot property market, folks! Let’s be real… the “Great Australian BBQ Topic” is officially on steroids right now — a combination of low-interest rates, rising property prices and lack of supply in the market is seeing all sorts of people jump in on “the property party” they perceive everyone else is enjoying. So, we want to be direct with you… there are NO excuses to purchase property because of FOMO! The reality is you should NEVER make huge financial decisions on a whim or forget to “Look Before You Leap”. A hot market — like the one we’re currently experiencing — is the perfect storm for property buyers to make mistakes and land themselves in hot water by stretching themselves too far, acting without thinking, falling into the “herd” mentality or disregarding that FOMO is a paradise for Spruikers!! As a follow on to our 3-part mini-series on how to win in a HOT property market, today we’re tackling the Top 10 FOMO mistakes property investors make… because we DON’T want to see you getting burnt out there or Realising Too Late that you fell into the trap of Irrational Exuberance!! So, strap yourselves in folks… ‘cos we’re about to give you some TOUGH LOVE!  Free Stuff Mentioned… Free Learn on Instagram: Will You Fall For FOMO??  Leave a Review on iTunes for your chance to Win a Start & Build Course! Become a PICA Member – $5 For A Year or $20 for 5 YearsEpisode 329 | From Sports Star To Successful Investor – Chat with Tom Symonds Episode 123 | What is Owner-Occupier Appeal and How to Use It When Buying Your Next Investment? Episode 310 | Is Property Just A Ponzi Scheme? WOW! Sydney & The 60 SuburLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Here to help to hit your passive income goals and explain exactly how this sports star became a successful investor is NRL champion, Tom Symonds!Yep. Tom Symonds is a 10-year professional footy player (Roosters, anyone!?!) and, although retired from the game, Tom’s currently the Players Operations Manager with Rugby League Players Association. From 2009-2012, Tom played for the Sydney Roosters; from 2013-2016 for Manly Sea Eagles and from 2016-2018 for Huddersfield Giants!!In other words – Tom is a Pro Athlete turned Pro Investor!!!… And he has TWO Big Tips he wants to share with you that’ll seriously move the dial on how you create a passive income for life!!This episode is an absolute “MUST” if you’re in the sporting world… BUT it’s not just for our sporting folks…… Tom has some great insights into goal-setting (yep!), how to take your ego our of property investing AND – the delayed gratification piece – how to navigate the temptation of “Spend it all now” versus “Save some for later”!!Tune in now to hear how this Sports Star became a SUCCESSFUL Investor (and the ups and downs along the way!)…Free Stuff Mentioned… Free Report: 10 Tips Every Landlord Needs To Know To Protect Their PropertyEpisode 254 | NRL Star Unpacks His Money and Property Story – Chat with Matt SramaEpisode 270 | How To Recover When You’ve Lost Everything – Chat with NRL Star Matt Srama and Jaemin FrazerEpisode 135 | Andrew Bogut – Why is this NBA Superstar Still Adamant on Investing in Property?Episode 328 | The #1 Checklist For Landlord Insurance – Chat with Greg RoweFRLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

This episode covers everything a landlord needs to know to PROTECT their investment property!Sure, “Landlord Protection Insurance” probably doesn’t sound like the most exciting topic in the world… but we can assure you it is a VITAL part of a property investor’s Defence Strategy.Here’s the deal… Building Insurance is NOT enough if you are NOT going to be the one living in your property… you need to make certain you have Third Party Cover and the necessary protection policies in place that are specific to a landlord’s best interests and needs.So, here to explain The #1 Checklist For Landlord Insurance is an expert in the field – joining us today is Greg Rowe, CEO of Property Insurance Plus (PIP). Greg has extensive knowledge in ALL things Landlord Protection Insurance – like what to do to cover yourself from Loss of Rent, and loss or damage by tenants to your building and contents… on top of the “regular” cover to safeguard yourself from unforeseen events that could occur to your property.So, what CAN and CAN’T landlords claim if something goes wrong?Tune in now to find out, folks!Free Stuff Mentioned…FREE Report: 10 Tips Every Landlord Needs To Know To Protect Their Property– Click here to download or simply fill in the form below and we’ll email it to you right away!RBA Cash Rate Announcement March 2021: Property Prices Break 17 Year Record!Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process!Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!Episode 031 (Part 1) | Story of an Investor and Lessons Learnt along the Way – Chat with Carolyn WrightLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If you’ve been in the news cycle, this shouldn’t come as a surprise but….Australia Property Prices Break 17-Year Record! This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political updates around the world and within Australia too.Plus, Ben also includes his latest news and commentary on… A Quick update on the Pandemic Story Mixed bag movement in the equity & commodities markets The TWO big point of discussion in the US Our Unemployment Story and how’s we’re faring when it comes Job Growth Are Business Confidence and Conditions going back to pre-COVID levels or better? The Australia Property Market – Why is it a hot topic at this moment What’s the real challenge for the property marketAdditional free resources:If you’re looking to buy at the moment, make sure to check out our Mini Series!Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process!Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process! And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The final part of our mini-series: “The Step-By-Step Process To Win In A HOT Property Market” has landed!Just in case you missed it…LAST TWO WEEKS ON THE PROPERTY COUCH.Episode 326 was all about The SEARCH for the property and The DUE-DILIGENCE around the search and the finance (lending) for that property!Episode 325 was about GETTING STARTED! Nailing the brief, how to get your FINANCE ready,And this week is all about…..MAKING AN IRRESISTIBLE OFFER!Doesn’t matter if it’s an offer prior to the auction, post-auction or even a ZOOM auction…We’ll be sharing practical, real-life and tested tips and tactics on setting your offer limit, the tone of voice to use, replies to common agent feedback, body language and more!And of course…. What happens after the offer gets accepted?! If you think that you’ve signed on the dotted line and that’s it, you couldn’t be more wrong.It’s not over until the keys to the property are in your hands and you can officially walk in without being considered a “trespasser” ….We’ll be unpacking the mistakes, the last-minute paperwork, the forgotten things and the follow-ups that a diligent buyer needs to do after signing the contract because let’s face it…. You’ve done so well to secure a property, you DO NOT want to stuff up the final leg. Free Stuff Mentioned…(AUDIOBOOK) The Armchair Guide to Property Investing is now available on Audible & other audiobook platforms! And you can also get it at a discount here.Real Estate Agent Series – Listen here LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Part 2 of “The Step-By-Step Process To Win In A HOT Property Market” is HERE…… and today’s episode is all about two things:The SEARCH for the property…The DUE-DILLEGENCE around the search and the finance (lending) for that property!Folks, as we mentioned last week in Part 1 of this 3-part mini-series… we are in a HOT property market – listings are TIGHT.And pretty much every major and secondary market across the country is SMOKIN’…… so if you’re a property buyer playing in “The Big Wave”, it’s vital you educate yourself so you stay in front of the curb (while NOT getting swept up in FOMO) – this way, you can ultimately enjoy the ride and, yep, the fruits of your smart efforts!We’ll be unpacking quite a bit in this episode, and you’ll be getting plenty of tips on how to conduct your search to find an investment-grade property (incl. what WE personally and professionally do and look for!)… and let you in on “The Top 3 Deal Does” and “Top 3 Deal Breakers” in a HOT property market… as well as how to be due-diligent with your finances, ESPECIALLY in a market that is moving at a rapid pace.Remember – stay informed, don’t do anything irrational right now… and ONLY IF you’re in a position to “push play”, move quickly but SMARTLY.P.S. – Part 1 was all about the backdrop of how we got to this HOT property market, how to get your PREP work done and figuring out your brief… this ep’s getting into the nitty-gritty of the property and lending story!!Free Stuff MentionedEpisode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1PICA Webinar 2021 – Investment Property Lending with Ross LeQuesnePICA – Research & Due Diligence WebsitesProperty Research Tools – Select Residential PropertyAustralian Bureau of Statistics (ABS) websiteLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There’s no doubt about it – the property market is HOT and it’s only getting HOTTER!Mark our words, folks – we’re in a Seller’s Market right now – and we’re talking Right Across The Country – which means if you’re serious about entering the property market, there are some CRITICAL things you need to know and do in order to make sure your execution is successful and, here’s the biggie…NOT something you’re going to regret further down the track.This is what we call “The Big Wave” – so today is the very first episode of our new miniseries that will walk you through the ENTIRE Step-By-Step process to buy in a HOT property market.This is the proven technique WE are currently using as we guide our clients through a hot market – so, we’ll be walking you through…How to organise your Buying Brief.How to prepare yourself BEFORE entering the market.How to search for an investment-grade property.How to be due-diligent with your finances.How long it takes for banks to process your loan.Red flags for certain properties and when to walk away.Negotiation and Buying Tips specifically for a hot market.How to work out the difference between Quality Assets vs FOMO.What to Do AFTER Your Purchase.Like we said today is just Part 1 – so please start from the beginning, and tune into the next upcoming episodes to make sure you’re in a position to WIN – because now is NOT the time to be doing anything silly!Free Stuff Mentioned  The Buyers Decision QuadrantTop Five Frameworks For Property InvestorsEpisode 324 | Property Market Outlook 2021 – Chat With Cameron Kusher Executive Manager of Economic Research at REA GroupPICA Webinar 2021 – Investment Property LendingFree Book – The Armchair Guide To Property InvestingMyWealth Portal – The Hub For Your Financial Peace Don’t have an account? Just fill in the form below and we’ll set a free one up for you!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The pendulum has swung and Australia’s property market is expected to be very, very different in 2021!On the back of what we can only describe as “a year we’ll never forget”, property is about to bounce ahead in a direction very few could have predicted during the height of the pandemic panic.In this episode, you’re about to hear an expert forecast that reveals key market insights into the Property Market Outlook for 2021.Joining us is Cameron Kusher, Executive Manager – Economic Research at REA Group. Cameron has over 15 years’ experience working as a property market analyst (both residential and commercial). His experience spans valuations, property development, development consulting, commercial property research as well as residential property research. Through his work, Cameron has gained a thorough understanding of property market fundamentals across demographics, trends and economics, making him a widely sought-after commentator and presenter on property market conditions and emerging trends.Oh, and prior to joining REA Group, Cameron spent more than 11 years at CoreLogic where he was the Head of Research for Australia.… If you want a realistic look into how property will perform this year and where you can expect to see price growth and high demand, then this episode is for you.Resources MentionedCome Join The Fun On Socials (We’re Now Sharing WAAY More Free Education For Property Investors) >>PIPA Webinar: What You Need To Know About Mortgages & LendersSummer Series Episodes 2020/2021Free eBook – Make Money Simple AgainCameron Kusher’s TwitterLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and because it is the FIRST cash rate announcement for 2021 — and a significant amount has happened between his last RBA video until now — he has a lot to share with you.And one of those things is very, very exciting indeed.It just might have a bit to do with, well, double-digit growth for property prices…And because a significant amount has happened between the last announcement until now (locally here in Australia AND globally)… Ben has a lot to share with you!The three big themes covered are: Equity Markets – What’s Happening & What’s to Come? Has Australia Pulled a Rabbit Out Of The Hat?  Is It “Up, Up & Away” For The Aussie Property Market…?And One Final Word…If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.For more information, please visit: http://thepropertycouch.com.auLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube